Save up to $480/yr on your visitor health cover.
Side-by-side OVHC for the visas that matter: 482 Working, 500 Student, 600 Tourist, and Working Holiday (417 / 462).
- Right Visa.
- Right price.
- Right cover.
I need cover for:
5 minutes. No sign-up.
Every OVHC provider. Right cover for your visa. Better price.
- OVHC providers
- 12
- OVHC policies
- 240
- Average saving / year
- $480
Why we show you every OVHC provider.
 | |
|---|---|
| OVHC providers listed | 12 |
| OVHC policies displayed | 240+ |
| Visa types covered | All visitor visasUpdated daily |
| Approach | Independent, unbiased |
Last checked: 13 May 2026. We list every Australian OVHC provider with publicly-available pricing, regardless of commercial relationships.
How it works.
Tell us what matters.
Your health priorities, your extras habits, your budget. No account needed.
We show you the whole market.
Prices, coverage, claims data, extras limits, reviews. Side by side.
Pick what fits. We handle the switch.
No double premiums, no gaps in cover, no waiting periods to re-serve.
Join from anywhere. In or outside of Australia.
When you're ready to switch, here's exactly what we handle for you (and what to expect).
No double payment
We coordinate the start date with the new fund and the cancellation date with the old one. You won't pay two premiums at once.
No gaps in cover
Your new policy starts the same day your old one ends. If you need treatment in between, you stay covered the entire time.
Waiting periods carry over
If you've already served waiting periods on equivalent cover, you don't serve them again. We confirm portability with both funds in writing.
We cancel your old cover
We coordinate the cancellation with your existing fund so you don't have to.
Includes 12-month price protection on eligible partner policies. If the premium increases unexpectedly, we work with the fund to honour the original quote where possible.
Prefer to talk to a real person to help guide you?
No problem. We've got someone who can walk you through it.
Free call. We do the work.
- An advisor matches you to the right fund and handles the switch end-to-end
- We coordinate the switch
- 15–30 minute chat
- You will receive written confirmation
Over the phone, we compare every OVHC provider:
AIA Health, Allianz Care Australia, Australian Unity, Bupa, Frank Health Insurance, HBF Health, HCF, HIF Australia, IMAN Australian Health Plans, Medibank, nib, Westfund Health Insurance
Over the phone, we compare every OVHC provider:
AIA Health, Allianz Care Australia, Australian Unity, Bupa, Frank Health Insurance, HBF Health, HCF, HIF Australia, IMAN Australian Health Plans, Medibank, nib, Westfund Health Insurance
Our promise.
We'll only recommend one of these funds if it genuinely beats your current cover. If it doesn't, we'll tell you straight, and point you to where the right policy lives. Online, you get all 47 funds.
Find your fit. Find your savings.
Pick your situation. See what the full market has for you.
All OVHC providers
Compare every major Overseas Visitors Health Cover (OVHC) provider in Australia. Visa-eligible cover for international students, working visa holders, and tourists.
| POLICIES | PRICE FROM | OFFERS / PROMOS | SERVICE | |
|---|---|---|---|---|
AAMI Health Insurance For-profit · Open | — | $48.45/weekPrice history | Data not available | Data not available |
ACA Health Benefits Fund For-profit · Open | — | $48.45/weekPrice history | Data not available | Data not available |
ahm Health Insurance For-profit · Open | — | $48.45/weekPrice history | Data not available | Data not available |
AIA Health Insurance For-profit · Open | — | $48.45/weekPrice history | Data not available | Data not available |
Apia Health Insurance For-profit · Open | — | $48.45/weekPrice history | Data not available | Data not available |
Australian Seniors For-profit · Open | — | $48.45/weekPrice history | Data not available | Data not available |
Australian Unity For-profit · Open | — | $48.45/weekPrice history | Data not available | Data not available |
Bupa For-profit · Open | — | $48.45/weekPrice history | Data not available | Data not available |
CBHS Corporate Health For-profit · Open | — | $48.45/weekPrice history | Data not available | Data not available |
CBHS Health Fund For-profit · Open | — | $48.45/weekPrice history | Data not available | Data not available |
Showing 1-10 of 47 providers
Last checked: 13 May 2026. We list every Australian OVHC provider with publicly-available pricing, regardless of commercial relationships.
Price vs value. Who's cheapest at each tier?
Each bubble is a fund's cheapest VIC Singles Bronze-tier policy. Bubble size = market share. Lower = better price.
- Known market share
- Estimated market share
Visa cover requirements at a glance.
Every Australian visa has different OVHC rules. Here are the most common.
| VISA SUBCLASS | COVER REQUIRED | MINIMUM DURATION | TYPICAL POLICY |
|---|---|---|---|
| 482 Working (TSS / Skills in Demand) | OVHC for primary holder + family | Length of visa | Mid or Top OVHC |
| 500 Student | OSHC (not OVHC) | Length of study | OSHC Standard |
| 485 Graduate | OVHC recommended (not always mandatory) | Length of visa | Budget or Mid OVHC |
| 600 Tourist / Visitor | Strongly recommended (no Medicare) | Length of stay | Budget or Mid OVHC |
| 417 / 462 Working Holiday | OVHC strongly recommended | Length of stay | Budget OVHC |
| 491 / 494 Regional | OVHC until permanent residency | Length of visa | Mid or Top OVHC |
| Bridging visa | Depends on previous visa | Variable | Continue existing cover |
Always confirm visa-specific cover requirements with the Department of Home Affairs or your migration agent. Visa conditions change.
OVHC price monitor. Has yours gone up?
Year-on-year price changes for Mid-level Single OVHC, the most common visitor cover. Compare yours and see if it's still competitive.
It was impossible to find an easy way to compare every health insurance policy.
So we built it ourselves.
Every comparison site we tried showed us a fraction of the market. 10 funds. 12 funds. Always the ones paying commissions. The other 35? Hidden.
So we did the work. We pulled every registered policy from PrivateHealth.gov.au, built filters that actually work, added an AI assistant to make sense of 120,711 options, and put it all online. Free. No signup. No paywall.
If you'd rather talk to someone, we have a phone team for that too. Otherwise, here's the data. Use it.
We receive transaction fees from participating funds when we handle a switch on your behalf. The online tool shows all 47 funds regardless of commercial relationships.
Questions we get asked about OVHC.
Biggest range. Biggest savings.
- 120,711 policies.
- 34 funds.
- Free.
- Always.
No registration · No paywall · Last updated 7 April 2026