RT Health Health Insurance Review 2026
Compare 124 RT Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.
RT Health Insurance - Quick Facts
Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (2 August 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with RT Health.
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See all 124 RT Health policies side-by-side with personalised pricing.
Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (February 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with RT Health.
Explore RT Health Policies
RT Health offers 124 health insurance policies across three coverage types. Prices shown are for Single, NSW, Age 30, $500 excess.
Hospital Cover
22 policies covering private hospital treatment, from $51.17* per month. Ranges from Basic tier (lowest coverage, avoid Medicare Levy Surcharge) to Gold tier (highest coverage, most treatments included).
22 policies availableExtras Cover
36 policies covering general treatment (dental, optical, physio, etc.), from $37.14* per month. Extras policies help reduce out-of-pocket costs for everyday health services not covered by Medicare.
36 policies availableCombined Cover
66 policies bundling both hospital and extras coverage, from $88.32* per month. Combined policies often include a discount (typically 2–5%) compared to purchasing hospital and extras separately.
66 policies available*Prices for Single, NSW, Age 30, $500 excess. Actual prices may vary — confirm with RT Health directly.
Overall RT Health price increase
Customer Reviews
Google Reviews (April 2026).
What RT Health Specialises In
Find policies suited to your situation. Prices are indicative only.
Hospital CoverageExtras CoverageAll prices shown are indicative only and were last updated using data from PrivateHealth.gov.au. Actual prices may vary based on individual circumstances. Please confirm pricing directly with insurers.
Compare RT Health to Competitors
How RT Health compares to other Australian health insurers based on pricing, service record, and product range.
RT HealthFrank Health InsurancePhoenix Health FundRT Health*For Single in NSW. Service record data from PHIO Q1 2025-26.
Contact & Support
PhoneEmailOnlineMailRT Health Mobile App
App features: view cover details, make extras claims, view claims history, view contact details, and give feedback.
Frequently Asked Questions
All information provided in these FAQs is general information only and does not constitute financial, insurance, or personal advice. For advice specific to your circumstances, consult with a licensed financial or insurance adviser, or contact insurers directly. Information is based on our understanding as of 2 August 2026 and may change. Always verify current information with official sources.
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