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Private health insurance premiums in Australia have increased by an average of 4.41% from April 1, 2026, marking the largest hike in nearly a decade. This rise, approved by the federal government, will cost households an estimated extra $80 to $160 annually.Private health insurance premiums in Australia have increased by an average of 4.41% from April 1, 2026, marking the largest hike in nearly a decade. This rise, approved by the federal government, will cost households an estimated extra $80 to $160 annually.
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We show 47.

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ACA Health Benefits Fundahm Health InsuranceAIA Health InsuranceAustralian UnityBupaCBHS Corporate HealthCBHS Health FundHunter Health InsuranceDefence HealthDoctors' Health FundGMHBAGU HealthHBF HealthHCFHealth Care InsuranceHIFHealth PartnersLatrobe Health ServicesMedibankMildura Health FundOnemedifundNavy HealthnibPeoplecarePhoenix Health FundPolice HealthQueensland Country Health FundReserve Bank Health SocietyRT Healthsee-u by HBFSt.LukesHealthTeachers HealthTUH Health FundWestfundEmergency Services HealthQantas InsuranceSuncorp Health Insurancehealth.com.auReal InsuranceING Health InsuranceAAMI Health InsuranceNurses & Midwives HealthUniHealthUnion HealthAustralian SeniorsFrank Health InsuranceApia Health Insurance

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Policies

120,711 policies

Policies. The lot. More to search means more to save.

Saving

$486 average saving

Average yearly saving. Because we search wider than anyone else.

Funds

All 47 funds

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Government data

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Why more range means more savings

HealthInsurance.au
Insurers listed
47
Policies displayed
120,711
Data sourced from
PrivateHealth.gov.auUpdated 7 April 2026
Approach
Independent, unbiased

Last Checked: April 7, 2026. Our database includes policies from 47 registered Australian health insurers, using data sourced from PrivateHealth.gov.au.

A taste of 120,711 policies

This is what you miss when a site only shows you 1,200 policies.

AHM logo

ambulance hospital (basic)

Basic$750
$39.30/mo
BUP logo

Basic Accident Only Hospital $750 Excess

Basic$750
$60.65/mo
HCF logo

HCF Reciprocal Health Cover Basic

Basic$750
$40.95/mo
NIB logo

Priceline Basic Accident Hospital $750 Excess

Basic$750
$54.57/mo
HBF logo

Basic Hospital Accident Only $750/$1500 Excess

Basic$750
$53.01/mo
AHB logo

Starter Hospital Basic Plus

Basic+$750
$58.00/mo
AUF logo

Corporate Basic Plus

Basic+$750
$63.00/mo
GMH logo

Frank Bronze Hospital

Bronze$750
$73.00/mo

Government Rebate Estimator

Find out how much you could save

$90,000
$0$175k$350k+

Estimated Rebate Eligibility

24.288%

Base Tier

This is what the government kicks in.
Every year. Off your premium.

COMPARE POLICIES

The government rebate is income tested. Your actual rebate may vary.

Updated 1 April 2025. This calculator provides estimates only and should not be considered financial advice. Rebate percentages are based on the Australian Government Private Health Insurance Rebate for the 2025-26 financial year. Actual rebate amounts may differ. Please consult the Australian Government Department of Health for official information.

Prices moved. Savings shifted.

Year on year changes. The wider you search, the more you find.

/assets/insurers/GMH.png
GMHBA

Feb 2025

Feb 2026

Gold

$166.65

$190.65

Silver

$89.75

$91.55

Bronze

$124.3

$125.55

Basic

$103

$104.05

/assets/insurers/NIB.png
NIB

Feb 2025

Feb 2026

Gold

$141.67

$147.9

Silver

$82.08

$85.84

Bronze

$73.32

$65.72

Basic

$62.14

$54.54

/assets/medibank-logo-RaWFprkF.svg
Medibank

Feb 2025

Feb 2026

Gold

$104.8

$106.85

Silver

$134.2

$137.55

Basic

$56.2

$52.25

What this is. What this isn't.

Transparency matters. Here's ours.

What we provide

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Policy information from all 47 registered insurers

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Filtering, comparison tools, and AI assistant

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Indicative pricing from PrivateHealth.gov.au

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Free guided advice via participating fund advisors

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Expert phone review with written report ($150)

How we’re funded

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We receive transaction fees from participating funds

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Free advice covers participating funds; paid review covers all 47

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Online comparison shows all 47 funds regardless of commercial relationships

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