Compare Australia’s largest range of health insurance. All in one place.
Compare every health insurance policy in Australia, sourced and updated daily from government databases and public sources.
I need cover for…
Compare every health insurance policy side-by-side
Biggest private health insurance range. Biggest savings.
- Health funds
- 47
- Policies
- 125,377
- Average saving / year
- $486
Other sites show 10 funds. We show 47.
More funds means more options. More options means a better chance of finding a lower price.
Start comparing
Why more range means more savings.
 | |
|---|---|
| Insurers listed | 47 |
| Policies displayed | 125,377 |
| Data sourced | PrivateHealth.gov.auUpdated daily |
| Approach | Independent, unbiased |
Last checked: April 7, 2026. Our database includes policies from 47 registered Australian health insurers, using data sourced from PrivateHealth.gov.au and public sources.
How it works.
Three simple steps. No sign-up. No fine print.
Tell us what matters.
Your health priorities, your extras habits, your budget. No account needed.
We show you the whole market.
Prices, coverage, claims data, extras limits, reviews. Side by side.
Pick what fits. We handle the switch.
No double premiums, no gaps in cover, no waiting periods to re-serve.
This is what the right fit looks like.
A real comparison. Same tier. Same excess. Better extras. Lower price. That's a better fit.
We found 3 policies that could save you up to $412/year.
Your current policy: Bupa Growing Family Silver Plus · $186.40/mo · $750 excess
HCFSilver Plus Hospital + Smart Extras
$412.00
Monthly
Offers & promotions
No offers at the moment
Reviews & Reports
Hospital services
General treatments (Extras)
HBFSilver Plus Premium Combined
$136.00
Monthly
Offers & promotions
Future premium projection
Reviews & Reports
Hospital services
General treatments (Extras)
MedibankGrowing Family Silver Plus
$214.00
Monthly
Offers & promotions
Future premium projection
Reviews & Reports
Hospital services
General treatments (Extras)
Sample data shown for illustration. Your actual results depend on your current policy, age, state, and rebate tier.
Switching should be easy.
When you're ready to switch, here's exactly what we handle for you (and what to expect).
No double payment
We coordinate the start date with the new fund and the cancellation date with the old one. You won't pay two premiums at once.
No gaps in cover
Your new policy starts the same day your old one ends. If you need treatment between, you stay covered the entire time.
Waiting periods carry over
If you've already served waiting periods on equivalent cover, you don't serve them again. We confirm portability with both funds in writing.
We cancel your old cover
You don't have to call them. We send the cancellation request once your new cover is active and confirm it's done.
Prefer to talk to a real person to help guide you?
No problem. We've got someone who can walk you through it.
Free call. We do the work.
- Hand-picked match for you
- We coordinate the switch
- 15–30 minute chat
- You will receive written confirmation
Over the phone, we compare these 12 partner funds:
ahm, AIA Health, Australian Unity, Bupa, Defence Health, FRANK, GMHBA, HBF, HCF, HIF, Medibank, NIB
Our promise.
We'll only recommend one of these funds if it genuinely beats your current cover. If it doesn't, we'll tell you straight, and point you to where the right policy lives. Online, you get all 47 funds.
AIA Health InsuranceBronze Hospital and Better 60% Back Extras
$136.40
Monthly
Offers & promotions
Future premium projection
Reviews & Reports
Hospital services
General treatments (Extras)
Find your fit. Find your savings.
Pick your situation. See what the full market has for you.
Explore Singles cover
6,396 policiesFrom$178.61/moExplore Couples cover
4,857 policiesFrom$178.61/moExplore Families cover
10,866 policiesFrom$178.61/moSingle parent
8,440 policiesFrom$178.61/moSeniors
6,396 policiesFrom$178.61/moYoung adults (Under 30)
6,396 policiesFrom$178.61/moOverseas visitor (OVHC)
217 policiesFrom$178.61/moOverseas student (OSHC)
7 policiesFrom$178.61/mo
Know your insurer.
Browse all 47 registered health insurers in Australia. Click any insurer to see their full profile: available policies, pricing history, hospital agreements, and customer satisfaction data.
| POLICIES | OFFERS / PROMOS | SERVICE | ||
|---|---|---|---|---|
ahm Health Insurance For-profit · Open | 146 | $23.56/week | ||
see-u by HBF Not-for-profit · Open | 44 | $23.62/week |
| |
HBF Health Not-for-profit · Open | 112 | $23.65/week | ||
Frank Health Insurance Not-for-profit · Open | 68 | $23.77/week |
| |
HCF Not-for-profit · Open | 88 | $24.80/week | No offers found | |
Phoenix Health Fund Not-for-profit · Open | 124 | $24.85/week | No offers found | |
Health Care Insurance Not-for-profit · Open | 56 | $25.46/week | No offers found | |
Defence Health Not-for-profit · Restricted | 60 | $25.62/week | No offers found | |
TUH Health Fund Not-for-profit · Restricted | 100 | $25.99/week | No offers found | |
Medibank Private For-profit · Open | 608 | $26.04/week |
Showing 1-10 of 43 insurers
Prices are indicative only, sourced from PrivateHealth.gov.au as at 25 July 2026. Satisfaction data sourced from the Private Health Insurance Ombudsman. Insurer logos are used for identification only — we are not affiliated with or endorsed by any insurer.
Price vs value. Who's cheapest at each tier?
Each bubble is a fund's cheapest VIC Singles Bronze-tier policy. Bubble size = market share. Lower = better price.
- Known market share
- Estimated market share
Your rebate. In 10 seconds.
Most Australians with private health insurance currently receive a Rebate from the Australian Government to help cover the cost of their premiums. The Private Health Insurance Rebate is income tested.
Estimated Rebate Eligibility
24.118%
Tier: Base TierThis is what the government kicks in. Every year. Off your premium.
Price monitor, how much has your policy gone up?
Year-on-year tier changes from the major funds. Compare yours and see if it's still competitive.
It was impossible to find an easy way to compare every health insurance policy.
So we built it ourselves.
Every comparison site we tried showed us a fraction of the market. 10 funds. 12 funds. Always the ones paying commissions. The other 35? Hidden.
So we did the work. We pulled every registered policy from PrivateHealth.gov.au, built filters that actually work, added an AI assistant to make sense of 120,711 options, and put it all online. Free. No signup. No paywall.
If you'd rather talk to someone, we have a phone team for that too. Otherwise, here's the data. Use it.
We receive transaction fees from participating funds when we handle a switch on your behalf. The online tool shows all 47 funds regardless of commercial relationships.
Frequently Asked Questions
Biggest range. Biggest savings.
- 125,377 policies.
- 47 funds.
- Free.
- Always.
No registration · No paywall · Last updated 25 July 2026 · Data compiled and powered by Convincely
I need cover for...