The largest range of health insurance in Australia. All in one place.
Every health insurance policy in Australia, sourced and updated daily from government databases.
Start your search now to save money:
5 minutes. No sign-up.
Biggest range. Biggest savings.
- Health funds
- 47
- Policies
- 120,711
- Average saving / year
- $486
Other sites show 10 funds. We show 47.
More funds means more options. More options means a better chance of finding a lower price.
Start comparingWhy more range means more savings.
 | |
|---|---|
| Insurers listed | 47 |
| Policies displayed | 120,711 |
| Data sourced | PrivateHealth.gov.auUpdated daily |
| Approach | Independent, unbiased |
Last checked: April 7, 2026. Our database includes policies from 47 registered Australian health insurers, using data sourced from PrivateHealth.gov.au.
How it works.
Three simple steps. No sign-up. No fine print.
Tell us what matters.
Your health priorities, your extras habits, your budget. No account needed.
We show you the whole market.
Prices, coverage, claims data, extras limits, reviews. Side by side.
Pick what fits. We handle the switch.
No double premiums, no gaps in cover, no waiting periods to re-serve.
This is what the right fit looks like.
A real comparison. Same tier. Same excess. Better extras. Lower price. That's a better fit.
We found 3 policies that could save you up to $412/year.
Your current policy: Bupa Growing Family Silver Plus · $186.40/mo · $750 excess
HCFSilver Plus Hospital + Smart Extras
$412.00
Monthly
Offers & promotions
Get up to 8 weeks free (4 weeks after 90 days + 4 weeks after 12 months)
Offer ends 30 April 2027
Terms & ConditionsFuture premium projection
Reviews & Reports
Hospital services
General treatments (Extras)
HBFSilver Plus Premium Combined
$136.00
Monthly
Offers & promotions
Up to 12 weeks free plus up to a $200 gift card and no waits on eligible Extras
Offer ends 30 April 2027
Terms & ConditionsFuture premium projection
Reviews & Reports
Hospital services
General treatments (Extras)
MedibankGrowing Family Silver Plus
$214.00
Monthly
Offers & promotions
Up to 12 weeks free plus, with 2- & 6-month Extras waits waived
Offer ends 30 April 2027
Terms & ConditionsFuture premium projection
Reviews & Reports
Hospital services
General treatments (Extras)
Sample data shown for illustration. Your actual results depend on your current policy, age, state, and rebate tier.
Switching should be easy.
When you're ready to switch, here's exactly what we handle for you (and what to expect).
No double payment
We coordinate the start date with the new fund and the cancellation date with the old one. You won't pay two premiums at once.
No gaps in cover
Your new policy starts the same day your old one ends. If you need treatment between, you stay covered the entire time.
Waiting periods carry over
If you've already served waiting periods on equivalent cover, you don't serve them again. We confirm portability with both funds in writing.
We cancel your old cover
You don't have to call them. We send the cancellation request once your new cover is active and confirm it's done.
Includes 12-month price protection on eligible partner policies. If the premium increases unexpectedly, we work with the fund to honour the original quote where possible.
Prefer to talk to a real person to help guide you?
No problem. We've got someone who can walk you through it.
Free call. We do the work.
- Hand-picked match for you
- We coordinate the switch
- 15–30 minute chat
- You will receive written confirmation
Over the phone, we compare these 12 partner funds:
ahm, AIA Health, Australian Unity, Bupa, Defence Health, FRANK, GMHBA, HBF, HCF, HIF, Medibank, NIB
Our promise.
We'll only recommend one of these funds if it genuinely beats your current cover. If it doesn't, we'll tell you straight, and point you to where the right policy lives. Online, you get all 47 funds.
AIA Health InsuranceBronze Hospital and Better 60% Back Extras
$136.40
Monthly
Offers & promotions
Get up to 10 weeks premium cashback over your first 3 years
Offer ends 30 April 2026
Terms & ConditionsFuture premium projection
Reviews & Reports
Hospital services
General treatments (Extras)
Find your fit. Find your savings.
Pick your situation. See what the full market has for you.
Know your insurer.
Browse all 47 registered health insurers in Australia. Click any insurer to see their full profile: available policies, pricing history, hospital agreements, and customer satisfaction data.
| POLICIES | PRICE FROM | OFFERS / PROMOS | SERVICE | |
|---|---|---|---|---|
AAMI Health Insurance For-profit · Open | 36 | $28.71/week | Data not available | Excellent |
ACA Health Benefits Fund Not-for-profit · Restricted | 207 | $28.35/week | Data not available | Excellent |
ahm Health Insurance For-profit · Open | 146 | $23.56/week | Data not available | Data not available |
AIA Health Insurance For-profit · Open | 292 | $27.20/week | AIA Vitality Premium Rewards Earn up to $240 off your health insurance each AIA… | Excellent |
Apia Health Insurance For-profit · Open | 36 | $34.98/week | Data not available | Excellent |
Australian Seniors For-profit · Open | 32 | $35.16/week | Data not available | Excellent |
Australian Unity Not-for-profit · Open | 60 | $27.20/week | Data not available | Very good |
Bupa For-profit · Open | 512 | $26.05/week | Get 100% back on check-up and cleans Join Bupa on eligible extras cover and get… | Excellent |
CBHS Health Fund Not-for-profit · Restricted | 48 | $29.37/week | 6 weeks free + more Join on Hospital & Extras to get 6 weeks FREE + 2 & 6 month… | Excellent |
Defence Health Not-for-profit · Restricted | 60 | $25.62/week | Data not available | Very good |
Showing 1-10 of 44 insurers
Prices are indicative only, sourced from PrivateHealth.gov.au as at 7 April 2026. Satisfaction data sourced from the Private Health Insurance Ombudsman. Insurer logos are used for identification only — we are not affiliated with or endorsed by any insurer.
Price vs value. Who's cheapest at each tier?
Each bubble is a fund's cheapest VIC Singles Bronze-tier policy. Bubble size = market share. Lower = better price.
- Known market share
- Estimated market share
Your rebate. In 10 seconds.
Most Australians with private health insurance currently receive a Rebate from the Australian Government to help cover the cost of their premiums. The Private Health Insurance Rebate is income tested.
Estimated Rebate Eligibility
24.118%
Tier: Base TierThis is what the government kicks in. Every year. Off your premium.
Price monitor, how much has your policy gone up?
Year-on-year tier changes from the major funds. Compare yours and see if it's still competitive.
It was impossible to find an easy way to compare every health insurance policy.
So we built it ourselves.
Every comparison site we tried showed us a fraction of the market. 10 funds. 12 funds. Always the ones paying commissions. The other 35? Hidden.
So we did the work. We pulled every registered policy from PrivateHealth.gov.au, built filters that actually work, added an AI assistant to make sense of 120,711 options, and put it all online. Free. No signup. No paywall.
If you'd rather talk to someone, we have a phone team for that too. Otherwise, here's the data. Use it.
We receive transaction fees from participating funds when we handle a switch on your behalf. The online tool shows all 47 funds regardless of commercial relationships.
Frequently Asked Questions
Biggest range. Biggest savings.
- 120,711 policies.
- 47 funds.
- Free.
- Always.
No registration · No paywall · Last updated 7 April 2026 · Data compiled and powered by Convincely
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