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News 07.04.26: Health insurance premiums increased by an average of 4.41% from 1 April 2026. The largest rise in nearly a decade. Read more at https://www.theguardian.com/australia-news/2026/feb/19/australian-private-health-insurance-premiums-increase-will-policies-deliver-cost-more.
Showing prices for:
  • Single
  • NSW
  • Age 30
  • Base Rebate
  • $500 Excess
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Suncorp Health Insurance Review 2026

Compare 36 Suncorp Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Issued by nib Health Funds Ltd.

Suncorp Health Insurance - Quick Facts

All Policies36
From$64.91/mo
Founded2016
Customer reviews
1.8 stars/ 796 reviews
Excellent Service Record
Based on 310 complaints  |  Oct 2024 – Sep 2025Ombudsman data from NIB.

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (13 August 2026). Reviews from ProductReview.com.au (April 2026). Not affiliated with Suncorp Health.

Ready to compare?

See all 36 Suncorp Health policies side-by-side with personalised pricing.

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (13 August 2026). Reviews from ProductReview.com.au (April 2026). Not affiliated with Suncorp Health.

Explore Suncorp Health Policies

Suncorp Health offers 36 health insurance policies across three coverage types. Prices shown are for Single, NSW, Age 30, $500 excess.

Hospital Cover

20 policies covering private hospital treatment, from $64.91* per month. Ranges from Basic tier (lowest coverage, avoid Medicare Levy Surcharge) to Gold tier (highest coverage, most treatments included).

20 policies available
From:$64.91/mo*
View Policies

Extras Cover

16 policies covering general treatment (dental, optical, physio, etc.), from $33.00* per month. Extras policies help reduce out-of-pocket costs for everyday health services not covered by Medicare.

16 policies available
From:$33/mo*
View Policies

Hospital & Extras Combined

No combined policies currently available from Suncorp Health Insurance.

0 policies available
From:$0/mo*
View Policies
Policy Name
Type
Tier
Price*
Hospital
Extras
Suncorp Health Insurance Gold Hospital
Hospital
Gold
$270.52
-
Suncorp Health Insurance Silver Everyday Hospital Plus
Hospital
Silver+
$102.10
-
Suncorp Health Insurance Bronze Hospital
Hospital
Bronze+
$81.34
-
Suncorp Health Insurance Basic Hospital Plus
Hospital
Basic+
$64.91
-
Suncorp Health Insurance Starter Extras
Extras
-
$33.00
-

*Prices for Single, NSW, Age 30, $500 excess. Actual prices may vary — confirm with Suncorp Health directly.

Overall Suncorp Health price increase

Suncorp HealthIndustry average

Customer Reviews

1.8out of 5
Based on 796 reviewsReviews sourced from
ProductReview.com.au (April 2026).

What Suncorp Health Specialises In

Find policies suited to your situation. Prices are indicative only.

Hospital Coverage
Gold
Comprehensive — all clinical categories
Silver+
26+ clinical categories, plus added cover
Bronze+
17+ clinical categories, plus added cover
Basic+
Minimal coverage, plus added cover
Extras Coverage
General Dental (check-ups, cleans, fillings)
Optical (glasses, contacts, eye tests)
Non-PBS Pharmaceuticals (prescription medicines)
Physiotherapy
Chiropractic

All prices shown are indicative only and were last updated on 13 August 2026 using data from PrivateHealth.gov.au. Actual prices may vary based on individual circumstances. Please confirm pricing directly with insurers.

Customer Service Record & Complaints

How Suncorp Health Insurance compares to other Australian health insurers based on pricing, service record, and product range.

Complaints data is recorded against the underwriting fund. Suncorp Health is underwritten by nib Health Funds Ltd., so the figures below reflect NIB's Ombudsman record.

Excellent Service Record80 complaints in Q3 2025 (Jul–Sep) · 100% resolved internallySource: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q3 2025
Official PHIO Data

Based on official data from the Private Health Insurance Ombudsman (PHIO), Suncorp Health has an Excellent Service Record with significantly fewer complaints than the industry average when normalised by market share.

31.96Complaint Rateper 1% market share · last 12 months
1%Investigation Rateformal investigations
99%Resolution Rateresolved internally

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q4 2024 – Q3 2025. Complaint rate = total complaints ÷ market share percentage. Note: All health insurers receive some complaints. Lower rates indicate better service and faster internal resolution of member concerns.

Complaint breakdown

310
Complaints
9.7
Mkt Share %
99%
Resolved
Quarter-on-Quarter:up 8% (74 → 80 complaints)complaint rate per market share worsening

Complaint Rate per 1% Market Share: Quarter on Quarter

Latest quarter
Previous quarters
Industry avg: 7.1
8.25
80 complaints
Q4 '24
7.84
76 complaints
Q1 '25
7.63
74 complaints
Q2 '25
8.25
80 complaints
Q3 '25

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q4 2024 – Q3 2025. Complaint rate = total complaints ÷ market share percentage. Complaint rate = complaints per 1% market share.

Top Complaint Categories — All Insurers Combined
Industry-wide from all 35+ insurers, Q1 2025-26. Not specific to Suncorp Health.
Disputes referred to insurer94%
Resolved at first contact5%
Formal investigations1%
How Suncorp Health Addresses These

99% internal resolution rate and 2 Ombudsman investigations — Suncorp Health Insurance resolves member concerns before they escalate.

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1 2025-26. 849 total complaints industry-wide across all 35+ Australian health insurers.

Suncorp Health vs Industry Average - Complaint Rate per 1% Market Share (Last 12 Months)

31.96
310 complaints
Suncorp Health
28.58
Industry Avg

Suncorp Health Insurance handles 9.7% of the market. Complaint rate of 31.96 vs industry average of 28.58 over the last 12 months.

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q4 2024 – Q3 2025. Complaint rate = total complaints ÷ market share percentage.

How to Resolve Issues

1
Contact Suncorp Health13 14 63 or
2
Request Internal ReviewIf unsatisfied, request a formal review.
3
Contact the OmbudsmanFree: 1800 640 695 or privatehealth.gov.au/ombudsman

Data Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q4 2024 – Q3 2025. Complaint rate = total complaints ÷ market share percentage. Complaint data is independently collected and published by the Commonwealth Ombudsman's office. Update Frequency: Ombudsman data is updated quarterly (Jan, Apr, Jul, Oct).

Compare Suncorp Health to Competitors

Based on official data from the Private Health Insurance Ombudsman (PHIO), Suncorp Health Insurance has an Excellent Service Record with significantly fewer complaints than the industry average when normalised by market share.

PricingCompare Suncorp Health Insurance's premiums against other funds for similar coverage levels.
Service RecordOmbudsman complaint data from PHIO Oct 2024 – Sep 2025 shows how each fund handles member issues.
Product rangeSuncorp Health Insurance offers 36 policies — compare the breadth of coverage options available.
Market PositionSuncorp Health Insurance holds 9.7% market share among Australian health insurers.
Suncorp Health InsuranceSuncorp Health Insurance
Current Fund
Policies
36
Google Ratings
1.8/5
From*
$64.91/mo
Type
For-profit
Service
Excellent

*For Single in NSW. Service record data from PHIO Q1 2025-26.

Contact & Support

Phone
General: 13 14 63Claims: 13 14 63Mon-Fri 8am-6pm AEST
Email
-
Online
https://www.nib.com.au
Mail
22 Honeysuckle DriveNewcastleNSW 2300

Suncorp Health Mobile App

App Store
App StoreSuncorp Health Australia
4.7/5
56,860 ratings
View →

App features: make and track claims, check Extras balances, search healthcare networks, manage cover and personal details, view and download policy documents, submit travel claims, book tele-health.

Frequently Asked Questions

All information provided in these FAQs is general information only and does not constitute financial, insurance, or personal advice. For advice specific to your circumstances, consult with a licensed financial or insurance adviser, or contact insurers directly. Information is based on our understanding as of 13 August 2026 and may change. Always verify current information with official sources.

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