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News 07.04.26: Health insurance premiums increased by an average of 4.41% from 1 April 2026. The largest rise in nearly a decade. Read more at https://www.theguardian.com/australia-news/2026/feb/19/australian-private-health-insurance-premiums-increase-will-policies-deliver-cost-more.
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ING Health Insurance Review 2025

Compare 36 ING Health Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

ING Health Health Insurance - Quick Facts

Policies36
Hospital From$64.91/mo
Customer reviews
2.1 stars/ 779 reviews
PHIO
🟢 Excellent Service RecordBased on 214 complaints  |  Oct 2024 – Sep 2025

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (7 April 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with ING Health Health.

Ready to compare?

See all 36 ING Health Health policies side-by-side with personalised pricing.

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (February 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with ING Health Health.

Explore ING Health Health Policies

ING Health Health offers 36 health insurance policies across three coverage types. Prices shown are for Single, NSW, Age 30, $500 excess.

Hospital Cover

20 policies covering private hospital treatment, from $64.91* per month. Ranges from Basic tier (lowest coverage, avoid Medicare Levy Surcharge) to Gold tier (highest coverage, most treatments included).

20 policies available
From:$64.91/mo*
*For Single
View Policies

Extras Cover

16 policies covering general treatment (dental, optical, physio, etc.), from $46.54* per month. Extras policies help reduce out-of-pocket costs for everyday health services not covered by Medicare.

16 policies available
From:$46.54/mo*
*For Single
View Policies

Combined Cover

No combined policies currently available from ING Health Insurance.

0 policies available
From:$0/mo*
*For Single
View Policies
Policy Name
Type
Tier
Price*
Hospital
Extras
ING Gold Hospital
Hospital
Gold
$262.03
-
ING Silver Plus Hospital
Hospital
Silver+
$157.17
-
ING Silver Hospital
Hospital
Silver
$99.40
-
ING Bronze Plus Hospital
Hospital
Bronze+
$77.82
-
ING Basic Plus Hospital
Hospital
Basic+
$64.91
-
ING Essential Extras
Extras
-
$46.54
-

*Prices for Single, NSW, Age 30, $500 excess. Actual prices may vary — confirm with ING Health Health directly. Update profile settings ↑

ING Health Health Pricing Overview

Based on PrivateHealth.gov.au data (last updated 7 April 2026), ING Health Health's policies for Single cover start from:

Hospital Only

From:$64.91/mo*

Extras Only

From:$46.54/mo*

*Prices reflect your profile: Single, NSW, Age 30, $500 excess.
Actual premiums may vary — always obtain an official quote from ING Health Health before making decisions. Update your profile ↑

Customer Reviews

ProductReview.com.au
2.1out of 5
Based on 779 reviewsReviews sourced from ProductReview.com.au (April 2026).

What ING Health Specialises In

Find policies suited to your situation. Prices are indicative only.

Hospital Coverage
Gold
Comprehensive — all clinical categories
Silver
26+ clinical categories
Extras Coverage
Dental General
Dental Major
Endodontic
Optical
Physiotherapy
Chiropractic
Psychology
Osteopathy

All prices shown are indicative only and were last updated using data from PrivateHealth.gov.au. Actual prices may vary based on individual circumstances. Please confirm pricing directly with insurers.

Customer Service Record & Complaints

ING Health Health competes primarily with other mid-sized insurers focused on competitive pricing and simplified product ranges. Key competitors include Medibank, Bupa, and NIB.

Excellent Service Record214 complaints in Oct 2024 – Sep 2025 · 93% resolved internallySource: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26
Official PHIO Data

Based on official data from the Private Health Insurance Ombudsman (PHIO), ING Health Insurance has a Excellent Service Record.

0Complaint Rateper 1% market share
7%Investigation Rate7% required formal investigation
93%Resolution Rate93% resolved internally

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1 2025-26 (Jul–Sep 2025). Note: All health insurers receive some complaints. Lower rates indicate better service and faster internal resolution of member concerns.

ING Health Health vs Industry Average - Complaint Rate per 1% Market Share

0
214 complaints
ING Health Health
6.91
Industry Avg

ING Health Insurance handles 9.7% of the market. Complaint rate of 0 vs industry average of 6.91.

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26

How to Resolve Issues

1
Contact ING Health Health13 14 63 or
2
Request Internal ReviewIf unsatisfied, request a formal review.
3
Contact the OmbudsmanFree: 1800 640 695 or privatehealth.gov.au/ombudsman

Data Source: Private Health Insurance Ombudsman (PHIO) Quarterly Update Q1 2025-26 (Jul–Sep 2025). Complaint data is independently collected and published by the Commonwealth Ombudsman's office. Update Frequency: Ombudsman data is updated quarterly (Jan, Apr, Jul, Oct). This page reflects the most recent publicly available PHIO data. Last updated: December 2025.

Learn how Ombudsman ratings are calculated →

Compare ING Health Health to Competitors

How ING Health Insurance compares to other Australian health insurers based on pricing, service record, and product range.

PricingCompare ING Health Insurance's premiums against other funds for similar coverage levels.
Service RecordOmbudsman complaint data from PHIO Oct 2024 – Sep 2025 shows how each fund handles member issues.
Product rangeING Health Insurance offers 36 policies — compare the breadth of coverage options available.
Market PositionING Health Insurance holds 9.7% market share among Australian health insurers.
ING Health InsuranceING Health Insurance
MedibankMedibank
BupaBupa
Policies
36
748
737
Rating
2.1/5
4.3/5
3.5/5
Hospital From*
$64.91/mo
$55.25/mo
$60.65/mo
Type
For-profit
For-profit
For-profit
Service
⚪ Excellent
⚪ Excellent
⚪ Excellent

*For Single in NSW. Service record data from PHIO Q1 2025-26. Update profile ↑

Contact & Support

PhoneGeneral: 13 14 63Claims: 13 14 63Mon-Fri 8am-6pm AEST
Email
Onlinehttps://www.nib.com.au
Mail22 Honeysuckle DriveNewcastleNSW2300

Frequently Asked Questions

All information provided in these FAQs is general information only and does not constitute financial, insurance, or personal advice. For advice specific to your circumstances, consult with a licensed financial or insurance adviser, or contact insurers directly. Information is based on our understanding as of 7 April 2026 and may change. Always verify current information with official sources.

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