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Private health insurance premiums in Australia have increased by an average of 4.41% from April 1, 2026, marking the largest hike in nearly a decade. This rise, approved by the federal government, will cost households an estimated extra $80 to $160 annually.Private health insurance premiums in Australia have increased by an average of 4.41% from April 1, 2026, marking the largest hike in nearly a decade. This rise, approved by the federal government, will cost households an estimated extra $80 to $160 annually.
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Frank Health Insurance Review 2025

Compare 68 Frank Health Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Frank Health Health Insurance - Quick Facts

Policies68
Hospital From$50.00/mo
Customer reviews
2.4 stars/ 25 reviews
PHIO
🟢 Good Service RecordBased on 48 complaints  |  Oct 2024 – Sep 2025

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (7 April 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with Frank Health Health.

Ready to compare?

See all 68 Frank Health Health policies side-by-side with personalised pricing.

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (February 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with Frank Health Health.

Explore Frank Health Health Policies

Frank Health Health offers 68 health insurance policies across three coverage types. Prices shown are for Single, NSW, Age 30, $500 excess.

Hospital Cover

32 policies covering private hospital treatment, from $50.00* per month. Ranges from Basic tier (lowest coverage, avoid Medicare Levy Surcharge) to Gold tier (highest coverage, most treatments included).

32 policies available
From:$50/mo*
*For Single
View Policies

Extras Cover

36 policies covering general treatment (dental, optical, physio, etc.), from $15.50* per month. Extras policies help reduce out-of-pocket costs for everyday health services not covered by Medicare.

36 policies available
From:$15.5/mo*
*For Single
View Policies

Combined Cover

No combined policies currently available from Frank Health Insurance.

0 policies available
From:$0/mo*
*For Single
View Policies
Policy Name
Type
Tier
Price*
Hospital
Extras
Frank Silver Plus Hospital
Hospital
Silver+
$125.25
-
Frank Silver Hospital
Hospital
Silver
$94.30
-
Frank Bronze Plus Hospital
Hospital
Bronze+
$75.60
-
Frank Bronze Hospital
Hospital
Bronze
$73.00
-
Frank Basic Plus Hospital
Hospital
Basic+
$57.15
-
Frank Basic Accident Boost Hospital
Hospital
Basic
$50.00
-
-
Frank Bundables
Extras
-
$15.50
-

*Prices for Single, NSW, Age 30, $500 excess. Actual prices may vary — confirm with Frank Health Health directly. Update profile settings ↑

Frank Health Health Pricing Overview

Based on PrivateHealth.gov.au data (last updated 7 April 2026), Frank Health Health's policies for Single cover start from:

Hospital Only

From:$50/mo*

Extras Only

From:$15.5/mo*

*Prices reflect your profile: Single, NSW, Age 30, $500 excess.
Actual premiums may vary — always obtain an official quote from Frank Health Health before making decisions. Update your profile ↑

Customer Reviews

Google Reviews
2.4out of 5
Based on 25 reviewsReviews sourced from Google Reviews (April 2026).

What Frank Health Specialises In

Find policies suited to your situation. Prices are indicative only.

Hospital Coverage
Silver
26+ clinical categories
Bronze
17+ clinical categories
Basic
Minimal coverage, MLS avoidance
Extras Coverage
Dental General
Optical
Physiotherapy
Chiropractic
Acupuncture
Remedial Massage
Osteopathy
Dental Major

All prices shown are indicative only and were last updated using data from PrivateHealth.gov.au. Actual prices may vary based on individual circumstances. Please confirm pricing directly with insurers.

Customer Service Record & Complaints

Frank Health Health competes primarily with other mid-sized insurers focused on competitive pricing and simplified product ranges. Key competitors include Medibank, Bupa, and NIB.

Good Service Record48 complaints in Oct 2024 – Sep 2025 · 85% resolved internallySource: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26
Official PHIO Data

Based on official data from the Private Health Insurance Ombudsman (PHIO), Frank Health Insurance has a Good Service Record.

0Complaint Rateper 1% market share
15%Investigation Rate15% required formal investigation
85%Resolution Rate85% resolved internally

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1 2025-26 (Jul–Sep 2025). Note: All health insurers receive some complaints. Lower rates indicate better service and faster internal resolution of member concerns.

Frank Health Health vs Industry Average - Complaint Rate per 1% Market Share

0
48 complaints
Frank Health Health
7.36
Industry Avg

Frank Health Insurance handles 2.3% of the market. Complaint rate of 0 vs industry average of 7.36.

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26

How to Resolve Issues

1
Contact Frank Health Health1300 4 GMHBA (46422) or service@gmhba.com.au
2
Request Internal ReviewIf unsatisfied, request a formal review.
3
Contact the OmbudsmanFree: 1800 640 695 or privatehealth.gov.au/ombudsman

Data Source: Private Health Insurance Ombudsman (PHIO) Quarterly Update Q1 2025-26 (Jul–Sep 2025). Complaint data is independently collected and published by the Commonwealth Ombudsman's office. Update Frequency: Ombudsman data is updated quarterly (Jan, Apr, Jul, Oct). This page reflects the most recent publicly available PHIO data. Last updated: December 2025.

Learn how Ombudsman ratings are calculated →

Compare Frank Health Health to Competitors

How Frank Health Insurance compares to other Australian health insurers based on pricing, service record, and product range.

PricingCompare Frank Health Insurance's premiums against other funds for similar coverage levels.
Service RecordOmbudsman complaint data from PHIO Oct 2024 – Sep 2025 shows how each fund handles member issues.
Product rangeFrank Health Insurance offers 68 policies — compare the breadth of coverage options available.
Market PositionFrank Health Insurance holds 2.3% market share among Australian health insurers.
Frank Health InsuranceFrank Health Insurance
MedibankMedibank
BupaBupa
Policies
68
748
745
Rating
2.4/5
2.6/5
3.5/5
Hospital From*
$50.00/mo
$55.25/mo
$60.65/mo
Type
For-profit
For-profit
For-profit
Service
🟢 Good
🟠 Average
🟢 Good

*For Single in NSW. Service record data from PHIO Q1 2025-26. Update profile ↑

Contact & Support

PhoneGeneral: 1300 4 GMHBA (46422)Claims: 1300 4 GMHBA (46422)Mon-Fri 8am-6pm AEST
Emailservice@gmhba.com.au
Onlinehttp://www.gmhba.com.au
MailPO Box 761GEELONGVIC3220

Frequently Asked Questions

All information provided in these FAQs is general information only and does not constitute financial, insurance, or personal advice. For advice specific to your circumstances, consult with a licensed financial or insurance adviser, or contact insurers directly. Information is based on our understanding as of 7 April 2026 and may change. Always verify current information with official sources.

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