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Apia Health Insurance Review 2025
Compare 36 Apia Health Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Apia Health Health Insurance - Quick Facts
Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (7 April 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with Apia Health Health.
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See all 36 Apia Health Health policies side-by-side with personalised pricing.
Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (February 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with Apia Health Health.
Explore Apia Health Health Policies
Apia Health Health offers 36 health insurance policies across three coverage types. Prices shown are for Single, NSW, Age 30, $500 excess.
Hospital Cover
16 policies covering private hospital treatment, from $77.41* per month. Ranges from Basic tier (lowest coverage, avoid Medicare Levy Surcharge) to Gold tier (highest coverage, most treatments included).
Extras Cover
20 policies covering general treatment (dental, optical, physio, etc.), from $47.26* per month. Extras policies help reduce out-of-pocket costs for everyday health services not covered by Medicare.
Combined Cover
No combined policies currently available from Apia Health Insurance.
*Prices for Single, NSW, Age 30, $500 excess. Actual prices may vary — confirm with Apia Health Health directly. Update profile settings ↑
Apia Health Health Pricing Overview
Based on PrivateHealth.gov.au data (last updated 7 April 2026), Apia Health Health's policies for Single cover start from:
Hospital Only
Extras Only
*Prices reflect your profile: Single, NSW, Age 30, $500 excess.
Actual premiums may vary — always obtain an official quote from Apia Health Health before making decisions. Update your profile ↑
What Apia Health Specialises In
Find policies suited to your situation. Prices are indicative only.
Hospital CoverageExtras CoverageAll prices shown are indicative only and were last updated using data from PrivateHealth.gov.au. Actual prices may vary based on individual circumstances. Please confirm pricing directly with insurers.
Customer Service Record & Complaints
Apia Health Health competes primarily with other mid-sized insurers focused on competitive pricing and simplified product ranges. Key competitors include Medibank, Bupa, and NIB.
Based on official data from the Private Health Insurance Ombudsman (PHIO), Apia Health Insurance has a Average Service Record.
0Complaint Rateper 1% market share13%Investigation Rate13% required formal investigation87%Resolution Rate87% resolved internallySource: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1 2025-26 (Jul–Sep 2025). Note: All health insurers receive some complaints. Lower rates indicate better service and faster internal resolution of member concerns.
Apia Health Health vs Industry Average - Complaint Rate per 1% Market Share
Apia Health Insurance handles 9.1% of the market. Complaint rate of 0 vs industry average of 7.36.
Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26
How to Resolve Issues
Data Source: Private Health Insurance Ombudsman (PHIO) Quarterly Update Q1 2025-26 (Jul–Sep 2025). Complaint data is independently collected and published by the Commonwealth Ombudsman's office. Update Frequency: Ombudsman data is updated quarterly (Jan, Apr, Jul, Oct). This page reflects the most recent publicly available PHIO data. Last updated: December 2025.
Learn how Ombudsman ratings are calculated →Compare Apia Health Health to Competitors
How Apia Health Insurance compares to other Australian health insurers based on pricing, service record, and product range.
Apia Health InsuranceMedibankBupa*For Single in NSW. Service record data from PHIO Q1 2025-26. Update profile ↑
Contact & Support
PhoneGeneral: 13 14 63Claims: 13 14 63Mon-Fri 8am-6pm AESTEmailOnlinehttps://www.nib.com.auMail22 Honeysuckle DriveNewcastleNSW2300Frequently Asked Questions
All information provided in these FAQs is general information only and does not constitute financial, insurance, or personal advice. For advice specific to your circumstances, consult with a licensed financial or insurance adviser, or contact insurers directly. Information is based on our understanding as of 7 April 2026 and may change. Always verify current information with official sources.
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