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Private health insurance premiums in Australia have increased by an average of 4.41% from April 1, 2026, marking the largest hike in nearly a decade. This rise, approved by the federal government, will cost households an estimated extra $80 to $160 annually.Private health insurance premiums in Australia have increased by an average of 4.41% from April 1, 2026, marking the largest hike in nearly a decade. This rise, approved by the federal government, will cost households an estimated extra $80 to $160 annually.
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TUH Health Insurance Review 2025

Compare 108 TUH Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

TUH Health Insurance - Quick Facts

Policies108
Hospital From$83.33/mo
PHIO
🟢 Good Service RecordBased on 4 complaints  |  Oct 2024 – Sep 2025

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (7 April 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with TUH Health.

Ready to compare?

See all 108 TUH Health policies side-by-side with personalised pricing.

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (February 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with TUH Health.

Explore TUH Health Policies

TUH Health offers 108 health insurance policies across three coverage types. Prices shown are for Single, NSW, Age 30, $500 excess.

Hospital Cover

44 policies covering private hospital treatment, from $83.33* per month. Ranges from Basic tier (lowest coverage, avoid Medicare Levy Surcharge) to Gold tier (highest coverage, most treatments included).

44 policies available
From:$83.33/mo*
*For Single
View Policies

Extras Cover

48 policies covering general treatment (dental, optical, physio, etc.), from $37.65* per month. Extras policies help reduce out-of-pocket costs for everyday health services not covered by Medicare.

48 policies available
From:$37.65/mo*
*For Single
View Policies

Combined Cover

16 policies bundling both hospital and extras coverage, from $181.29* per month. Combined policies often include a discount (typically 2–5%) compared to purchasing hospital and extras separately.

16 policies available
From:$181.29/mo*
*For Single
View Policies
Policy Name
Type
Tier
Price*
Hospital
Extras
Gold Easy Choice
Combined
Gold
$352.80
Bronze+ Young Choice
Combined
Bronze+
$181.29
Union Health Silver+ Hospital Essentials
Hospital
Silver+
$166.11
-
Union Health Bronze+ Hospital
Hospital
Bronze+
$130.31
-
Basic+ Hospital
Hospital
Basic+
$83.33
-
Union Health Basic Extras
Extras
-
$37.65
-

*Prices for Single, NSW, Age 30, $500 excess. Actual prices may vary — confirm with TUH Health directly. Update profile settings ↑

TUH Health Pricing Overview

Based on PrivateHealth.gov.au data (last updated 7 April 2026), TUH Health's policies for Single cover start from:

Hospital Only

From:$83.33/mo*

Extras Only

From:$37.65/mo*

Combined

From:$181.29/mo*

*Prices reflect your profile: Single, NSW, Age 30, $500 excess.
Actual premiums may vary — always obtain an official quote from TUH Health before making decisions. Update your profile ↑

What TUH Specialises In

Find policies suited to your situation. Prices are indicative only.

Hospital Coverage
Gold
Comprehensive — all clinical categories
Extras Coverage
Dental General
Optical
Physiotherapy
Psychology
Remedial Massage
Exercise Physiology
Chiropractic
Endodontic

All prices shown are indicative only and were last updated using data from PrivateHealth.gov.au. Actual prices may vary based on individual circumstances. Please confirm pricing directly with insurers.

Customer Service Record & Complaints

TUH Health competes primarily with other mid-sized insurers focused on competitive pricing and simplified product ranges. Key competitors include Medibank, Bupa, and NIB.

Good Service Record4 complaints in Oct 2024 – Sep 2025 · 100% resolved internallySource: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26
Official PHIO Data

Based on official data from the Private Health Insurance Ombudsman (PHIO), TUH has a Good Service Record.

0Complaint Rateper 1% market share
0%Investigation Rateno formal investigations
100%Resolution Rateresolved internally

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1 2025-26 (Jul–Sep 2025). Note: All health insurers receive some complaints. Lower rates indicate better service and faster internal resolution of member concerns.

Complaint breakdown

4
Complaints
0.6
Mkt Share %
100%
Resolved
Quarter-on-Quarter: down 100% (2 → 0 complaints)

Complaints per Quarter

Latest quarter
Previous quarters
0
Oct-Dec '24
2
Jan-Mar '25
2
Apr-Jun '25
0
Jul-Sep '25

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26

Top Complaint Categories — All Insurers Combined
Industry-wide from all 35+ insurers, Q1 2025-26. Not specific to AIA Health.
Disputes referred to insurer75%
Resolved at first contact25%
How AIA Health Addresses These

Good Service Record — resolves most member concerns before they escalate to the Ombudsman.

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1 2025-26. 849 total complaints industry-wide across all 35+ Australian health insurers.

TUH Health vs Industry Average - Complaint Rate per 1% Market Share

0
4 complaints
TUH Health
7.36
Industry Avg

TUH's rate appears higher due to small market share (0.6%). With just 0 complaints, the normalised calculation inflates the number. In absolute terms, far fewer than major insurers.

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26

How to Resolve Issues

1
Contact TUH Health1300 360 701 or enquiries@tuh.com.au
2
Request Internal ReviewIf unsatisfied, request a formal review.
3
Contact the OmbudsmanFree: 1800 640 695 or privatehealth.gov.au/ombudsman

Data Source: Private Health Insurance Ombudsman (PHIO) Quarterly Update Q1 2025-26 (Jul–Sep 2025). Complaint data is independently collected and published by the Commonwealth Ombudsman's office. Update Frequency: Ombudsman data is updated quarterly (Jan, Apr, Jul, Oct). This page reflects the most recent publicly available PHIO data. Last updated: December 2025.

Learn how Ombudsman ratings are calculated →

Compare TUH Health to Competitors

How TUH compares to other Australian health insurers based on pricing, service record, and product range.

PricingCompare TUH's premiums against other funds for similar coverage levels.
Service RecordOmbudsman complaint data from PHIO Oct 2024 – Sep 2025 shows how each fund handles member issues.
Product rangeTUH offers 108 policies — compare the breadth of coverage options available.
Market PositionTUH holds 0.6% market share among Australian health insurers.
TUHTUH
MedibankMedibank
BupaBupa
Policies
108
748
745
Rating
N/A
2.6/5
3.5/5
Hospital From*
$83.33/mo
$55.25/mo
$60.65/mo
Type
For-profit
For-profit
For-profit
Service
🟢 Good
🟠 Average
🟢 Good

*For Single in NSW. Service record data from PHIO Q1 2025-26. Update profile ↑

Contact & Support

PhoneGeneral: 1300 360 701Claims: 1300 360 701Mon-Fri 8am-6pm AEST
Emailenquiries@tuh.com.au
Onlinehttps://tuh.com.au/
MailPO Box 265 Fortitude ValleyBrisbaneQLD4006

Frequently Asked Questions

All information provided in these FAQs is general information only and does not constitute financial, insurance, or personal advice. For advice specific to your circumstances, consult with a licensed financial or insurance adviser, or contact insurers directly. Information is based on our understanding as of 7 April 2026 and may change. Always verify current information with official sources.

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