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News 07.04.26: Health insurance premiums increased by an average of 4.41% from 1 April 2026. The largest rise in nearly a decade. Read more at https://www.theguardian.com/australia-news/2026/feb/19/australian-private-health-insurance-premiums-increase-will-policies-deliver-cost-more.
Showing prices for:
  • Single
  • NSW
  • Age 30
  • Base Rebate
  • $500 Excess
AHM logo

ahm Health Insurance Review 2026

Compare 138 AHM Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

AHM Health Insurance - Quick Facts

All Policies138
From$39.30/mo
Founded1971
Customer reviews
2.8 stars/ 183 reviews

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (16 September 2026). Reviews from ProductReview.com.au (April 2026). Not affiliated with AHM Health.

Ready to compare?

See all 138 AHM Health policies side-by-side with personalised pricing.

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (16 September 2026). Reviews from ProductReview.com.au (April 2026). Not affiliated with AHM Health.

Explore AHM Health Policies

AHM Health offers 138 health insurance policies across three coverage types. Prices shown are for Single, NSW, Age 30, $500 excess.

Hospital Cover

48 policies covering private hospital treatment, from $39.30* per month. Ranges from Basic tier (lowest coverage, avoid Medicare Levy Surcharge) to Gold tier (highest coverage, most treatments included).

48 policies available
From:$39.3/mo*
View Policies

Extras Cover

72 policies covering general treatment (dental, optical, physio, etc.), from $17.35* per month. Extras policies help reduce out-of-pocket costs for everyday health services not covered by Medicare.

72 policies available
From:$17.35/mo*
View Policies

Hospital & Extras Combined

18 policies bundling both hospital and extras coverage, from $68.75* per month. Combined policies often include a discount (typically 2–5%) compared to purchasing hospital and extras separately.

18 policies available
From:$68.75/mo*
View Policies
Policy Name
Type
Tier
Price*
Hospital
Extras
classic flexi silver plus
Combined
Silver+
$156.50
lite flexi bronze plus
Combined
Bronze+
$149.10
essentials flexi basic plus
Combined
Basic+
$105.05
starter flexi basic
Combined
Basic
$68.75
-
elite gold copay
Hospital
Gold
$185.90
-
essentials silver plus
Hospital
Silver+
$79.35
-
simple bronze plus
Hospital
Bronze+
$65.20
-
starter bronze
Hospital
Bronze
$63.10
-
core hospital (basic+)
Hospital
Basic+
$56.95
-
ambulance hospital (basic)
Hospital
Basic
$39.30
-
-
choosable 50 – teeth
Extras
-
$17.35
-
-

*Prices for Single, NSW, Age 30, $500 excess. Actual prices may vary — confirm with AHM Health directly.

Explore individual policies

Open a policy to review its benefits, eligibility and available household options.

  • ahm Health Insurance

    Ambulance only

    Cover
    Ambulance
    Available in
    NSW, ACT
    Households
    Single, Couple, Family, Single parent
    Excess options
    $0
  • ahm Health Insurance

    Family Extras

    Cover
    Extras
    Available in
    National
    Households
    Single, Couple, Family, Single parent
  • ahm Health Insurance

    Lifestyle Extras

    Cover
    Extras
    Available in
    National
    Households
    Single, Couple, Family, Single parent
  • ahm Health Insurance

    Super Extras

    Cover
    Extras
    Available in
    National
    Households
    Single, Couple, Family, Single parent
  • ahm Health Insurance

    advanced hospital gold

    Cover
    Hospital
    Tier
    Gold
    Available in
    National
    Households
    Single, Couple, Family, Single parent
    Excess options
    $0, $500, $750
  • ahm Health Insurance

    ambulance & accident hospital (basic)

    Cover
    Hospital
    Tier
    Basic
    Available in
    National
    Households
    Single, Couple, Family, Single parent
    Excess options
    $500, $750
Browse all 36 policies

Overall AHM Health price increase

AHM HealthIndustry average

Customer Reviews

Google Reviews
2.8out of 5
Based on 183 reviewsReviews sourced from
Google Reviews (April 2026).

What AHM Health Specialises In

Find policies suited to your situation. Prices are indicative only.

Hospital Coverage
Gold
Comprehensive — all clinical categories
Silver+
26+ clinical categories, plus added cover
Bronze+
17+ clinical categories, plus added cover
Bronze
17+ clinical categories
Basic+
Minimal coverage, plus added cover
Basic
Minimal coverage, MLS avoidance
Extras Coverage
General Dental (check-ups, cleans, fillings)
Endodontic (root canal therapy)
Physiotherapy
Chiropractic
Osteopathy

All prices shown are indicative only and were last updated on 16 September 2026 using data from PrivateHealth.gov.au. Actual prices may vary based on individual circumstances. Please confirm pricing directly with insurers.

Compare AHM Health to Competitors

How ahm Health Insurance compares to other Australian health insurers based on pricing and product range.

PricingCompare ahm Health Insurance's premiums against major insurers like Bupa.
Product rangeahm Health Insurance offers 138 policies — compare its range against major insurers like Bupa.
ahm Health Insuranceahm Health Insurance
Current Fund
Policies
138
Google Ratings
2.8/5
From*
$39.30/mo
Type
For-profit
Service
N/A

*For Single in NSW. Service record data from PHIO.

Contact & Support

Phone
General: 134 246Claims: 134 246Mon-Fri 8am-6pm AEST
Email
-
Online
http://www.ahm.com.au
Mail
Locked Bag 4Wetherill ParkNSW 2164

AHM Health Mobile App

App Store
App StoreAHM Health Australia
4.7/5
7,918 ratings
View →
Google Play
Google PlayAHM Health Australia
4.8/5
1,670 reviews·100K+ downloads
View →

App features: make extras claims, check account details, and get in touch. Requires ahm Health Insurance membership.

Frequently Asked Questions

All information provided in these FAQs is general information only and does not constitute financial, insurance, or personal advice. For advice specific to your circumstances, consult with a licensed financial or insurance adviser, or contact insurers directly. Information is based on our understanding as of 16 September 2026 and may change. Always verify current information with official sources.

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