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Private health insurance premiums in Australia have increased by an average of 4.41% from April 1, 2026, marking the largest hike in nearly a decade. This rise, approved by the federal government, will cost households an estimated extra $80 to $160 annually.Private health insurance premiums in Australia have increased by an average of 4.41% from April 1, 2026, marking the largest hike in nearly a decade. This rise, approved by the federal government, will cost households an estimated extra $80 to $160 annually.
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ahm Health Insurance Review 2025

Compare 142 AHM Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

AHM Health Insurance - Quick Facts

Policies142
Hospital From$39.30/mo

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (7 April 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with AHM Health.

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See all 142 AHM Health policies side-by-side with personalised pricing.

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (February 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with AHM Health.

Explore AHM Health Policies

AHM Health offers 142 health insurance policies across three coverage types. Prices shown are for Single, NSW, Age 30, $500 excess.

Hospital Cover

52 policies covering private hospital treatment, from $39.30* per month. Ranges from Basic tier (lowest coverage, avoid Medicare Levy Surcharge) to Gold tier (highest coverage, most treatments included).

52 policies available
From:$39.3/mo*
*For Single
View Policies

Extras Cover

72 policies covering general treatment (dental, optical, physio, etc.), from $17.35* per month. Extras policies help reduce out-of-pocket costs for everyday health services not covered by Medicare.

72 policies available
From:$17.35/mo*
*For Single
View Policies

Combined Cover

18 policies bundling both hospital and extras coverage, from $68.75* per month. Combined policies often include a discount (typically 2–5%) compared to purchasing hospital and extras separately.

18 policies available
From:$68.75/mo*
*For Single
View Policies
Policy Name
Type
Tier
Price*
Hospital
Extras
classic flexi silver plus
Combined
Silver+
$156.50
lite flexi bronze plus
Combined
Bronze+
$149.10
essentials flexi basic plus
Combined
Basic+
$105.05
starter flexi basic
Combined
Basic
$68.75
-
elite gold copay
Hospital
Gold
$185.90
-
essentials silver plus
Hospital
Silver+
$79.35
-
simple bronze plus
Hospital
Bronze+
$65.20
-
starter bronze
Hospital
Bronze
$63.10
-
core hospital (basic+)
Hospital
Basic+
$56.95
-
ambulance hospital (basic)
Hospital
Basic
$39.30
-
-
choosable 50 – teeth
Extras
-
$17.35
-
-

*Prices for Single, NSW, Age 30, $500 excess. Actual prices may vary — confirm with AHM Health directly. Update profile settings ↑

AHM Health Pricing Overview

Based on PrivateHealth.gov.au data (last updated 7 April 2026), AHM Health's policies for Single cover start from:

Hospital Only

From:$39.3/mo*

Extras Only

From:$17.35/mo*

Combined

From:$68.75/mo*

*Prices reflect your profile: Single, NSW, Age 30, $500 excess.
Actual premiums may vary — always obtain an official quote from AHM Health before making decisions. Update your profile ↑

What AHM Specialises In

Find policies suited to your situation. Prices are indicative only.

Hospital Coverage
Gold
Comprehensive — all clinical categories
Bronze
17+ clinical categories
Basic
Minimal coverage, MLS avoidance
Extras Coverage
Dental General
Endodontic
Physiotherapy
Chiropractic
Osteopathy
Dental Major
Optical
Remedial Massage

All prices shown are indicative only and were last updated using data from PrivateHealth.gov.au. Actual prices may vary based on individual circumstances. Please confirm pricing directly with insurers.

Compare AHM Health to Competitors

How ahm Health Insurance compares to other Australian health insurers based on pricing, service record, and product range.

PricingCompare ahm Health Insurance's premiums against other funds for similar coverage levels.
Service RecordOmbudsman complaint data from PHIO Oct 2024 – Sep 2025 shows how each fund handles member issues.
Product rangeahm Health Insurance offers 142 policies — compare the breadth of coverage options available.
Market Positionahm Health Insurance holds < 0.5% market share among Australian health insurers.
ahm Health Insuranceahm Health Insurance
MedibankMedibank
BupaBupa
Policies
142
748
745
Rating
N/A
2.6/5
3.5/5
Hospital From*
$39.30/mo
$55.25/mo
$60.65/mo
Type
For-profit
For-profit
For-profit
Service
⚪ N/A
🟠 Average
🟢 Good

*For Single in NSW. Service record data from PHIO Q1 2025-26. Update profile ↑

Contact & Support

PhoneGeneral: 134 246Claims: 134 246Mon-Fri 8am-6pm AEST
Email
Onlinehttp://www.ahm.com.au
MailLocked Bag 4Wetherill ParkNSW2164

Frequently Asked Questions

All information provided in these FAQs is general information only and does not constitute financial, insurance, or personal advice. For advice specific to your circumstances, consult with a licensed financial or insurance adviser, or contact insurers directly. Information is based on our understanding as of 7 April 2026 and may change. Always verify current information with official sources.

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