Police Health Health Insurance Review 2026
Compare 60 Police Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Police Health Insurance - Quick Facts
Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (13 August 2026). Reviews from ProductReview.com.au (April 2026). Not affiliated with Police Health.
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See all 60 Police Health policies side-by-side with personalised pricing.
Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (13 August 2026). Reviews from ProductReview.com.au (April 2026). Not affiliated with Police Health.
Explore Police Health Policies
Police Health offers 60 health insurance policies across three coverage types. Prices shown are for Single, NSW, Age 30, $500 excess.
Hospital Cover
4 policies covering private hospital treatment, from $162.84* per month. Ranges from Basic tier (lowest coverage, avoid Medicare Levy Surcharge) to Gold tier (highest coverage, most treatments included).
4 policies availableExtras Cover
28 policies covering general treatment (dental, optical, physio, etc.), from $106.10* per month. Extras policies help reduce out-of-pocket costs for everyday health services not covered by Medicare.
28 policies availableHospital & Extras Combined
28 policies bundling both hospital and extras coverage, from $262.85* per month. Combined policies often include a discount (typically 2–5%) compared to purchasing hospital and extras separately.
28 policies available*Prices for Single, NSW, Age 30, $500 excess. Actual prices may vary — confirm with Police Health directly.
Overall Police Health price increase
Customer Reviews
Google Reviews (April 2026).
What Police Health Specialises In
Find policies suited to your situation. Prices are indicative only.
Hospital CoverageExtras CoverageAll prices shown are indicative only and were last updated on 13 August 2026 using data from PrivateHealth.gov.au. Actual prices may vary based on individual circumstances. Please confirm pricing directly with insurers.
Customer Service Record & Complaints
How Police Health compares to other Australian health insurers based on pricing, service record, and product range.
Based on official data from the Private Health Insurance Ombudsman (PHIO), Police Health has an Average Service Record with a complaint volume in line with the industry average when normalised by market share.
26.67Complaint Rateper 1% market share · last 12 months13%Investigation Rateformal investigations87%Resolution Rateresolved internallySource: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q4 2024 – Q3 2025. Complaint rate = total complaints ÷ market share percentage. Note: All health insurers receive some complaints. Lower rates indicate better service and faster internal resolution of member concerns.
Complaint breakdown
Quarter-on-Quarter:complaint volume unchanged (3 complaints)— complaint rate per market share holding steadyComplaint Rate per 1% Market Share: Quarter on Quarter
Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q4 2024 – Q3 2025. Complaint rate = total complaints ÷ market share percentage. Complaint rate = complaints per 1% market share.
Top Complaint Categories — All Insurers CombinedHow Police Health Addresses These
87% internal resolution rate and 2 Ombudsman investigations — Police Health resolves member concerns before they escalate.
Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1 2025-26. 849 total complaints industry-wide across all 35+ Australian health insurers.
Police Health vs Industry Average - Complaint Rate per 1% Market Share (Last 12 Months)
Police Health's rate appears higher due to small market share (0.6%). With just 16 complaints over the last 12 months, the normalised calculation inflates the number. In absolute terms, far fewer than major insurers.
Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q4 2024 – Q3 2025. Complaint rate = total complaints ÷ market share percentage.
How to Resolve Issues
Data Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q4 2024 – Q3 2025. Complaint rate = total complaints ÷ market share percentage. Complaint data is independently collected and published by the Commonwealth Ombudsman's office. Update Frequency: Ombudsman data is updated quarterly (Jan, Apr, Jul, Oct).
Compare Police Health to Competitors
Based on official data from the Private Health Insurance Ombudsman (PHIO), Police Health has an Average Service Record.
Police HealthMildura Health FundHunter Health InsurancePolice Health*For Single in NSW. Service record data from PHIO Q1 2025-26.
Contact & Support
PhoneEmailOnlineMailPolice Health Mobile App
App features: submit claims by snapping receipt photos, check limit usage, claiming history and policy details, and log in with a password or biometric authentication.
Frequently Asked Questions
All information provided in these FAQs is general information only and does not constitute financial, insurance, or personal advice. For advice specific to your circumstances, consult with a licensed financial or insurance adviser, or contact insurers directly. Information is based on our understanding as of 13 August 2026 and may change. Always verify current information with official sources.
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