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News 07.04.26: Health insurance premiums increased by an average of 4.41% from 1 April 2026. The largest rise in nearly a decade. Read more at https://www.theguardian.com/australia-news/2026/feb/19/australian-private-health-insurance-premiums-increase-will-policies-deliver-cost-more.
Showing prices for:
  • Single
  • NSW
  • Age 30
  • Base Rebate
  • $500 Excess
Teachers Health logo

Teachers Health Health Insurance Review 2026

Compare 36 Teachers Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Teachers Health Insurance - Quick Facts

Policies36
From$81.11/mo
Founded1954
Customer reviews
3.6 stars/ 184 reviews
Excellent Service Record
Based on 72 complaints  |  Oct 2024 – Sep 2025Ombudsman data from Teachers Health.

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (2 August 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with Teachers Health.

Ready to compare?

See all 36 Teachers Health policies side-by-side with personalised pricing.

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (February 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with Teachers Health.

Explore Teachers Health Policies

Teachers Health offers 36 health insurance policies across three coverage types. Prices shown are for Single, NSW, Age 30, $500 excess.

Hospital Cover

16 policies covering private hospital treatment, from $81.11* per month. Ranges from Basic tier (lowest coverage, avoid Medicare Levy Surcharge) to Gold tier (highest coverage, most treatments included).

16 policies available
From:$81.11/mo*
*For Single
View Policies

Extras Cover

12 policies covering general treatment (dental, optical, physio, etc.), from $33.00* per month. Extras policies help reduce out-of-pocket costs for everyday health services not covered by Medicare.

12 policies available
From:$33/mo*
*For Single
View Policies

Combined Cover

8 policies bundling both hospital and extras coverage, from $87.29* per month. Combined policies often include a discount (typically 2–5%) compared to purchasing hospital and extras separately.

8 policies available
From:$87.29/mo*
*For Single
View Policies
Policy Name
Type
Tier
Price*
Hospital
Extras
Top Hospital (Gold) & Top Extras
Combined
Gold
$215.56
StarterPak (Basic Plus)
Combined
Basic+
$87.29
Top Hospital (Gold)
Hospital
Gold
$134.81
-
Mid Classic (Silver Plus)
Hospital
Silver+
$93.25
-
Basic Hospital (Basic Plus)
Hospital
Basic+
$81.11
-
Basic Extras
Extras
-
$33.00
-

*Prices for Single, NSW, Age 30, $500 excess. Actual prices may vary — confirm with Teachers Health directly.

Overall Teachers Health price increase

Teachers HealthIndustry average

Customer Reviews

Google Reviews
3.6out of 5
Based on 184 reviewsReviews sourced from
Google Reviews (April 2026).

What Teachers Health Specialises In

Find policies suited to your situation. Prices are indicative only.

Hospital Coverage
Gold
Comprehensive — all clinical categories
Silver+
26+ clinical categories, plus added cover
Basic+
Minimal coverage, plus added cover
Extras Coverage
General Dental
Optical
Non-PBS Pharmaceuticals
Physiotherapy
Chiropractic
Psychology
Acupuncture
Remedial Massage

All prices shown are indicative only and were last updated using data from PrivateHealth.gov.au. Actual prices may vary based on individual circumstances. Please confirm pricing directly with insurers.

Customer Service Record & Complaints

How Teachers Health compares to other Australian health insurers based on pricing, service record, and product range.

Excellent Service Record72 complaints in Oct 2024 – Sep 2025 · 96% resolved internallySource: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26
Official PHIO Data

Based on official data from the Private Health Insurance Ombudsman (PHIO), Teachers Health has a Excellent Service Record.

27.69Complaint Rateper 1% market share · last 12 months
4%Investigation Rate4% required formal investigation
96%Resolution Rate96% resolved internally

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, last 4 quarters (Oct 2024 – Sep 2025). Note: All health insurers receive some complaints. Lower rates indicate better service and faster internal resolution of member concerns.

Complaint breakdown

72
Complaints
2.6
Mkt Share %
96%
Resolved
Quarter-on-Quarter:up 17% (18 → 21 complaints)complaint rate per market share worsening

Complaints per Quarter

Latest quarter
Previous quarters
Industry avg: 7.1
16
Oct-Dec '24
17
Jan-Mar '25
18
Apr-Jun '25
21
Jul-Sep '25

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26

Top Complaint Categories — All Insurers Combined
Industry-wide from all 35+ insurers, Q1 2025-26. Not specific to Teachers Health.
Disputes referred to insurer93%
Resolved at first contact3%
Formal investigations4%
How Teachers Health Addresses These

Excellent Service Record — complaint handling is in line with industry norms.

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1 2025-26. 849 total complaints industry-wide across all 35+ Australian health insurers.

Teachers Health vs Industry Average - Complaint Rate per 1% Market Share (Last 12 Months)

27.69
72 complaints
Teachers Health
28.58
Industry Avg

Teachers Health handles 2.6% of the market. Complaint rate of 27.69 vs industry average of 28.58 over the last 12 months.

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26

How to Resolve Issues

1
Contact Teachers Health1300 728 188 or info@teachershealth.com.au
2
Request Internal ReviewIf unsatisfied, request a formal review.
3
Contact the OmbudsmanFree: 1800 640 695 or privatehealth.gov.au/ombudsman

Data Source: Private Health Insurance Ombudsman (PHIO) Quarterly Update Q1 2025-26 (Jul–Sep 2025). Complaint data is independently collected and published by the Commonwealth Ombudsman's office. Update Frequency: Ombudsman data is updated quarterly (Jan, Apr, Jul, Oct). This page reflects the most recent publicly available PHIO data. Last updated: December 2025.

Compare Teachers Health to Competitors

Based on official data from the Private Health Insurance Ombudsman (PHIO), Teachers Health has a Excellent Service Record.

PricingCompare Teachers Health's premiums against other funds for similar coverage levels.
Service RecordOmbudsman complaint data from PHIO Oct 2024 – Sep 2025 shows how each fund handles member issues.
Product rangeTeachers Health offers 36 policies — compare the breadth of coverage options available.
Market PositionTeachers Health holds 2.6% market share among Australian health insurers.
Teachers HealthTeachers Health
Current Fund
Policies
36
Rating
3.6/5
Hospital From*
$81.11/mo
Type
For-profit
Service
Excellent

*For Single in NSW. Service record data from PHIO Q1 2025-26.

Contact & Support

Phone
General: 1300 728 188Claims: 1300 728 188Mon-Fri 8am-6pm AEST
Email
info@teachershealth.com.au
Online
http://www.teachershealth.com.au
Mail
Level 4260 Elizabeth StreetSydneyNSW 2000

Teachers Health Mobile App

App Store
App StoreTeachers Health Australia
2.1/5
87 ratings
View →
Google Play
Google PlayTeachers Health Australia
3.0/5
30 reviews·10K+ downloads
View →

App features: claim with digital card, submit receipts, track claims, check cover and Extras limits, and view membership details.

Frequently Asked Questions

All information provided in these FAQs is general information only and does not constitute financial, insurance, or personal advice. For advice specific to your circumstances, consult with a licensed financial or insurance adviser, or contact insurers directly. Information is based on our understanding as of 2 August 2026 and may change. Always verify current information with official sources.

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