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Private health insurance premiums in Australia have increased by an average ofย 4.41% from April 1, 2026, marking the largest hike in nearly a decade. This rise, approved by the federal government, will cost households an estimated extra $80 to $160 annually.Private health insurance premiums in Australia have increased by an average ofย 4.41% from April 1, 2026, marking the largest hike in nearly a decade. This rise, approved by the federal government, will cost households an estimated extra $80 to $160 annually.
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Nurses and Midwives Health Health Insurance Review 2025

Compare 36 Nurses & Midwives Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Nurses & Midwives Health Insurance - Quick Facts

Policies36
Hospital From$81.11/mo
Customer reviews
3.6 stars/ 183 reviews
PHIO
๐ŸŸข Average Service RecordBased on 0 complaints ย |ย  Oct 2024 โ€“ Sep 2025

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (7 April 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with Nurses & Midwives Health.

Ready to compare?

See all 36 Nurses & Midwives Health policies side-by-side with personalised pricing.

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (February 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with Nurses & Midwives Health.

Explore Nurses & Midwives Health Policies

Nurses & Midwives Health offers 36 health insurance policies across three coverage types. Prices shown are for Single, NSW, Age 30, $500 excess.

Hospital Cover

16 policies covering private hospital treatment, from $81.11* per month. Ranges from Basic tier (lowest coverage, avoid Medicare Levy Surcharge) to Gold tier (highest coverage, most treatments included).

16 policies available
From:$81.11/mo*
*For Single
View Policies

Extras Cover

12 policies covering general treatment (dental, optical, physio, etc.), from $33.00* per month. Extras policies help reduce out-of-pocket costs for everyday health services not covered by Medicare.

12 policies available
From:$33/mo*
*For Single
View Policies

Combined Cover

8 policies bundling both hospital and extras coverage, from $87.29* per month. Combined policies often include a discount (typically 2โ€“5%) compared to purchasing hospital and extras separately.

8 policies available
From:$87.29/mo*
*For Single
View Policies
Policy Name
Type
Tier
Price*
Hospital
Extras
Top Hospital (Gold) & Top Extras
Combined
Gold
$215.56
StarterPak (Basic Plus)
Combined
Basic+
$87.29
Top Hospital (Gold)
Hospital
Gold
$134.81
-
Mid Classic (Silver Plus)
Hospital
Silver+
$93.25
-
Basic Hospital (Basic Plus)
Hospital
Basic+
$81.11
-
Basic Extras
Extras
-
$33.00
-

*Prices for Single, NSW, Age 30, $500 excess. Actual prices may vary โ€” confirm with Nurses & Midwives Health directly. Update profile settings โ†‘

Nurses & Midwives Health Pricing Overview

Based on PrivateHealth.gov.au data (last updated 7 April 2026), Nurses & Midwives Health's policies for Single cover start from:

Hospital Only

From:$81.11/mo*

Extras Only

From:$33/mo*

Combined

From:$87.29/mo*

*Prices reflect your profile: Single, NSW, Age 30, $500 excess.
Actual premiums may vary โ€” always obtain an official quote from Nurses & Midwives Health before making decisions. Update your profile โ†‘

Customer Reviews

Google Reviews
3.6out of 5
Based on 183 reviewsReviews sourced from Google Reviews (April 2026).

What Nurses & Midwives Specialises In

Find policies suited to your situation. Prices are indicative only.

Hospital Coverage
Gold
Comprehensive โ€” all clinical categories
Extras Coverage
Dental General
Optical
Non P B S
Physiotherapy
Chiropractic
Psychology
Acupuncture
Remedial Massage

All prices shown are indicative only and were last updated using data from PrivateHealth.gov.au. Actual prices may vary based on individual circumstances. Please confirm pricing directly with insurers.

Customer Service Record & Complaints

Nurses & Midwives Health competes primarily with other mid-sized insurers focused on competitive pricing and simplified product ranges. Key competitors include Medibank, Bupa, and NIB.

Average Service Record0 complaints in Oct 2024 โ€“ Sep 2025 ยท 100% resolved internallySource: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26
Official PHIO Data

Based on official data from the Private Health Insurance Ombudsman (PHIO), Nurses and Midwives Health has a Average Service Record.

0Complaint Rateper 1% market share
0%Investigation Rateno formal investigations
100%Resolution Rateresolved internally

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1 2025-26 (Julโ€“Sep 2025). Note: All health insurers receive some complaints. Lower rates indicate better service and faster internal resolution of member concerns.

Nurses & Midwives Health vs Industry Average - Complaint Rate per 1% Market Share

0
0 complaints
Nurses & Midwives Health
7.36
Industry Avg

Nurses and Midwives Health handles 2.6% of the market. Complaint rate of 0 vs industry average of 7.36.

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26

How to Resolve Issues

1
Contact Nurses & Midwives Health1300 728 188 or info@teachershealth.com.au
2
Request Internal ReviewIf unsatisfied, request a formal review.
3
Contact the OmbudsmanFree: 1800 640 695 or privatehealth.gov.au/ombudsman

Data Source: Private Health Insurance Ombudsman (PHIO) Quarterly Update Q1 2025-26 (Julโ€“Sep 2025). Complaint data is independently collected and published by the Commonwealth Ombudsman's office. Update Frequency: Ombudsman data is updated quarterly (Jan, Apr, Jul, Oct). This page reflects the most recent publicly available PHIO data. Last updated: December 2025.

Learn how Ombudsman ratings are calculated โ†’

Compare Nurses & Midwives Health to Competitors

How Nurses and Midwives Health compares to other Australian health insurers based on pricing, service record, and product range.

PricingCompare Nurses and Midwives Health's premiums against other funds for similar coverage levels.
Service RecordOmbudsman complaint data from PHIO Oct 2024 โ€“ Sep 2025 shows how each fund handles member issues.
Product rangeNurses and Midwives Health offers 36 policies โ€” compare the breadth of coverage options available.
Market PositionNurses and Midwives Health holds 2.6% market share among Australian health insurers.
Nurses and Midwives HealthNurses and Midwives Health
MedibankMedibank
BupaBupa
Policies
36
748
745
Rating
3.6/5
2.6/5
3.5/5
Hospital From*
$81.11/mo
$55.25/mo
$60.65/mo
Type
For-profit
For-profit
For-profit
Service
๐ŸŸ  Average
๐ŸŸ  Average
๐ŸŸข Good

*For Single in NSW. Service record data from PHIO Q1 2025-26. Update profile โ†‘

Contact & Support

PhoneGeneral: 1300 728 188Claims: 1300 728 188Mon-Fri 8am-6pm AEST
Emailinfo@teachershealth.com.au
Onlinehttp://www.teachershealth.com.au
MailLevel 4260 Elizabeth StreetSydneyNSW2000

Frequently Asked Questions

All information provided in these FAQs is general information only and does not constitute financial, insurance, or personal advice. For advice specific to your circumstances, consult with a licensed financial or insurance adviser, or contact insurers directly. Information is based on our understanding as of 7 April 2026 and may change. Always verify current information with official sources.

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