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News 07.04.26: Health insurance premiums increased by an average of 4.41% from 1 April 2026. The largest rise in nearly a decade. Read more at https://www.theguardian.com/australia-news/2026/feb/19/australian-private-health-insurance-premiums-increase-will-policies-deliver-cost-more.
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Showing prices for:
  • Single
  • NSW
  • Age 30
  • Base Rebate
  • $500 Excess
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Mildura Health Fund Health Insurance Review 2026

Compare 34 Mildura Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Mildura Health Insurance - Quick Facts

Policies34
From$158.45/mo
Founded1929
Customer reviews
4.7 stars/ 18 reviews
Excellent Service Record
Based on 2 complaints  |  Oct 2024 – Sep 2025Ombudsman data from Mildura Health.

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (2 August 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with Mildura Health.

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See all 34 Mildura Health policies side-by-side with personalised pricing.

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (February 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with Mildura Health.

Explore Mildura Health Policies

Mildura Health offers 34 health insurance policies across three coverage types. Prices shown are for Single, NSW, Age 30, $500 excess.

Hospital Cover

16 policies covering private hospital treatment, from $158.45* per month. Ranges from Basic tier (lowest coverage, avoid Medicare Levy Surcharge) to Gold tier (highest coverage, most treatments included).

16 policies available
From:$158.45/mo*
*For Single
View Policies

Extras Cover

18 policies covering general treatment (dental, optical, physio, etc.), from $33.50* per month. Extras policies help reduce out-of-pocket costs for everyday health services not covered by Medicare.

18 policies available
From:$33.5/mo*
*For Single
View Policies

Combined Cover

No combined policies currently available from Mildura Health Fund.

0 policies available
From:$0/mo*
*For Single
View Policies
Policy Name
Type
Tier
Price*
Hospital
Extras
Five Star Gold - F4
Hospital
Gold
$248.55
-
Basic Plus - H1
Hospital
Basic+
$158.45
-
Base Extras - A
Extras
-
$33.50
-

*Prices for Single, NSW, Age 30, $500 excess. Actual prices may vary — confirm with Mildura Health directly.

Overall Mildura Health price increase

Mildura HealthIndustry average

Customer Reviews

Google Reviews
4.7out of 5
Based on 18 reviewsReviews sourced from
Google Reviews (April 2026).

What Mildura Health Specialises In

Find policies suited to your situation. Prices are indicative only.

Hospital Coverage
Gold
Comprehensive — all clinical categories
Basic+
Minimal coverage, plus added cover
Extras Coverage
Optical
Non-PBS Pharmaceuticals
Physiotherapy
Chiropractic
Podiatry
Hearing Aids
Glucose Monitor
Dietetics

All prices shown are indicative only and were last updated using data from PrivateHealth.gov.au. Actual prices may vary based on individual circumstances. Please confirm pricing directly with insurers.

Customer Service Record & Complaints

How Mildura Health Fund compares to other Australian health insurers based on pricing, service record, and product range.

Excellent Service Record2 complaints in Oct 2024 – Sep 2025 · 100% resolved internallySource: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26
Official PHIO Data

Based on official data from the Private Health Insurance Ombudsman (PHIO), Mildura Health Fund has a Excellent Service Record.

6.67Complaint Rateper 1% market share · last 12 months
0%Investigation Rateno formal investigations
100%Resolution Rateresolved internally

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, last 4 quarters (Oct 2024 – Sep 2025). Note: All health insurers receive some complaints. Lower rates indicate better service and faster internal resolution of member concerns.

Complaint breakdown

2
Complaints
0.3
Mkt Share %
100%
Resolved
No complaints in the last two quarters

Complaints per Quarter

Latest quarter
Previous quarters
Industry avg: 7.1
1
Oct-Dec '24
1
Jan-Mar '25
0
Apr-Jun '25
0
Jul-Sep '25

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26

Top Complaint Categories — All Insurers Combined
Industry-wide from all 35+ insurers, Q1 2025-26. Not specific to Mildura Health.
Disputes referred to insurer100%
How Mildura Health Addresses These

Excellent Service Record — complaint handling is in line with industry norms.

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1 2025-26. 849 total complaints industry-wide across all 35+ Australian health insurers.

Mildura Health vs Industry Average - Complaint Rate per 1% Market Share (Last 12 Months)

6.67
2 complaints
Mildura Health
28.58
Industry Avg

Mildura Health Fund's rate appears higher due to small market share (0.3%). With just 2 complaints over the last 12 months, the normalised calculation inflates the number. In absolute terms, far fewer than major insurers.

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26

How to Resolve Issues

1
Contact Mildura Health(03) 5023 0269 or mhf@mildurahealthfund.com.au
2
Request Internal ReviewIf unsatisfied, request a formal review.
3
Contact the OmbudsmanFree: 1800 640 695 or privatehealth.gov.au/ombudsman

Data Source: Private Health Insurance Ombudsman (PHIO) Quarterly Update Q1 2025-26 (Jul–Sep 2025). Complaint data is independently collected and published by the Commonwealth Ombudsman's office. Update Frequency: Ombudsman data is updated quarterly (Jan, Apr, Jul, Oct). This page reflects the most recent publicly available PHIO data. Last updated: December 2025.

Compare Mildura Health to Competitors

Based on official data from the Private Health Insurance Ombudsman (PHIO), Mildura Health Fund has a Excellent Service Record.

PricingCompare Mildura Health Fund's premiums against other funds for similar coverage levels.
Service RecordOmbudsman complaint data from PHIO Oct 2024 – Sep 2025 shows how each fund handles member issues.
Product rangeMildura Health Fund offers 34 policies — compare the breadth of coverage options available.
Market PositionMildura Health Fund holds 0.3% market share among Australian health insurers.
Mildura Health FundMildura Health Fund
Current Fund
Policies
34
Rating
4.7/5
Hospital From*
$158.45/mo
Type
For-profit
Service
Excellent

*For Single in NSW. Service record data from PHIO Q1 2025-26.

Contact & Support

Phone
General: (03) 5023 0269Claims: (03) 5023 0269Mon-Fri 8am-6pm AEST
Email
mhf@mildurahealthfund.com.au
Online
http://www.mildurahealthfund.com.au
Mail
79 Deakin AvenueMilduraVIC 3500

Mildura Health Mobile App

App Store
App StoreMildura Health Australia
4.5/5
6 ratings
View →
Google Play
Google PlayMildura Health Australia
3.6/5
16 reviews·5K+ downloads
View →

App features: make claims anytime, anywhere, enter personal and claim details, take photos of invoices and receipts, and submit claims.

Frequently Asked Questions

All information provided in these FAQs is general information only and does not constitute financial, insurance, or personal advice. For advice specific to your circumstances, consult with a licensed financial or insurance adviser, or contact insurers directly. Information is based on our understanding as of 2 August 2026 and may change. Always verify current information with official sources.

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