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Private health insurance premiums in Australia have increased by an average of 4.41% from April 1, 2026, marking the largest hike in nearly a decade. This rise, approved by the federal government, will cost households an estimated extra $80 to $160 annually.Private health insurance premiums in Australia have increased by an average of 4.41% from April 1, 2026, marking the largest hike in nearly a decade. This rise, approved by the federal government, will cost households an estimated extra $80 to $160 annually.
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Australian Unity Health Insurance Review 2025

Compare 92 Australian Unity Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Australian Unity Health Insurance - Quick Facts

Policies92
Hospital From$63.00/mo
Customer reviews
3.1 stars/ 338 reviews
PHIO
🟢 Good Service RecordBased on 73 complaints  |  Oct 2024 – Sep 2025

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (7 April 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with Australian Unity Health.

Ready to compare?

See all 92 Australian Unity Health policies side-by-side with personalised pricing.

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (February 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with Australian Unity Health.

Explore Australian Unity Health Policies

Australian Unity Health offers 92 health insurance policies across three coverage types. Prices shown are for Single, NSW, Age 30, $500 excess.

Hospital Cover

48 policies covering private hospital treatment, from $63.00* per month. Ranges from Basic tier (lowest coverage, avoid Medicare Levy Surcharge) to Gold tier (highest coverage, most treatments included).

48 policies available
From:$63/mo*
*For Single
View Policies

Extras Cover

28 policies covering general treatment (dental, optical, physio, etc.), from $24.15* per month. Extras policies help reduce out-of-pocket costs for everyday health services not covered by Medicare.

28 policies available
From:$24.15/mo*
*For Single
View Policies

Combined Cover

16 policies bundling both hospital and extras coverage, from $95.35* per month. Combined policies often include a discount (typically 2–5%) compared to purchasing hospital and extras separately.

16 policies available
From:$95.35/mo*
*For Single
View Policies
Policy Name
Type
Tier
Price*
Hospital
Extras
Advantage Choice Combination (Silver Plus)
Combined
Silver+
$197.40
Essential Choice (Bronze Plus)
Combined
Bronze+
$125.00
Simple Saver (Basic Plus)
Combined
Basic+
$95.35
Complete Hospital (Gold)
Hospital
Gold
$237.15
-
Midpoint Hospital (Silver Plus)
Hospital
Silver+
$100.75
-
Corporate Bronze Plus
Hospital
Bronze+
$78.70
-
Corporate Basic Plus
Hospital
Basic+
$63.00
-
Easy Extras (ESE)
Extras
-
$24.15
-

*Prices for Single, NSW, Age 30, $500 excess. Actual prices may vary — confirm with Australian Unity Health directly. Update profile settings ↑

Australian Unity Health Pricing Overview

Based on PrivateHealth.gov.au data (last updated 7 April 2026), Australian Unity Health's policies for Single cover start from:

Hospital Only

From:$63/mo*

Extras Only

From:$24.15/mo*

Combined

From:$95.35/mo*

*Prices reflect your profile: Single, NSW, Age 30, $500 excess.
Actual premiums may vary — always obtain an official quote from Australian Unity Health before making decisions. Update your profile ↑

Customer Reviews

Google Reviews
3.1out of 5
Based on 338 reviewsReviews sourced from Google Reviews (April 2026).

What Australian Unity Specialises In

Find policies suited to your situation. Prices are indicative only.

Hospital Coverage
Gold
Comprehensive — all clinical categories
Extras Coverage
Dental General
Physiotherapy
Acupuncture
Remedial Massage
Dietetics
Chiropractic
Osteopathy
Endodontic

All prices shown are indicative only and were last updated using data from PrivateHealth.gov.au. Actual prices may vary based on individual circumstances. Please confirm pricing directly with insurers.

Customer Service Record & Complaints

Australian Unity Health competes primarily with other mid-sized insurers focused on competitive pricing and simplified product ranges. Key competitors include Medibank, Bupa, and NIB.

Good Service Record73 complaints in Oct 2024 – Sep 2025 · 100% resolved internallySource: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26
Official PHIO Data

Based on official data from the Private Health Insurance Ombudsman (PHIO), Australian Unity has a Good Service Record.

5.65Complaint Rateper 1% market share
0%Investigation Rateno formal investigations
100%Resolution Rateresolved internally

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1 2025-26 (Jul–Sep 2025). Note: All health insurers receive some complaints. Lower rates indicate better service and faster internal resolution of member concerns.

Complaint breakdown

73
Complaints
2.3
Mkt Share %
100%
Resolved
Quarter-on-Quarter: down 48% (25 → 13 complaints)

Complaints per Quarter

Latest quarter
Previous quarters
17
Oct-Dec '24
18
Jan-Mar '25
25
Apr-Jun '25
13
Jul-Sep '25

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26

Top Complaint Categories — All Insurers Combined
Industry-wide from all 35+ insurers, Q1 2025-26. Not specific to AIA Health.
Disputes referred to insurer86%
Resolved at first contact14%
How AIA Health Addresses These

Good Service Record — resolves most member concerns before they escalate to the Ombudsman.

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1 2025-26. 849 total complaints industry-wide across all 35+ Australian health insurers.

Australian Unity Health vs Industry Average - Complaint Rate per 1% Market Share

5.65
73 complaints
Australian Unity Health
7.36
Industry Avg

Australian Unity handles 2.3% of the market. Complaint rate of 5.65 vs industry average of 7.36.

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26

How to Resolve Issues

1
Contact Australian Unity Health13 29 39 or healthcover@australianunity.com.au
2
Request Internal ReviewIf unsatisfied, request a formal review.
3
Contact the OmbudsmanFree: 1800 640 695 or privatehealth.gov.au/ombudsman

Data Source: Private Health Insurance Ombudsman (PHIO) Quarterly Update Q1 2025-26 (Jul–Sep 2025). Complaint data is independently collected and published by the Commonwealth Ombudsman's office. Update Frequency: Ombudsman data is updated quarterly (Jan, Apr, Jul, Oct). This page reflects the most recent publicly available PHIO data. Last updated: December 2025.

Learn how Ombudsman ratings are calculated →

Compare Australian Unity Health to Competitors

How Australian Unity compares to other Australian health insurers based on pricing, service record, and product range.

PricingCompare Australian Unity's premiums against other funds for similar coverage levels.
Service RecordOmbudsman complaint data from PHIO Oct 2024 – Sep 2025 shows how each fund handles member issues.
Product rangeAustralian Unity offers 92 policies — compare the breadth of coverage options available.
Market PositionAustralian Unity holds 2.3% market share among Australian health insurers.
Australian UnityAustralian Unity
MedibankMedibank
BupaBupa
Policies
92
748
745
Rating
3.1/5
2.6/5
3.5/5
Hospital From*
$63.00/mo
$55.25/mo
$60.65/mo
Type
For-profit
For-profit
For-profit
Service
🟢 Good
🟠 Average
🟢 Good

*For Single in NSW. Service record data from PHIO Q1 2025-26. Update profile ↑

Contact & Support

PhoneGeneral: 13 29 39Claims: 13 29 39Mon-Fri 8am-6pm AEST
Emailhealthcover@australianunity.com.au
Onlinehttp://www.australianunity.com.au
Mail271 Spring StreetMelbourneVIC3000

Frequently Asked Questions

All information provided in these FAQs is general information only and does not constitute financial, insurance, or personal advice. For advice specific to your circumstances, consult with a licensed financial or insurance adviser, or contact insurers directly. Information is based on our understanding as of 7 April 2026 and may change. Always verify current information with official sources.

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