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News 07.04.26: Health insurance premiums increased by an average of 4.41% from 1 April 2026. The largest rise in nearly a decade. Read more at https://www.theguardian.com/australia-news/2026/feb/19/australian-private-health-insurance-premiums-increase-will-policies-deliver-cost-more.
Showing prices for:
  • Single
  • NSW
  • Age 30
  • Base Rebate
  • $500 Excess
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Australian Unity Health Insurance Review 2026

Compare 118 Australian Unity Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Australian Unity Health Insurance - Quick Facts

Policies118
From$63.00/mo
Founded1840
Customer reviews
3.1 stars/ 339 reviews
Good Service Record
Based on 73 complaints  |  Oct 2024 – Sep 2025Ombudsman data from Australian Unity Health.

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (2 August 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with Australian Unity Health.

Ready to compare?

See all 118 Australian Unity Health policies side-by-side with personalised pricing.

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (February 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with Australian Unity Health.

Explore Australian Unity Health Policies

Australian Unity Health offers 118 health insurance policies across three coverage types. Prices shown are for Single, NSW, Age 30, $500 excess.

Hospital Cover

58 policies covering private hospital treatment, from $63.00* per month. Ranges from Basic tier (lowest coverage, avoid Medicare Levy Surcharge) to Gold tier (highest coverage, most treatments included).

58 policies available
From:$63/mo*
*For Single
View Policies

Extras Cover

32 policies covering general treatment (dental, optical, physio, etc.), from $24.15* per month. Extras policies help reduce out-of-pocket costs for everyday health services not covered by Medicare.

32 policies available
From:$24.15/mo*
*For Single
View Policies

Combined Cover

28 policies bundling both hospital and extras coverage, from $95.35* per month. Combined policies often include a discount (typically 2–5%) compared to purchasing hospital and extras separately.

28 policies available
From:$95.35/mo*
*For Single
View Policies
Policy Name
Type
Tier
Price*
Hospital
Extras
Active Choice (Silver Plus)
Combined
Silver+
$176.95
Essential Choice (Bronze Plus)
Combined
Bronze+
$125.00
Simple Saver (Basic Plus)
Combined
Basic+
$95.35
Complete Hospital (Gold)
Hospital
Gold
$237.15
-
Midpoint Hospital (Silver Plus)
Hospital
Silver+
$100.75
-
Corporate Bronze Plus
Hospital
Bronze+
$78.70
-
Corporate Basic Plus
Hospital
Basic+
$63.00
-
Easy Extras (ESE)
Extras
-
$24.15
-

*Prices for Single, NSW, Age 30, $500 excess. Actual prices may vary — confirm with Australian Unity Health directly.

Overall Australian Unity Health price increase

Australian Unity HealthIndustry average

Customer Reviews

Google Reviews
3.1out of 5
Based on 339 reviewsReviews sourced from
Google Reviews (April 2026).

What Australian Unity Health Specialises In

Find policies suited to your situation. Prices are indicative only.

Hospital Coverage
Gold
Comprehensive — all clinical categories
Silver+
26+ clinical categories, plus added cover
Bronze+
17+ clinical categories, plus added cover
Basic+
Minimal coverage, plus added cover
Extras Coverage
General Dental
Physiotherapy
Acupuncture
Remedial Massage
Dietetics
Chiropractic
Osteopathy
Endodontic

All prices shown are indicative only and were last updated using data from PrivateHealth.gov.au. Actual prices may vary based on individual circumstances. Please confirm pricing directly with insurers.

Customer Service Record & Complaints

How Australian Unity compares to other Australian health insurers based on pricing, service record, and product range.

Good Service Record73 complaints in Oct 2024 – Sep 2025 · 100% resolved internallySource: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26
Official PHIO Data

Based on official data from the Private Health Insurance Ombudsman (PHIO), Australian Unity has a Good Service Record.

33.18Complaint Rateper 1% market share · last 12 months
0%Investigation Rateno formal investigations
100%Resolution Rateresolved internally

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, last 4 quarters (Oct 2024 – Sep 2025). Note: All health insurers receive some complaints. Lower rates indicate better service and faster internal resolution of member concerns.

Complaint breakdown

73
Complaints
2.2
Mkt Share %
100%
Resolved
Quarter-on-Quarter:down 48% (25 → 13 complaints)complaint rate per market share improving

Complaints per Quarter

Latest quarter
Previous quarters
Industry avg: 7.1
17
Oct-Dec '24
18
Jan-Mar '25
25
Apr-Jun '25
13
Jul-Sep '25

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26

Top Complaint Categories — All Insurers Combined
Industry-wide from all 35+ insurers, Q1 2025-26. Not specific to Australian Unity Health.
Disputes referred to insurer86%
Resolved at first contact14%
How Australian Unity Health Addresses These

Good Service Record — resolves most member concerns before they escalate to the Ombudsman.

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1 2025-26. 849 total complaints industry-wide across all 35+ Australian health insurers.

Australian Unity Health vs Industry Average - Complaint Rate per 1% Market Share (Last 12 Months)

33.18
73 complaints
Australian Unity Health
28.58
Industry Avg

Australian Unity handles 2.2% of the market. Complaint rate of 33.18 vs industry average of 28.58 over the last 12 months.

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26

How to Resolve Issues

1
Contact Australian Unity Health13 29 39 or healthcover@australianunity.com.au
2
Request Internal ReviewIf unsatisfied, request a formal review.
3
Contact the OmbudsmanFree: 1800 640 695 or privatehealth.gov.au/ombudsman

Data Source: Private Health Insurance Ombudsman (PHIO) Quarterly Update Q1 2025-26 (Jul–Sep 2025). Complaint data is independently collected and published by the Commonwealth Ombudsman's office. Update Frequency: Ombudsman data is updated quarterly (Jan, Apr, Jul, Oct). This page reflects the most recent publicly available PHIO data. Last updated: December 2025.

Compare Australian Unity Health to Competitors

Based on official data from the Private Health Insurance Ombudsman (PHIO), Australian Unity has a Good Service Record.

PricingCompare Australian Unity's premiums against other funds for similar coverage levels.
Service RecordOmbudsman complaint data from PHIO Oct 2024 – Sep 2025 shows how each fund handles member issues.
Product rangeAustralian Unity offers 118 policies — compare the breadth of coverage options available.
Market PositionAustralian Unity holds 2.2% market share among Australian health insurers.
Australian UnityAustralian Unity
Current Fund
Policies
118
Rating
3.1/5
Hospital From*
$63.00/mo
Type
For-profit
Service
Good

*For Single in NSW. Service record data from PHIO Q1 2025-26.

Contact & Support

Phone
General: 13 29 39Claims: 13 29 39Mon-Fri 8am-6pm AEST
Email
healthcover@australianunity.com.au
Online
http://www.australianunity.com.au
Mail
271 Spring StreetMelbourneVIC 3000

Australian Unity Health Mobile App

App Store
App StoreAustralian Unity Health Australia
3.5/5
75 ratings
View →
Google Play
Google PlayAustralian Unity Health Australia
2.2/5
111 reviews·10K+ downloads
View →

App features: tap and claim with digital member card or photo receipt, view remaining benefits, claims history and documents, access Wellplan Rewards, review cover and policy, and manage personal details. Requires an Extras policy.

Frequently Asked Questions

All information provided in these FAQs is general information only and does not constitute financial, insurance, or personal advice. For advice specific to your circumstances, consult with a licensed financial or insurance adviser, or contact insurers directly. Information is based on our understanding as of 2 August 2026 and may change. Always verify current information with official sources.

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