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Private health insurance premiums in Australia have increased by an average ofย 4.41% from April 1, 2026, marking the largest hike in nearly a decade. This rise, approved by the federal government, will cost households an estimated extra $80 to $160 annually.Private health insurance premiums in Australia have increased by an average ofย 4.41% from April 1, 2026, marking the largest hike in nearly a decade. This rise, approved by the federal government, will cost households an estimated extra $80 to $160 annually.
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Doctors Health Fund Health Insurance Review 2025

Compare 47 Doctors Health Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Doctors Health Health Insurance - Quick Facts

Policies47
Hospital From$128.17/mo
Customer reviews
2.2 stars/ 12 reviews
PHIO
๐ŸŸข Average Service RecordBased on 15 complaints ย |ย  Oct 2024 โ€“ Sep 2025

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (7 April 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with Doctors Health Health.

Ready to compare?

See all 47 Doctors Health Health policies side-by-side with personalised pricing.

Prices reflect your profile settings (Single, NSW, Age 30, $500 excess). Policy information from PrivateHealth.gov.au (February 2026). Reviews from ProductReview.com.au (January 2026). Not affiliated with Doctors Health Health.

Explore Doctors Health Health Policies

Doctors Health Health offers 47 health insurance policies across three coverage types. Prices shown are for Single, NSW, Age 30, $500 excess.

Hospital Cover

12 policies covering private hospital treatment, from $128.17* per month. Ranges from Basic tier (lowest coverage, avoid Medicare Levy Surcharge) to Gold tier (highest coverage, most treatments included).

12 policies available
From:$128.17/mo*
*For Single
View Policies

Extras Cover

9 policies covering general treatment (dental, optical, physio, etc.), from $15.00* per month. Extras policies help reduce out-of-pocket costs for everyday health services not covered by Medicare.

9 policies available
From:$15/mo*
*For Single
View Policies

Combined Cover

26 policies bundling both hospital and extras coverage, from $180.21* per month. Combined policies often include a discount (typically 2โ€“5%) compared to purchasing hospital and extras separately.

26 policies available
From:$180.21/mo*
*For Single
View Policies
Policy Name
Type
Tier
Price*
Hospital
Extras
Prime Choice Gold & Essential Extras
Combined
Gold
$343.33
Smart Starter Bronze Plus & Starter Extras
Combined
Bronze+
$180.21
Prime Choice Gold
Hospital
Gold
$244.22
-
Smart Starter Bronze Plus
Hospital
Bronze+
$128.17
-
Lite Extras
Extras
-
$15.00
-

*Prices for Single, NSW, Age 30, $500 excess. Actual prices may vary โ€” confirm with Doctors Health Health directly. Update profile settings โ†‘

Doctors Health Health Pricing Overview

Based on PrivateHealth.gov.au data (last updated 7 April 2026), Doctors Health Health's policies for Single cover start from:

Hospital Only

From:$128.17/mo*

Extras Only

From:$15/mo*

Combined

From:$180.21/mo*

*Prices reflect your profile: Single, NSW, Age 30, $500 excess.
Actual premiums may vary โ€” always obtain an official quote from Doctors Health Health before making decisions. Update your profile โ†‘

Customer Reviews

Google Reviews
2.2out of 5
Based on 12 reviewsReviews sourced from Google Reviews (April 2026).

What Doctors Health Specialises In

Find policies suited to your situation. Prices are indicative only.

Hospital Coverage
Gold
Comprehensive โ€” all clinical categories
Extras Coverage
Dental General
Optical
Physiotherapy
Psychology
Remedial Massage
Dietetics
Non P B S
Podiatry

All prices shown are indicative only and were last updated using data from PrivateHealth.gov.au. Actual prices may vary based on individual circumstances. Please confirm pricing directly with insurers.

Customer Service Record & Complaints

Doctors Health Health competes primarily with other mid-sized insurers focused on competitive pricing and simplified product ranges. Key competitors include Medibank, Bupa, and NIB.

Average Service Record15 complaints in Oct 2024 โ€“ Sep 2025 ยท 93% resolved internallySource: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26
Official PHIO Data

Based on official data from the Private Health Insurance Ombudsman (PHIO), Doctors Health Fund has a Average Service Record.

12Complaint Rateper 1% market share
7%Investigation Rate7% required formal investigation
93%Resolution Rate93% resolved internally

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1 2025-26 (Julโ€“Sep 2025). Note: All health insurers receive some complaints. Lower rates indicate better service and faster internal resolution of member concerns.

Complaint breakdown

15
Complaints
0.5
Mkt Share %
93%
Resolved
Quarter-on-Quarter: up 100% (3 โ†’ 6 complaints)

Complaints per Quarter

Latest quarter
Previous quarters
3
Oct-Dec '24
3
Jan-Mar '25
3
Apr-Jun '25
6
Jul-Sep '25

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26

Top Complaint Categories โ€” All Insurers Combined
Industry-wide from all 35+ insurers, Q1 2025-26. Not specific to AIA Health.
Disputes referred to insurer87%
Resolved at first contact7%
Formal investigations7%
How AIA Health Addresses These

Average Service Record โ€” complaint handling is in line with industry norms.

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1 2025-26. 849 total complaints industry-wide across all 35+ Australian health insurers.

Doctors Health Health vs Industry Average - Complaint Rate per 1% Market Share

12
15 complaints
Doctors Health Health
7.36
Industry Avg

Doctors Health Fund's rate appears higher due to small market share (0.5%). With just 6 complaints, the normalised calculation inflates the number. In absolute terms, far fewer than major insurers.

Source: Private Health Insurance Ombudsman (PHIO) Quarterly Reports, Q2 2024-25 to Q1 2025-26

How to Resolve Issues

1
Contact Doctors Health Health1800 226 126 or info@doctorshealthfund.com.au
2
Request Internal ReviewIf unsatisfied, request a formal review.
3
Contact the OmbudsmanFree: 1800 640 695 or privatehealth.gov.au/ombudsman

Data Source: Private Health Insurance Ombudsman (PHIO) Quarterly Update Q1 2025-26 (Julโ€“Sep 2025). Complaint data is independently collected and published by the Commonwealth Ombudsman's office. Update Frequency: Ombudsman data is updated quarterly (Jan, Apr, Jul, Oct). This page reflects the most recent publicly available PHIO data. Last updated: December 2025.

Learn how Ombudsman ratings are calculated โ†’

Compare Doctors Health Health to Competitors

How Doctors Health Fund compares to other Australian health insurers based on pricing, service record, and product range.

PricingCompare Doctors Health Fund's premiums against other funds for similar coverage levels.
Service RecordOmbudsman complaint data from PHIO Oct 2024 โ€“ Sep 2025 shows how each fund handles member issues.
Product rangeDoctors Health Fund offers 47 policies โ€” compare the breadth of coverage options available.
Market PositionDoctors Health Fund holds 0.5% market share among Australian health insurers.
Doctors Health FundDoctors Health Fund
MedibankMedibank
BupaBupa
Policies
47
748
745
Rating
2.2/5
2.6/5
3.5/5
Hospital From*
$128.17/mo
$55.25/mo
$60.65/mo
Type
For-profit
For-profit
For-profit
Service
๐ŸŸ  Average
๐ŸŸ  Average
๐ŸŸข Good

*For Single in NSW. Service record data from PHIO Q1 2025-26. Update profile โ†‘

Contact & Support

PhoneGeneral: 1800 226 126Claims: 1800 226 126Mon-Fri 8am-6pm AEST
Emailinfo@doctorshealthfund.com.au
Onlinehttp://www.doctorshealthfund.com.au
MailPO Box Q1749Queen Victoria BuildingNSW1230

Frequently Asked Questions

All information provided in these FAQs is general information only and does not constitute financial, insurance, or personal advice. For advice specific to your circumstances, consult with a licensed financial or insurance adviser, or contact insurers directly. Information is based on our understanding as of 7 April 2026 and may change. Always verify current information with official sources.

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