All health insurance policies

I need to cover for:

5 minutes. No sign-up.

Other sites show 10 funds. We show 47.

More funds means more options. More options means a better chance of finding a lower price.

Start comparing

Policy Database For you

Total insurers47insurers
Total policies125,377policies
Hospital only218policies
Extras only420policies
Combined312policies
Prices from$23.56/week

Browse all 125,377 health insurance policies available in Australia from 47 registered insurers. Filter by coverage type, hospital tier, extras level, price range, and insurer to find policies that match your needs. All pricing is indicative, sourced from PrivateHealth.gov.au and shown for you. Use the filters below to narrow results, or compare up to three policies side by side. Every policy links to a detailed breakdown of coverage, exclusions, waiting periods, and hospital agreements.

View all policies

Browse all available health insurance policies.

Cover type

Hospital tier

Extras level

Premium / week

Insurers

Features

Insurer	Policy	Cover	Tier	Premium /week	Excess	Extras services
nib Health Funds For-profit · Open	nib Health Funds DentalPass	GeneralHealth	—	$0.85	$0	1
HBF Health Not-for-profit · Open	HBF Health Essential Ambulance	Ambulance	—	$0.91	$0	0
Bupa For-profit · Open	Bupa Emergency Only Ambulance	Ambulance	—	$1.07	$0	0
nib Health Funds For-profit · Open	nib Health Funds Ambulance Only	Ambulance	—	$1.17	$0	0
RT Health Not-for-profit · Open	RT Health Ambulance Cover	Ambulance	—	$1.26	$0	0
Westfund Not-for-profit · Open	Westfund Ambulance	Ambulance	—	$1.28	$0	0
Bupa For-profit · Open	Bupa Premium Ambulance	Ambulance	—	$1.42	$0	0
HIF Not-for-profit · Open	HIF Ambulance Only Cover	Ambulance	—	$1.55	$0	0
HCF Not-for-profit · Open	HCF HCF AMBULANCE ONLY	Ambulance	—	$1.58	$0	0
HBF Health Not-for-profit · Open	HBF Health Urgent Ambulance	Ambulance	—	$1.60	$0	0

Showing 1–10 of 962 policies

Prices are indicative only, sourced from PrivateHealth.gov.au as at 26 July 2026. Premiums include the government rebate at the base tier and are calculated for Singles. Always confirm pricing and coverage directly with the insurer before purchasing. We may receive a commission from some insurers.

Browse policies by coverage type

Hospital only policies
218 policies
From$39.30/mo
Extras only policies
420 policies
From$3.70/mo
Combined policies
312 policies
From$68.75/mo

Browse policies by hospital tier

Gold Hospital policies
22 policies
From$129.90/mo
Silver Plus Hospital policies
81 policies
From$73.36/mo
Silver Hospital policies
10 policies
From$85.52/mo
Bronze Plus Hospital policies
43 policies
From$59.00/mo
Bronze Hospital policies
12 policies
From$63.10/mo
Basic Plus Hospital policies
31 policies
From$51.17/mo
Basic Hospital policies
18 policies
From$39.30/mo

Browse policies by life stage

Explore Singles cover
6,396 policies
From$178.61/mo
Explore Couples cover
4,857 policies
From$178.61/mo
Explore Families cover
10,866 policies
From$178.61/mo
Single parent
8,440 policies
From$178.61/mo
Seniors
6,396 policies
From$178.61/mo
Young adults (Under 30)
6,396 policies
From$178.61/mo
Overseas visitor (OVHC)
217 policies
From$178.61/mo
Overseas student (OSHC)
7 policies
From$178.61/mo

How to use the policy database

Set your profile
Click Personalise to enter your age, location, cover type (single/couple/family), and income tier. This ensures all prices reflect your specific circumstances including the government rebate.
Filter by what matters
Use the filter panel to narrow results. Start with coverage type (hospital, extras, or combined), then refine by tier, price range, and features. If you know which insurer you prefer, filter by insurer name.
Compare policies
Every policy sits side by side in the results table, so you can compare coverage, pricing, excess, and features at a glance. Use the filters to narrow to the plans that matter to you.
View full details
Click any policy name to view the complete policy page with detailed coverage breakdown, waiting periods, hospital agreements, and a link to the insurer's Product Disclosure Statement (PDS).