Save up to $480/yr on your visitor health cover.
Side-by-side OVHC for the visas that matter: 482 Working, 500 Student, 600 Tourist, and Working Holiday (417 / 462).
Right Visa.
Right price.
Right cover.
I need cover for:
5 minutes. No sign-up.
Every OVHC provider. Right cover for your visa. Better price.
- OVHC providers
- 12
- OVHC policies
- 240
- Average saving / year
- $480
Every OVHC provider in one place.
12 visitor cover providers in Australia — more options means a better chance of finding the right cover for your visa.
Start comparingWhy we show you every OVHC provider.
 | |
|---|---|
| OVHC providers listed | 12 |
| OVHC policies displayed | 240+ |
| Visa types covered | All visitor visasUpdated daily |
| Approach | Independent, unbiased |
Last checked: 13 May 2026. We list every Australian OVHC provider with publicly-available pricing, regardless of commercial relationships.
How it works.
Tell us what matters.
Your health priorities, your extras habits, your budget. No account needed.
We show you the whole market.
Prices, coverage, claims data, extras limits, reviews. Side by side.
Pick what fits. We handle the switch.
No double premiums, no gaps in cover, no waiting periods to re-serve.
This is what the right fit looks like.
A real comparison. Same tier. Same excess. Better extras. Lower price. That's a better fit.
We found 3 OVHC policies that meet your visa requirements and save you up to $420/year.
Your current cover: IMAN Mid 482 Cover · $122/mo Single · valid for 482 visa
nibMid Working Visa Cover
$420.00
Per year
Summary
- Meets 482 visa requirements
- Same Mid coverage level
- Same private hospital cover
- Slightly lower extras limits (dental $400 vs $500)
Reviews & Reports
Hospital services
General treatments (Extras)
AIA HealthWorking Visa Health Cover Mid
$324.00
Per year
Summary
- Meets 482 visa requirements
- Same Mid coverage level
- Includes AIA Vitality premium rewards
Reviews & Reports
Hospital services
General treatments (Extras)
BupaMid 60 Visitors Cover
$216.00
Per year
Summary
- Meets 482 visa requirements
- Same Mid coverage level
- Excludes pregnancy & birth (vs included in current)
Reviews & Reports
Hospital services
General treatments (Extras)
Sample data shown for illustration. Your actual results depend on your current policy, age, state, and rebate tier.
Join from anywhere. In or outside of Australia.
When you're ready to switch, here's exactly what we handle for you (and what to expect).
No double payment
We coordinate the start date with the new fund and the cancellation date with the old one. You won't pay two premiums at once.
No gaps in cover
Your new policy starts the same day your old one ends. If you need treatment in between, you stay covered the entire time.
Waiting periods carry over
If you've already served waiting periods on equivalent cover, you don't serve them again. We confirm portability with both funds in writing.
We cancel your old cover
We coordinate the cancellation with your existing fund so you don't have to.
Includes 12-month price protection on eligible partner policies. If the premium increases unexpectedly, we work with the fund to honour the original quote where possible.
Prefer to talk to a real person to help guide you?
No problem. We've got someone who can walk you through it.
Free call. We do the work.
An advisor matches you to the right fund and handles the switch end-to-end.
- Hand-picked match for you
- We coordinate the switch
- 15–30 minute chat
- You will receive written confirmation
Over the phone, we compare every OVHC provider:
AIA Health, Allianz Care Australia, Australian Unity, Bupa, Frank Health Insurance, HBF Health, HCF, HIF Australia, IMAN Australian Health Plans, Medibank, nib, Westfund Health Insurance
Our promise.
We'll only recommend one of these funds if it genuinely beats your current cover. If it doesn't, we'll tell you straight, and point you to where the right policy lives. Online, you get all 47 funds.
nibMid Working Visa Cover
$420.00
Per year
Summary
- Meets 482 visa requirements
- Same Mid coverage level
- Same private hospital cover
- Slightly lower extras limits (dental $400 vs $500)
Reviews & Reports
Hospital services
General treatments (Extras)
Find your fit. Find your savings.
Pick your situation. See what the full market has for you.
All OVHC providers
Compare every major Overseas Visitors Health Cover (OVHC) provider in Australia. Visa-eligible cover for international students, working visa holders, and tourists.
| POLICIES | PRICE FROM | OFFERS / PROMOS | SERVICE | |
|---|---|---|---|---|
AIA Health Insurance For-profit · Open | 2 | $13.70/week | AIA Vitality Premium Rewards Earn up to $240 off your health insurance each AIA… | Excellent |
Allianz Care For-profit · Open | 7 | $12.23/week | Data not available | Data not available |
Australian Unity Not-for-profit · Open | 6 | $20.57/week | Data not available | Very good |
Bupa For-profit · Open | 47 | $12.26/week | Get 100% back on check-up and cleans Join Bupa on eligible extras cover and get… | Excellent |
Frank Health Insurance Not-for-profit · Open | 4 | $13.85/week | Up to 10 weeks free + skip 2 month waits on extras New members joining combined… | Very good |
HBF Health Not-for-profit · Open | 3 | $13.82/week | Get 6 Weeks FREE! For new members who start and keep eligible hospital cover.… | Excellent |
HCF Not-for-profit · Open | 7 | $12.23/week | Data not available | Mixed |
HIF Not-for-profit · Open | 4 | $19.60/week | 2MC Take out any eligible HIF Extras cover by 30 June 2026 and we’ll waive all… | Excellent |
IMAN Australian Health Plans For-profit · Open | 4 | $14.90/week | Data not available | Excellent |
Medibank For-profit · Open | 8 | $12.84/week | Up to 8 weeks free and 2&6 month waits waived Join Medibank and maintain… | Excellent |
Showing 1-10 of 12 providers
Prices are indicative only, sourced from PrivateHealth.gov.au as at 7 April 2026. Satisfaction data sourced from the Private Health Insurance Ombudsman. Insurer logos are used for identification only — we are not affiliated with or endorsed by any insurer.
Price vs value. Which OVHC fund is cheapest?
Each bubble is a fund's cheapest Singles overseas-visitors (OVHC) policy. Bubble size = market share. Lower = better price.
- Known market share
- Estimated market share
Visa cover requirements at a glance.
Every Australian visa has different OVHC rules. Here are the most common.
| VISA SUBCLASS | COVER REQUIRED | MINIMUM DURATION | TYPICAL POLICY |
|---|---|---|---|
| 482 Working (TSS / Skills in Demand) | OVHC for primary holder + family | Length of visa | Mid or Top OVHC |
| 500 Student | OSHC (not OVHC) | Length of study | OSHC Standard |
| 485 Graduate | OVHC recommended (not always mandatory) | Length of visa | Budget or Mid OVHC |
| 600 Tourist / Visitor | Strongly recommended (no Medicare) | Length of stay | Budget or Mid OVHC |
| 417 / 462 Working Holiday | OVHC strongly recommended | Length of stay | Budget OVHC |
| 491 / 494 Regional | OVHC until permanent residency | Length of visa | Mid or Top OVHC |
| Bridging visa | Depends on previous visa | Variable | Continue existing cover |
Always confirm visa-specific cover requirements with the Department of Home Affairs or your migration agent. Visa conditions change.
OVHC price monitor. Has yours gone up?
Year-on-year price changes for Mid-level Single OVHC, the most common visitor cover. Compare yours and see if it's still competitive.
It was impossible to find an easy way to compare every health insurance policy.
So we built it ourselves.
Every comparison site we tried showed us a fraction of the market. 10 funds. 12 funds. Always the ones paying commissions. The other 35? Hidden.
So we did the work. We pulled every registered policy from PrivateHealth.gov.au, built filters that actually work, added an AI assistant to make sense of 120,711 options, and put it all online. Free. No signup. No paywall.
If you'd rather talk to someone, we have a phone team for that too. Otherwise, here's the data. Use it.
We receive transaction fees from participating funds when we handle a switch on your behalf. The online tool shows all 47 funds regardless of commercial relationships.
Questions we get asked about OVHC.
The right OVHC for your visa. The right price.
12 visitor cover providers. Every visa type. Free. Always.
No registration · No paywall · Last updated 7 April 2026 · · Data compiled and powered by Convincely
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