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Mid Hospital (Basic Plus)

By: Single parent, NSW, Age 30, $500 excess.

Estimated premium
$252.44
ForSingle parent · NSW · Under 65

Pricing for a single parent in NSW, under 65

Premium calculated for the profile shown, before the government rebate.

$300 excess
$63.64/week
$276.52/month · $3,318.24/year
$500 excess
$58.10/week
$252.44/month · $3,029.28/year

Mid Hospital (Basic Plus) pricing by household

Monthly premiums in NSW for an adult under 65, before the government rebate. Every household this policy is sold to is listed.

Monthly premium by household and excess in NSW
ExcessSingleCoupleFamilySingle parent
$300$184.34/month$368.68/month$368.68/month$276.52/month
$500$168.29/month$336.58/month$336.58/month$252.44/month

Single pricing in NSW

ExcessWeeklyMonthlyYearly
$300$42.42$184.34$2,212.08
$500$38.73$168.29$2,019.48

Couple pricing in NSW

ExcessWeeklyMonthlyYearly
$300$84.85$368.68$4,424.16
$500$77.46$336.58$4,038.96

Family pricing in NSW

ExcessWeeklyMonthlyYearly
$300$84.85$368.68$4,424.16
$500$77.46$336.58$4,038.96

Single parent pricing in NSW

ExcessWeeklyMonthlyYearly
$300$63.64$276.52$3,318.24
$500$58.10$252.44$3,029.28

Hospital Coverage — Basic+ Tier

Review the hospital clinical categories covered under this Basic+ tier policy, including covered, restricted, and excluded services, plus any important notes or conditions.

Covered categories27
Restricted categories11
Excluded categories0
11 categories have restrictions — check PDS
Clinical categoryStatus
Heart & VascularRestricted
Brain & Nervous SystemCovered
Eye (Not Cataracts)Covered
CataractsRestricted
Ear, Nose & ThroatCovered
Back, Neck & SpineCovered
Bone, Joint & MuscleCovered
Joint ReconstructionsCovered
Joint ReplacementsRestricted
DialysisRestricted

Waiting Periods

2monthsGeneral hospital services
12monthsMajor hospital services
12monthsPre-existing conditions
12monthsPregnancy and birth

Standard waiting periods apply. If transferring from another insurer with equivalent cover, served waiting periods are recognised under portability rules.

Hospital Agreements

Teachers Health has agreements with 60 private hospitals across Australia.

When you're treated at an agreed hospital, you're covered for accommodation, theatre fees, and prostheses at the negotiated rate — minimising or eliminating gap payments. At a non-agreed hospital, you may face significant out-of-pocket costs even for covered procedures.

HospitalAgreementDetails
St Vincent's Private Hospital SydneyFull agreement
Macquarie University HospitalFull agreement
Sydney Adventist HospitalFull agreement
Prince of Wales Private HospitalFull agreement
Hurstville Private HospitalDay surgery
Norwest Private HospitalFull agreement
Westmead Private HospitalFull agreement
Kareena Private HospitalFull agreement
Lingard Private HospitalFull agreement
Newcastle Private HospitalFull agreement
Showing 1-10 of 60 hospitals

Policy Features

See which additional policy features are included, not included, or subject to conditions such as waiting periods or loyalty rules.

Co-paymentCheck PDS
AmbulanceIncluded
Accident cover (no excess)Check PDS
Hospital-at-homeCheck PDS
Loyalty benefitsCheck PDS
Health management programsCheck PDS
Gap cover schemeIncluded

Compare with Similar Policies

Premiums shown for your current profile — adjust in Live Mode panel to see all values update.

Feature
Mid Hospital (Basic Plus)
Insurer
Premium/week (live)
Excess
Categories covered
Hospital agreements
Teachers Health
$58.10/wk
$500
27
60

About Insurer

Teachers Health is a not-for-profit health insurer based in NSW. They offer 36 policies across hospital, extras, and combined cover.

TypeNot-for-profit
AccessRestricted
Total policies36
Hospital agreements60
Ombudsman complaint ratio0.75%
Teachers Health logo
Teachers HealthNot-for-profit · NSW

Teachers Health is a restricted, not-for-profit health fund for people in the education community and their families. It offers hospital, extras and combined cover, with any surplus reinvested in the fund and its services.

View all insurer policies

Related policies

Open a policy to review its benefits, eligibility and available household options.

  • Teachers Health

    Basic Hospital (Basic Plus)

    Cover
    Hospital
    Tier
    Basic Plus
    Available in
    National
    Households
    Single, Couple, Family, Single parent
    Excess options
    $300
  • Teachers Health

    Mid Classic (Silver Plus)

    Cover
    Hospital
    Tier
    Silver Plus
    Available in
    National
    Households
    Single, Couple, Family, Single parent
    Excess options
    $300, $500
  • Teachers Health

    Top Hospital (Gold)

    Cover
    Hospital
    Tier
    Gold
    Available in
    National
    Households
    Single, Couple, Family, Single parent
    Excess options
    $0, $300, $500
  • Nurses and Midwives Health

    Mid Hospital (Basic Plus)

    Cover
    Hospital
    Tier
    Basic Plus
    Available in
    National
    Households
    Single, Couple, Family, Single parent
    Excess options
    $300, $500

Important Information

This page provides a summary of Mid Hospital (Basic Plus) by Teachers Health based on data from PrivateHealth.gov.au. It is general information only and may not reflect the most current policy terms.

Before purchasing this policy:

  • Read the full Product Disclosure Statement (PDS) available from Teachers Health
  • Confirm current pricing directly with the insurer — prices shown are indicative only
  • Check hospital agreements in your area
  • Consider whether the coverage meets your specific health needs
  • Ask about any gap cover arrangements

Data last updated 9 September 2026 from PrivateHealth.gov.au. We may receive a commission if you purchase through links on this page. We are not affiliated with or endorsed by Teachers Health.

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