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Better Hospital (Silver+)

By: Family, QLD, Age 30, $500 excess.

Estimated premium
$524.16
ForFamily · QLD · Under 65

Pricing for a family in QLD, under 65

Premium calculated for the profile shown, before the government rebate.

$250 excess
$128.81/week
$559.70/month · $6,716.40/year
$500 excess
$120.63/week
$524.16/month · $6,289.92/year
$750 excess
$114.60/week
$497.97/month · $5,975.64/year

Better Hospital (Silver+) pricing by household

Monthly premiums in QLD for an adult under 65, before the government rebate. Every household this policy is sold to is listed.

Monthly premium by household and excess in QLD
ExcessSingleCoupleFamilySingle parent
$250$279.85/month$559.70/month$559.70/month$447.76/month
$500$262.08/month$524.16/month$524.16/month$419.33/month
$750$248.98/month$497.97/month$497.97/month$398.37/month

Single pricing in QLD

ExcessWeeklyMonthlyYearly
$250$64.40$279.85$3,358.20
$500$60.31$262.08$3,144.96
$750$57.30$248.98$2,987.76

Couple pricing in QLD

ExcessWeeklyMonthlyYearly
$250$128.81$559.70$6,716.40
$500$120.63$524.16$6,289.92
$750$114.60$497.97$5,975.64

Family pricing in QLD

ExcessWeeklyMonthlyYearly
$250$128.81$559.70$6,716.40
$500$120.63$524.16$6,289.92
$750$114.60$497.97$5,975.64

Single parent pricing in QLD

ExcessWeeklyMonthlyYearly
$250$103.05$447.76$5,373.12
$500$96.50$419.33$5,031.96
$750$91.68$398.37$4,780.44

Hospital Coverage — Silver+ Tier

Review the hospital clinical categories covered under this Silver+ tier policy, including covered, restricted, and excluded services, plus any important notes or conditions.

Covered categories36
Restricted categories1
Excluded categories1
Pregnancy and birth includedJoint replacements includedHeart and vascular system included1 category has restrictions — check PDS
Clinical categoryStatus
Heart & VascularCovered
Brain & Nervous SystemCovered
Eye (Not Cataracts)Covered
CataractsCovered
Ear, Nose & ThroatCovered
Back, Neck & SpineCovered
Bone, Joint & MuscleCovered
Joint ReconstructionsCovered
Joint ReplacementsCovered
DialysisCovered

Waiting Periods

2monthsGeneral hospital services
12monthsMajor hospital services
12monthsPre-existing conditions
12monthsPregnancy and birth

Standard waiting periods apply. If transferring from another insurer with equivalent cover, served waiting periods are recognised under portability rules.

Hospital Agreements

Queensland Country Health Fund has agreements with 60 private hospitals across Australia.

When you're treated at an agreed hospital, you're covered for accommodation, theatre fees, and prostheses at the negotiated rate — minimising or eliminating gap payments. At a non-agreed hospital, you may face significant out-of-pocket costs even for covered procedures.

HospitalAgreementDetails
St Vincent's Private Hospital SydneyFull agreement
Macquarie University HospitalFull agreement
Sydney Adventist HospitalFull agreement
Prince of Wales Private HospitalFull agreement
Hurstville Private HospitalDay surgery
Norwest Private HospitalFull agreement
Westmead Private HospitalFull agreement
Kareena Private HospitalFull agreement
Lingard Private HospitalFull agreement
Newcastle Private HospitalFull agreement
Showing 1-10 of 60 hospitals

Policy Features

See which additional policy features are included, not included, or subject to conditions such as waiting periods or loyalty rules.

Co-paymentCheck PDS
AmbulanceIncluded
Accident cover (no excess)Check PDS
Hospital-at-homeCheck PDS
Loyalty benefitsCheck PDS
Health management programsCheck PDS
Gap cover schemeIncluded

Compare with Similar Policies

Premiums shown for your current profile — adjust in Live Mode panel to see all values update.

Feature
Better Hospital (Silver+)
Insurer
Premium/week (live)
Excess
Categories covered
Hospital agreements
Queensland Country Health Fund
$120.63/wk
$500
36
60

About Insurer

Queensland Country Health Fund is a not-for-profit health insurer based in QLD. They offer 108 policies across hospital, extras, and combined cover.

TypeNot-for-profit
AccessOpen
Total policies108
Hospital agreements60
Ombudsman complaint ratio
Queensland Country Health Fund logo
Queensland Country Health FundNot-for-profit · QLD

Queensland Country Health Fund is a not-for-profit health fund and part of the HBF group. Based in regional Queensland, it offers hospital, extras and combined cover, with profits retained to fund member benefits and services.

View all insurer policies

Related policies

Open a policy to review its benefits, eligibility and available household options.

  • Queensland Country Health Fund

    Signature Hospital (Silver+)

    Cover
    Hospital
    Tier
    Silver Plus
    Available in
    QLD, NT
    Households
    Single, Couple, Family, Single parent
    Excess options
    $250, $500, $750
  • Queensland Country Health Fund

    Vital Hospital (Bronze+)

    Cover
    Hospital
    Tier
    Bronze Plus
    Available in
    QLD, NT
    Households
    Single, Couple, Family, Single parent
    Excess options
    $250, $500, $750
  • Queensland Country Health Fund

    Budget Hospital (Basic+)

    Cover
    Hospital
    Tier
    Basic Plus
    Available in
    QLD, NT
    Households
    Single, Couple, Family, Single parent
    Excess options
    $750
  • Queensland Country Health Fund

    Core Hospital (Basic+)

    Cover
    Hospital
    Tier
    Basic Plus
    Available in
    QLD, NT
    Households
    Single, Couple, Family, Single parent
    Excess options
    $500, $750

Important Information

This page provides a summary of Better Hospital (Silver+) by Queensland Country Health Fund based on data from PrivateHealth.gov.au. It is general information only and may not reflect the most current policy terms.

Before purchasing this policy:

  • Read the full Product Disclosure Statement (PDS) available from Queensland Country Health Fund
  • Confirm current pricing directly with the insurer — prices shown are indicative only
  • Check hospital agreements in your area
  • Consider whether the coverage meets your specific health needs
  • Ask about any gap cover arrangements

Data last updated 9 September 2026 from PrivateHealth.gov.au. We may receive a commission if you purchase through links on this page. We are not affiliated with or endorsed by Queensland Country Health Fund.

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