Pricing for a family in QLD, under 65
Premium calculated for the profile shown, before the government rebate.
Medibank Gold Ultra Health Cover pricing by household
Monthly premiums in QLD for an adult under 65, before the government rebate. Every household this policy is sold to is listed.
| Excess | Single | Couple | Family | Single parent |
|---|---|---|---|---|
| $0 | $708.30/month | $1,416.60/month | $1,416.60/month | $1,294.10/month |
Single pricing in QLD
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $163.01 | $708.30 | $8,499.60 |
Couple pricing in QLD
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $326.01 | $1,416.60 | $16,999.20 |
Family pricing in QLD
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $326.01 | $1,416.60 | $16,999.20 |
Single parent pricing in QLD
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $297.82 | $1,294.10 | $15,529.20 |
Hospital Coverage — Gold Tier
Review the hospital clinical categories covered under this Gold tier policy, including covered, restricted, and excluded services, plus any important notes or conditions.
| Clinical category | Status | Notes |
|---|---|---|
| Heart & Vascular | Covered | - |
| Brain & Nervous System | Covered | - |
| Eye (Not Cataracts) | Covered | - |
| Cataracts | Covered | - |
| Ear, Nose & Throat | Covered | - |
| Back, Neck & Spine | Covered | - |
| Bone, Joint & Muscle | Covered | - |
| Joint Reconstructions | Covered | - |
| Joint Replacements | Covered | - |
| Dialysis | Covered | - |
Waiting Periods
Standard waiting periods apply. If transferring from another insurer with equivalent cover, served waiting periods are recognised under portability rules.
Extras Coverage — Top Level
Annual limits and benefits shown below.
| Service | Annual limit | Benefit | Waiting period | Details |
|---|---|---|---|---|
| General dental | No limit | $176.80 | 2 months | |
| Major dental | $1,600 | $1,204.20 | 12 months | |
| Endodontic | – | $236.50 | 12 months | |
| Orthodontic | $1,500 | 100% | 12 months | |
| Optical | $300 | 100% | 6 months | |
| Physiotherapy | $1,000 | $70.20 | 2 months | |
| Chiropractic | $750 | $66.50 | 2 months | |
| Psychology | $600 | $135.35 | No wait | |
| Podiatry | $600 | $59.00 | 2 months | |
| Osteopathy | – | $66.50 | 2 months | |
| Acupuncture | $500 | $56.30 | 2 months | |
| Remedial massage | – | $68.80 | 2 months | |
| Dietetics | $600 | $74.60 | 2 months | |
| Speech therapy | $600 | $103.30 | 2 months | |
| Occupational therapy | $600 | $79.50 | 2 months | |
| Exercise physiology | – | $32.50 | 2 months | |
| Hearing aids | $1,600 | 100% | 36 months | |
| Orthotics | – | 100% | 2 months | |
| Non-PBS pharmaceuticals | $800 | $51.00 | 2 months | |
| Chinese herbal medicine | – | $32.50 | 2 months | |
| Home nursing | $500 | 100% | 2 months | |
| Glucose monitor | $300 | 100% | 24 months | |
| Orthoptics | $600 | $60.00 | 2 months |
Hospital Agreements
Medibank Private has agreements with 60 private hospitals across Australia.
When you're treated at an agreed hospital, you're covered for accommodation, theatre fees, and prostheses at the negotiated rate — minimising or eliminating gap payments. At a non-agreed hospital, you may face significant out-of-pocket costs even for covered procedures.
| Hospital | Suburb | State | Agreement | Details |
|---|---|---|---|---|
| St Vincent's Private Hospital Sydney | Darlinghurst | NSW | Full agreement | |
| Macquarie University Hospital | Macquarie Park | NSW | Full agreement | |
| Sydney Adventist Hospital | Wahroonga | NSW | Full agreement | |
| Prince of Wales Private Hospital | Randwick | NSW | Full agreement | |
| Hurstville Private Hospital | Hurstville | NSW | Day surgery | |
| Norwest Private Hospital | Bella Vista | NSW | Full agreement | |
| Westmead Private Hospital | Westmead | NSW | Full agreement | |
| Kareena Private Hospital | Caringbah | NSW | Full agreement | |
| Lingard Private Hospital | Merewether | NSW | Full agreement | |
| Newcastle Private Hospital | New Lambton Heights | NSW | Full agreement |
Policy Features
See which additional policy features are included, not included, or subject to conditions such as waiting periods or loyalty rules.
Compare with Similar Policies
Premiums shown for your current profile — adjust in Live Mode panel to see all values update.
About Insurer
Medibank Private is a for-profit health insurer based in VIC. They offer 728 policies across hospital, extras, and combined cover.
Medibank Private is an Australian, for-profit private health insurer. It offers hospital, extras, combined and package cover, and gives members access to its Members' Choice provider network.
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Important Information
This page provides a summary of Medibank Gold Ultra Health Cover by Medibank Private based on data from PrivateHealth.gov.au. It is general information only and may not reflect the most current policy terms.
Before purchasing this policy:
- Read the full Product Disclosure Statement (PDS) available from Medibank Private
- Confirm current pricing directly with the insurer — prices shown are indicative only
- Check hospital agreements in your area
- Consider whether the coverage meets your specific health needs
- Ask about any gap cover arrangements
Data last updated 9 September 2026 from PrivateHealth.gov.au. We may receive a commission if you purchase through links on this page. We are not affiliated with or endorsed by Medibank Private.
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