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Medibank Gold Premier Signature

By: Couple, QLD, Age 30, $500 excess.

Estimated premium
$1,191.00
ForCouple · QLD · Under 65

Pricing for a couple in QLD, under 65. $1,191.00 per month at $0 excess. Premium calculated for the profile shown, before the government rebate.

Pricing for a couple in QLD, under 65

Premium calculated for the profile shown, before the government rebate.

$0 excess
$274.09/week
$1,191.00/month · $14,292.00/year

Medibank Gold Premier Signature pricing by household

Monthly premiums in QLD for an adult under 65, before the government rebate. Every household this policy is sold to is listed.

Monthly premium by household and excess in QLD
ExcessSingleCoupleFamilySingle parent
$0$595.50/month$1,191.00/month$1,191.00/month$1,053.10/month

Single pricing in QLD

ExcessWeeklyMonthlyYearly
$0$137.05$595.50$7,146.00

Couple pricing in QLD

ExcessWeeklyMonthlyYearly
$0$274.09$1,191.00$14,292.00

Family pricing in QLD

ExcessWeeklyMonthlyYearly
$0$274.09$1,191.00$14,292.00

Single parent pricing in QLD

ExcessWeeklyMonthlyYearly
$0$242.36$1,053.10$12,637.20

Hospital Coverage — Gold Tier

Review the hospital clinical categories covered under this Gold tier policy, including covered, restricted, and excluded services, plus any important notes or conditions.

Covered categories38
Restricted categories0
Excluded categories0
Pregnancy and birth includedJoint replacements includedHeart and vascular system included
Clinical categoryStatus
Heart & VascularCovered
Brain & Nervous SystemCovered
Eye (Not Cataracts)Covered
CataractsCovered
Ear, Nose & ThroatCovered
Back, Neck & SpineCovered
Bone, Joint & MuscleCovered
Joint ReconstructionsCovered
Joint ReplacementsCovered
DialysisCovered

Waiting Periods

2monthsGeneral hospital services
12monthsMajor hospital services
12monthsPre-existing conditions
12monthsPregnancy and birth

Standard waiting periods apply. If transferring from another insurer with equivalent cover, served waiting periods are recognised under portability rules.

Extras Coverage — Top Level

Annual limits and benefits shown below.

Total service covered22
Dental4
Optical2
Physiotherapy10
ServiceAnnual limitDetails
General dentalNo limit
Major dental$2,000
Endodontic–
Orthodontic$800
Optical$250
Physiotherapy$700
Chiropractic$400
Psychology$400
Podiatry$400
Osteopathy–
Acupuncture$400
Remedial massage$200
Dietetics$400
Speech therapy$400
Occupational therapy$400
Exercise physiology–
Hearing aids$800
Orthotics–
Non-PBS pharmaceuticals$600
Chinese herbal medicine–
Glucose monitor$240
Orthoptics$400

Hospital Agreements

Medibank Private has agreements with 60 private hospitals across Australia.

When you're treated at an agreed hospital, you're covered for accommodation, theatre fees, and prostheses at the negotiated rate — minimising or eliminating gap payments. At a non-agreed hospital, you may face significant out-of-pocket costs even for covered procedures.

HospitalAgreementDetails
St Vincent's Private Hospital SydneyFull agreement
Macquarie University HospitalFull agreement
Sydney Adventist HospitalFull agreement
Prince of Wales Private HospitalFull agreement
Hurstville Private HospitalDay surgery
Norwest Private HospitalFull agreement
Westmead Private HospitalFull agreement
Kareena Private HospitalFull agreement
Lingard Private HospitalFull agreement
Newcastle Private HospitalFull agreement
Showing 1-10 of 60 hospitals

Policy Features

See which additional policy features are included, not included, or subject to conditions such as waiting periods or loyalty rules.

Co-paymentCheck PDS
AmbulanceIncluded
Accident cover (no excess)Check PDS
Hospital-at-homeCheck PDS
Loyalty benefitsCheck PDS
Health management programsCheck PDS
Gap cover schemeIncluded

Compare with Similar Policies

Premiums shown for your current profile — adjust in Live Mode panel to see all values update.

Feature
Medibank Gold Premier Signature
Insurer
Premium/week (live)
Excess
Categories covered
Hospital agreements
Medibank Private
$274.09/wk
$0
38
60

About Insurer

Medibank Private is a for-profit health insurer based in VIC. They offer 760 policies across hospital, extras, and combined cover.

TypeFor-profit
AccessOpen
Total policies760
Hospital agreements60
Ombudsman complaint ratio0.75%
Medibank Private logo
Medibank PrivateFor-profit · VIC

Medibank Private is an Australian, for-profit private health insurer. It offers hospital, extras, combined and package cover, and gives members access to its Members' Choice provider network.

View all insurer policies

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Important Information

This page provides a summary of Medibank Gold Premier Signature by Medibank Private based on data from PrivateHealth.gov.au. It is general information only and may not reflect the most current policy terms.

Before purchasing this policy:

  • Read the full Product Disclosure Statement (PDS) available from Medibank Private
  • Confirm current pricing directly with the insurer — prices shown are indicative only
  • Check hospital agreements in your area
  • Consider whether the coverage meets your specific health needs
  • Ask about any gap cover arrangements

Data last updated 23 October 2026 from PrivateHealth.gov.au. We may receive a commission if you purchase through links on this page. We are not affiliated with or endorsed by Medibank Private.

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