Pricing for a couple in NSW, under 65
Premium calculated for the profile shown, before the government rebate.
Standard Overseas Visitors pricing by household
Monthly premiums in NSW for an adult under 65, before the government rebate. Every household this policy is sold to is listed.
| Excess | Single | Couple | Family | Single parent |
|---|---|---|---|---|
| $500 | $170.65/month | $341.31/month | $341.31/month | $341.31/month |
Single pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $500 | $39.27 | $170.65 | $2,047.80 |
Couple pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $500 | $78.55 | $341.31 | $4,095.72 |
Family pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $500 | $78.55 | $341.31 | $4,095.72 |
Single parent pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $500 | $78.55 | $341.31 | $4,095.72 |
Hospital Coverage
Review the hospital clinical categories covered under this policy, including covered, restricted, and excluded services, plus any important notes or conditions.
| Clinical category | Status | Notes |
|---|---|---|
| Heart & Vascular | Excluded | - |
| Brain & Nervous System | Covered | - |
| Eye (Not Cataracts) | Covered | - |
| Cataracts | Excluded | - |
| Ear, Nose & Throat | Covered | - |
| Back, Neck & Spine | Covered | - |
| Bone, Joint & Muscle | Covered | - |
| Joint Reconstructions | Covered | - |
| Joint Replacements | Excluded | - |
| Dialysis | Excluded | - |
Waiting Periods
Standard waiting periods apply. If transferring from another insurer with equivalent cover, served waiting periods are recognised under portability rules.
Hospital Agreements
HBF has agreements with 60 private hospitals across Australia.
When you're treated at an agreed hospital, you're covered for accommodation, theatre fees, and prostheses at the negotiated rate — minimising or eliminating gap payments. At a non-agreed hospital, you may face significant out-of-pocket costs even for covered procedures.
| Hospital | Suburb | State | Agreement | Details |
|---|---|---|---|---|
| St Vincent's Private Hospital Sydney | Darlinghurst | NSW | Full agreement | |
| Macquarie University Hospital | Macquarie Park | NSW | Full agreement | |
| Sydney Adventist Hospital | Wahroonga | NSW | Full agreement | |
| Prince of Wales Private Hospital | Randwick | NSW | Full agreement | |
| Hurstville Private Hospital | Hurstville | NSW | Day surgery | |
| Norwest Private Hospital | Bella Vista | NSW | Full agreement | |
| Westmead Private Hospital | Westmead | NSW | Full agreement | |
| Kareena Private Hospital | Caringbah | NSW | Full agreement | |
| Lingard Private Hospital | Merewether | NSW | Full agreement | |
| Newcastle Private Hospital | New Lambton Heights | NSW | Full agreement |
Policy Features
See which additional policy features are included, not included, or subject to conditions such as waiting periods or loyalty rules.
Compare with Similar Policies
Premiums shown for your current profile — adjust in Live Mode panel to see all values update.
About Insurer
HBF Health is a not-for-profit health insurer based in WA. They offer 115 policies across hospital, extras, and combined cover.
HBF Health is a not-for-profit health fund based in Western Australia that has provided cover for more than 80 years. It offers hospital, extras and combined cover to members across Australia.
View all insurer policiesRelated policies
Open a policy to review its benefits, eligibility and available household options.
HBF
Overseas Working Visa Hosp + Medical
- Cover
- Hospital · Overseas visitors
- Available in
- National
- Households
- Single, Couple, Family, Single parent
- Excess options
- $0
HBF
Overseas Working Visa Hospital
- Cover
- Hospital · Overseas visitors
- Available in
- National
- Households
- Single, Couple, Family, Single parent
- Excess options
- $300
Bupa
Essential Visitors Cover with Freedom 50 Extras
- Cover
- Hospital · Overseas visitors
- Available in
- National
- Households
- Single, Couple, Family, Single parent
- Excess options
- $0
Bupa
Essential Lite Visitors Cover with Top Extras 60
- Cover
- Hospital · Overseas visitors
- Available in
- National
- Households
- Single, Couple, Family, Single parent
- Excess options
- $250
Important Information
This page provides a summary of Standard Overseas Visitors by HBF based on data from PrivateHealth.gov.au. It is general information only and may not reflect the most current policy terms.
Before purchasing this policy:
- Read the full Product Disclosure Statement (PDS) available from HBF
- Confirm current pricing directly with the insurer — prices shown are indicative only
- Check hospital agreements in your area
- Consider whether the coverage meets your specific health needs
- Ask about any gap cover arrangements
Data last updated 10 September 2026 from PrivateHealth.gov.au. We may receive a commission if you purchase through links on this page. We are not affiliated with or endorsed by HBF.
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