Pricing for a couple in NSW, under 65
Premium calculated for the profile shown, before the government rebate.
Total Extras pricing by household
Monthly premiums in NSW for an adult under 65, before the government rebate. Every household this policy is sold to is listed.
| Excess | Single | Couple |
|---|---|---|
| $0 | $162.05/month | $324.10/month |
Single pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $37.29 | $162.05 | $1,944.60 |
Couple pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $74.59 | $324.10 | $3,889.20 |
Extras Coverage — Top Level
Annual limits and benefits shown below.
| Service | Annual limit | Benefit | Waiting period | Details |
|---|---|---|---|---|
| General dental | No limit | 100% | 2 months | |
| Major dental | $4,200 | $900.00 | 12 months | |
| Endodontic | – | $155.00 | 12 months | |
| Orthodontic | – | 100% | 12 months | |
| Optical | $700 | 100% | 2 months | |
| Physiotherapy | $700 | $75.00 | 2 months | |
| Psychology | $900 | $100.00 | 2 months | |
| Podiatry | $1,000 | $65.00 | 2 months | |
| Acupuncture | $250 | 75% | 2 months | |
| Remedial massage | – | $50.00 | 2 months | |
| Dietetics | – | $65.00 | 2 months | |
| Speech therapy | – | $65.00 | 2 months | |
| Occupational therapy | – | $65.00 | 2 months | |
| Exercise physiology | – | $35.00 | 2 months | |
| Hearing aids | $1,600 | $800.00 | 24 months | |
| Orthotics | – | $200.00 | 12 months | |
| Non-PBS pharmaceuticals | $600 | 85% | 2 months | |
| Health management | – | 75% | 2 months | |
| Home nursing | $600 | $30.00 | 2 months | |
| Antenatal & postnatal | – | $65.00 | 2 months | |
| Vaccinations | – | 85% | 2 months | |
| Glucose monitor | $1,000 | 75% | 12 months | |
| Audiology | – | $60.00 | 2 months | |
| Orthoptics | – | $65.00 | 2 months |
Policy Features
See which additional policy features are included, not included, or subject to conditions such as waiting periods or loyalty rules.
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Premiums shown for your current profile — adjust in Live Mode panel to see all values update.
About Insurer
Doctors Health Fund is a not-for-profit health insurer based in NSW. They offer 47 policies across hospital, extras, and combined cover.
Doctors' Health Fund is a restricted, not-for-profit health fund for the medical community, including doctors, medical students and their families. It offers hospital and extras cover, with many benefits based on the AMA List of Services and Fees.
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Doctors Health Fund
Essential Extras
- Cover
- Extras
- Available in
- National
- Households
- Single, Couple
Westfund
High Extras (Dependants under 31)
- Cover
- Extras
- Available in
- National
- Households
- Family, Single parent
Westfund
High Extras (Disability Dependants)
- Cover
- Extras
- Available in
- National
- Households
- Family, Single parent
Bupa
Top Extras 75
- Cover
- Extras
- Available in
- NSW, ACT
- Households
- Single, Couple, Family, Single parent
Important Information
This page provides a summary of Total Extras by Doctors Health Fund based on data from PrivateHealth.gov.au. It is general information only and may not reflect the most current policy terms.
Before purchasing this policy:
- Read the full Product Disclosure Statement (PDS) available from Doctors Health Fund
- Confirm current pricing directly with the insurer — prices shown are indicative only
- Check hospital agreements in your area
- Consider whether the coverage meets your specific health needs
- Ask about any gap cover arrangements
Data last updated 9 September 2026 from PrivateHealth.gov.au. We may receive a commission if you purchase through links on this page. We are not affiliated with or endorsed by Doctors Health Fund.
Frequently Asked Questions
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