Pricing for a single in NSW, under 65
Premium calculated for current profile with rebate applied.
Extras Coverage — Top Level
Annual limits and benefit percentages shown below.
| Service | Annual limit | Benefit % | Waiting period | Details |
|---|---|---|---|---|
| General dental | $1,000 | 75% | 2 months | |
| Major dental | $1,300 | 75% | 12 months | |
| Endodontic | – | 75% | 12 months | |
| Orthodontic | $800 | 75% | 12 months | |
| Optical | $350 | 75% | 6 months | |
| Physiotherapy | $600 | 75% | 2 months | |
| Chiropractic | $500 | 75% | 2 months | |
| Psychology | $500 | 75% | 2 months | |
| Podiatry | $400 | 75% | 2 months | |
| Osteopathy | – | 75% | 2 months | |
| Acupuncture | $400 | 75% | 2 months | |
| Remedial massage | – | 75% | 2 months | |
| Dietetics | $600 | 75% | 2 months | |
| Speech therapy | $450 | 75% | 2 months | |
| Occupational therapy | $450 | 75% | 2 months | |
| Exercise physiology | $300 | 75% | 2 months | |
| Hearing aids | $1,200 | 75% | 36 months | |
| Orthotics | – | 75% | 2 months | |
| Non-PBS pharmaceuticals | $500 | 75% | 2 months | |
| Chinese herbal medicine | – | 75% | 2 months | |
| Home nursing | $200 | 75% | 2 months | |
| Glucose monitor | $500 | 75% | 12 months | |
| Orthoptics | $200 | 75% | 2 months |
Policy Features
See which additional policy features are included, not included, or subject to conditions such as waiting periods or loyalty rules.
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About Insurer
Apia Health Insurance is a for-profit Australian health insurer. They offer 36 policies across hospital, extras, and combined cover.
Apia Health Insurance is a health-cover brand underwritten by nib Health Funds. It offers hospital, extras and combined policies under the Apia brand.
View all insurer policiesImportant Information
This page provides a summary of Apia Premium Extras by Apia Health Insurance based on data from PrivateHealth.gov.au. It is general information only and may not reflect the most current policy terms.
Before purchasing this policy:
- Read the full Product Disclosure Statement (PDS) available from Apia Health Insurance
- Confirm current pricing directly with the insurer — prices shown are indicative only
- Check hospital agreements in your area
- Consider whether the coverage meets your specific health needs
- Ask about any gap cover arrangements
Data last updated 26 July 2026 from PrivateHealth.gov.au. We may receive a commission if you purchase through links on this page. We are not affiliated with or endorsed by Apia Health Insurance.
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No registration · No paywall · Last updated 26 July 2026 · Data compiled and powered by Convincely
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