Pricing for a single in NSW, under 65
Premium calculated for current profile with rebate applied.
Extras Coverage — Mid Level
Annual limits and benefit percentages shown below.
| Service | Annual limit | Benefit % | Waiting period | Details |
|---|---|---|---|---|
| General dental | $400 | 50% | 2 months | |
| Optical | $160 | 100% | 2 months | |
| Physiotherapy | $300 | 50% | 2 months | |
| Chiropractic | – | 50% | 2 months | |
| Psychology | $200 | 50% | 2 months | |
| Osteopathy | – | 50% | 2 months | |
| Acupuncture | – | 50% | 2 months | |
| Remedial massage | – | 50% | 2 months | |
| Dietetics | – | 50% | 2 months | |
| Exercise physiology | – | 50% | 2 months | |
| Chinese herbal medicine | – | 50% | 2 months | |
| Health management | – | 50% | 2 months |
Policy Features
See which additional policy features are included, not included, or subject to conditions such as waiting periods or loyalty rules.
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About Insurer
HBF Health is a not-for-profit Australian health insurer. They offer 115 policies across hospital, extras, and combined cover.
HBF Health is a not-for-profit health fund based in Western Australia that has provided cover for more than 80 years. It offers hospital, extras and combined cover to members across Australia.
View all insurer policiesImportant Information
This page provides a summary of Value 50 by HBF Health based on data from PrivateHealth.gov.au. It is general information only and may not reflect the most current policy terms.
Before purchasing this policy:
- Read the full Product Disclosure Statement (PDS) available from HBF Health
- Confirm current pricing directly with the insurer — prices shown are indicative only
- Check hospital agreements in your area
- Consider whether the coverage meets your specific health needs
- Ask about any gap cover arrangements
Data last updated 26 July 2026 from PrivateHealth.gov.au. We may receive a commission if you purchase through links on this page. We are not affiliated with or endorsed by HBF Health.
Frequently Asked Questions
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No registration · No paywall · Last updated 26 July 2026 · Data compiled and powered by Convincely
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