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Basic Extras

By: Single, NSW, Age 30, $500 excess.

Estimated premium
$57.70
ForSingle · NSW · Under 65

Pricing for a single in NSW, under 65

Premium calculated for current profile with rebate applied.

$0 excess
$13.28/week
$57.70/month · $692.40/year

Extras Coverage — Basic Level

Annual limits and benefit percentages shown below.

Total service covered6
Dental1
Optical1
Physiotherapy3
ServiceAnnual limitDetails
General dental$350
Optical$160
Physiotherapy$250
Chiropractic
Osteopathy
Health management$200

Policy Features

See which additional policy features are included, not included, or subject to conditions such as waiting periods or loyalty rules.

Co-paymentCheck PDS
AmbulanceIncluded
Accident cover (no excess)Check PDS
Hospital-at-homeCheck PDS
Loyalty benefitsCheck PDS
Health management programsCheck PDS
Gap cover schemeIncluded

Compare with Similar Policies

Premiums shown for your current profile — adjust in Live Mode panel to see all values update.

Feature
Basic Extras
Insurer
Premium/week (live)
Excess
Categories covered
Hospital agreements
HBF Health
$13.28/wk
$0
0
60

About Insurer

HBF Health is a not-for-profit Australian health insurer. They offer 115 policies across hospital, extras, and combined cover.

TypeNot-for-profit
AccessOpen
Total policies115
Hospital agreements60
Ombudsman complaint ratio0.74%
HBF Health logo
HBF HealthNot-for-profit · Open

HBF Health is a not-for-profit health fund based in Western Australia that has provided cover for more than 80 years. It offers hospital, extras and combined cover to members across Australia.

View all insurer policies

Important Information

This page provides a summary of Basic Extras by HBF Health based on data from PrivateHealth.gov.au. It is general information only and may not reflect the most current policy terms.

Before purchasing this policy:

  • Read the full Product Disclosure Statement (PDS) available from HBF Health
  • Confirm current pricing directly with the insurer — prices shown are indicative only
  • Check hospital agreements in your area
  • Consider whether the coverage meets your specific health needs
  • Ask about any gap cover arrangements

Data last updated 26 July 2026 from PrivateHealth.gov.au. We may receive a commission if you purchase through links on this page. We are not affiliated with or endorsed by HBF Health.

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General information only, based on public sources and your inputs. May not be complete, current or apply in all jurisdictions. Not financial, insurance or health advice. Results are based on limited information and are not a recommendation or endorsement of any policy or provider. We accept no liability for reliance on this information or the results. Verify with providers and consider professional advice.

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