Pricing for a single in NSW, under 65
Premium calculated for current profile with rebate applied.
Extras Coverage — Top Level
Annual limits and benefit percentages shown below.
| Service | Annual limit | Benefit % | Waiting period | Details |
|---|---|---|---|---|
| General dental | $800 | $83.00 | 2 months | |
| Major dental | $800 | $643.00 | 12 months | |
| Endodontic | – | $199.00 | 12 months | |
| Orthodontic | $700 | 100% | 12 months | |
| Optical | $250 | 100% | 6 months | |
| Physiotherapy | $500 | $60.00 | 2 months | |
| Chiropractic | $350 | $40.00 | 2 months | |
| Psychology | $400 | $80.00 | 2 months | |
| Podiatry | $300 | $40.00 | 2 months | |
| Osteopathy | – | $40.00 | 2 months | |
| Acupuncture | $300 | $40.00 | 2 months | |
| Remedial massage | – | $40.00 | 2 months | |
| Dietetics | $400 | $40.00 | 2 months | |
| Speech therapy | – | $70.00 | 2 months | |
| Occupational therapy | – | $70.00 | 2 months | |
| Exercise physiology | – | $60.00 | 2 months | |
| Orthotics | – | 70% | 12 months | |
| Non-PBS pharmaceuticals | $400 | $50.00 | 2 months | |
| Vaccinations | $200 | 70% | No wait | |
| Audiology | $300 | $70.00 | 2 months | |
| Orthoptics | – | $70.00 | 2 months |
Policy Features
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About Insurer
Australian Unity is a not-for-profit Australian health insurer. They offer 118 policies across hospital, extras, and combined cover.
Australian Unity is a mutual, member-owned organisation with a history spanning more than 180 years. Its health insurance arm offers hospital, extras and combined cover that members can tailor to their needs.
View all insurer policiesImportant Information
This page provides a summary of Freedom Extras (FRE) by Australian Unity based on data from PrivateHealth.gov.au. It is general information only and may not reflect the most current policy terms.
Before purchasing this policy:
- Read the full Product Disclosure Statement (PDS) available from Australian Unity
- Confirm current pricing directly with the insurer — prices shown are indicative only
- Check hospital agreements in your area
- Consider whether the coverage meets your specific health needs
- Ask about any gap cover arrangements
Data last updated 26 July 2026 from PrivateHealth.gov.au. We may receive a commission if you purchase through links on this page. We are not affiliated with or endorsed by Australian Unity.
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No registration · No paywall · Last updated 26 July 2026 · Data compiled and powered by Convincely
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