Health Insurance

Silver Plus Family Hospital (Dependants under 25)

Compare 137 Westfund policies. Prices shown for: Single, NSW, Age 30, $500 excess.

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Westfund

Silver Plus Family Hospital (Dependants under 25)

$507.96

Excess

Why this cover

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose & Throat
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$507.96
Excess
$500
Hospital tier
SilverPlus
Good Service Record1.37× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Hospital Cover

30 covered6 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

23 covered4 not covered
Endodontic
$800/person1 mo
Root Canal Therapy: 60% back
General Dental
$800/person2 mo
Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% backExtraction: 60% back
Major Dental
$800/person1 yr
Full Crown (Veneered): 60% back
Orthodontic
-
Optical
$200/person2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Acupuncture
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Chinese Herbal Medicine
$500/person
1st visit: 60% backNext visit: 60% back
Chiropractic
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Exercise Physiology
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Occupational Therapy
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Osteopathy
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Physiotherapy
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Psychology
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Remedial Massage
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Speech Therapy
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Antenatal/Postnatal
$500/person1 yr
1st visit: 60% backNext visit: 60% back
Audiology
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Dietetics
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Home Nursing
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Podiatry
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Hearing Aids
-
Orthotics
-
Health Management
$500/person2 mo
Health Management: 60% back
Non-PBS Pharmaceuticals
$500/person2 mo
Prescription: 60% back
Vaccinations
$500/person2 mo
Vaccination: 60% back
Glucose Monitor
-
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Westfund

Silver Plus Family Hospital (Dependants under 25)

$507.96

Excess

Frequently Asked Questions

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