Health Insurance

Silver Hospital Plus Advantage with Combined Better Extras

Compare 212 Health Partners policies. Prices shown for: Single, NSW, Age 30, $500 excess.

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Health Partners

Silver Hospital Plus Advantage with Combined Better Extras

$469.39

100% back on orthodontics

100% back on optical lenses

70% back on hearing aids

Emergency ambulance covered

Joint replacements covered

Excess

Why this cover

Member guide

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Cataracts
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$415.09
Excess
$250 – $750
Hospital tier
SilverPlus

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Get up to 8 weeks free and instant access to selected extras

Get up to 8 weeks free and instant access to selected Extras when you join Hospital and Extras Cover by April 30. This offer is available for new members on new memberships who join and start a joint Hospital and Extras cover by 30.04.2026 and who have not held Health Partners health cover as a policy holder in the last 12 months. Weeks free offer does not apply to any Lifetime Health Cover loading component of a policy. If the new member maintains eligible cover continuously for 60 days from the cover start date and remains on an eligible cover during this period, they will receive 4 weeks free. The policyholder’s membership payments must be up to date to receive this initial 4 weeks free. The member must maintain their eligible cover continuously for 365 days from the cover start date and continue to be a financial member to receive an additional 4 weeks free (a total of 8 weeks free). The weeks free cover will be applied to the eligible cover within 30 paid days after completing the required period of paid membership to allow for the data and processing time. Instant access applies to most extra benefits with a 2-month waiting period only after the first contribution payment has been received. Instant access does not include dental extractions. Annual limits, other waiting periods (e.g. 12 month waits), restrictions and exclusions apply. If the policyholder changes to an ineligible cover, or cancels any portion of their cover while their weeks free and instant access offer is active, they will no longer be eligible for all parts of this offer including the instant access to selected extras as well as any remaining weeks free. The offer excludes employees and Board Members of Health Partners. Policies taken out through an aggregator will be ineligible for this offer and only policies issued through Health Partners directly will be deemed as eligible. This offer is not available in conjunction with any other offers or discounts (with the exception of the 3% direct debit discount or 3% upfront payment discount which may still apply), and is not transferable or redeemable for cash. This offer is available per policy, not per person/member covered on a policy.

Ending 30 Apr 2026

Hospital Cover

34 covered3 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

24 covered3 not covered
Endodontic
$900/person1 yr
Root Canal Therapy: 65% back
General Dental
Unlimited2 mo
Periodic Exam: 65% backScale & Clean: 65% backFluoride: 65% backExtraction: 65% back
Major Dental
$900/person1 yr
Full Crown (Veneered): 65% back
Orthodontic
1 yr
Braces (Upper & Lower): 100% back
Optical
$250/person2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$500/person2 mo
1st visit: $35Next visit: $30
Acupuncture
$200/person2 mo
1st visit: $30Next visit: $30
Chinese Herbal Medicine
$200/person2 mo
1st visit: $30Next visit: $30
Chiropractic
$600/person2 mo
1st visit: $40Next visit: $35
Exercise Physiology
$600/person2 mo
1st visit: $40Next visit: $35
Occupational Therapy
$500/person2 mo
1st visit: $35Next visit: $30
Osteopathy
$600/person2 mo
1st visit: $40Next visit: $35
Physiotherapy
$600/person2 mo
1st visit: $40Next visit: $35
Psychology
$500/person2 mo
1st visit: $75Next visit: $75
Remedial Massage
$200/person2 mo
1st visit: $30Next visit: $30
Speech Therapy
$500/person2 mo
1st visit: $35Next visit: $30
Dietetics
$500/person2 mo
1st visit: $35Next visit: $30
Hearing Aids
$400/person1 yr
Hearing Aid: 70% back
Orthotics
$400/person1 yr
Orthotics: 70% back
Podiatry
$500/person2 mo
1st visit: $35Next visit: $30
Antenatal/Postnatal
-
Audiology
-
Home Nursing
-
Glucose Monitor
$400/person1 yr
Glucose Monitor: 70% back
Health Management
$100/person2 mo
Health Management: 70% back
Non-PBS Pharmaceuticals
$300/person2 mo
Vaccinations
$300/person2 mo
Health Partners logo

Health Partners

Silver Hospital Plus Advantage with Combined Better Extras

$469.39

100% back on orthodontics

100% back on optical lenses

70% back on hearing aids

Emergency ambulance covered

Joint replacements covered

Excess

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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.

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