Health Insurance

Starter Extras

Compare 138 St Lukes Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.

St Lukes Health Insurance logo

St Lukes Health Insurance

Starter Extras

$28.70

Excess

Hospital Cover DetailsExtras Cover DetailsFAQs

Why this cover

Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$28.70
Excess
$0

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

6 weeks free

Limited time offer: Join St Lukes before April 12th 2026 on eligible products and you can get 6 weeks free on your policy. St Lukes will also waive the 2, 3, and 6 month waiting periods on extras. T&Cs apply.

Ending 12 Apr 2026

Hospital Cover

Extras Cover

14 covered13 not covered
General Dental
$500/policy2 mo
Periodic Exam: 50% backScale & Clean: 50% backFluoride: 50% backExtraction: 50% back
Endodontic
-
Major Dental
-
Orthodontic
-
Optical
$150/policy6 mo
Single Vision Lenses: $150Multi-Focal Lenses: $150
Orthoptics
$400/policy2 mo
1st visit: $35Next visit: $25
Chiropractic
$300/policy2 mo
1st visit: $36Next visit: $26
Exercise Physiology
$400/policy2 mo
1st visit: 50% backNext visit: 50% back
Occupational Therapy
$300/policy2 mo
1st visit: $45Next visit: $35
Osteopathy
$300/policy2 mo
1st visit: $38Next visit: $33
Physiotherapy
$400/policy2 mo
1st visit: $44Next visit: $38
Psychology
2 mo
1st visit: $85Next visit: $55
Acupuncture
-
Chinese Herbal Medicine
-
Remedial Massage
-
Speech Therapy
-
Antenatal/Postnatal
$400/policy2 mo
1st visit: 50% backNext visit: 50% back
Audiology
$300/policy2 mo
Initial Consult: 50% back
Dietetics
$300/policy2 mo
1st visit: $50Next visit: $35
Home Nursing
$300/policy2 mo
1st visit: $50Next visit: $50
Hearing Aids
-
Orthotics
-
Podiatry
-
Non-PBS Pharmaceuticals
$200/policy2 mo
Prescription: 50% back
Glucose Monitor
-
Health Management
-
Vaccinations
-
St Lukes Health Insurance logo

St Lukes Health Insurance

Starter Extras

$28.70

Excess

Frequently Asked Questions

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