Health Insurance

Astute Silver Plus Hospital and Astute Wellbeing Extras

Compare 138 St Lukes Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.

St Lukes Health Insurance logo

St Lukes Health Insurance

Astute Silver Plus Hospital and Astute Wellbeing Extras

$410.80

Excess

Why this cover

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose & Throat
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$333.80
Excess
$250 – $750
Hospital tier
SilverPlus

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

6 weeks free

Limited time offer: Join St Lukes before April 12th 2026 on eligible products and you can get 6 weeks free on your policy. St Lukes will also waive the 2, 3, and 6 month waiting periods on extras. T&Cs apply.

Ending 12 Apr 2026

Hospital Cover

30 covered7 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

20 covered7 not covered
Endodontic
$500/person1 yr
Root Canal Therapy: 60% back
General Dental
$750/person2 mo
Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% backExtraction: 60% back
Major Dental
$500/person1 yr
Full Crown (Veneered): 60% back
Orthodontic
-
Optical
$200/person6 mo
Single Vision Lenses: $200Multi-Focal Lenses: $200
Orthoptics
$350/person2 mo
1st visit: $43Next visit: $33
Acupuncture
$300/person2 mo
1st visit: $32Next visit: $28
Chinese Herbal Medicine
$300/person2 mo
1st visit: $32Next visit: $28
Chiropractic
$350/person2 mo
1st visit: $38Next visit: $27
Exercise Physiology
$350/person2 mo
1st visit: 60% backNext visit: 60% back
Occupational Therapy
$350/person2 mo
1st visit: $55Next visit: $40
Osteopathy
$350/person2 mo
1st visit: $46Next visit: $42
Physiotherapy
$350/person2 mo
1st visit: $56Next visit: $49
Psychology
2 mo
1st visit: $110Next visit: $90
Remedial Massage
$300/person2 mo
1st visit: $32Next visit: $28
Speech Therapy
-
Antenatal/Postnatal
$350/person2 mo
1st visit: 60% backNext visit: 60% back
Audiology
$350/person2 mo
Initial Consult: 60% back
Dietetics
$350/person2 mo
1st visit: $60Next visit: $40
Home Nursing
$350/person2 mo
1st visit: $50Next visit: $50
Podiatry
$200/person2 mo
1st visit: $40Next visit: $33
Hearing Aids
-
Orthotics
-
Non-PBS Pharmaceuticals
$300/person2 mo
Prescription: 60% back
Glucose Monitor
-
Health Management
-
Vaccinations
-
St Lukes Health Insurance logo

St Lukes Health Insurance

Astute Silver Plus Hospital and Astute Wellbeing Extras

$410.80

Excess

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