Health Insurance

Bronze Plus Hospital and Premium Extras

Compare 18 Reserve Bank Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Reserve Bank Health logo

Reserve Bank Health

Bronze Plus Hospital and Premium Extras

$336.48

Emergency and non-emergency ambulance covered

90% back on orthodontics

Optical included

Physio included

Home nursing included

Excess

Why this cover

Hospital Cover
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose & Throat
  • Bone, Joint & Muscle
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$325.44
Excess
$500 – $750
Hospital tier
BronzePlus
Excellent Service Record0.00× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Introducing smile.com.au

RBHS members with Extras can now reduce their out-of-pocket costs on dental when they visit any smile.com.au dentist. Terms and conditions apply.

Hospital Cover

24 covered12 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

25 covered2 not covered
Endodontic
$850/policy1 yr
Root Canal Therapy: $850
General Dental
Unlimited2 mo
Periodic Exam: $50Scale & Clean: $100Fluoride: $33Extraction: $340
Major Dental
$1,200/policy1 yr
Full Crown (Veneered): $1360
Orthodontic
$890/policy1 yr
Braces (Upper & Lower): 90% back
Optical
$460/policy1 yr
Single Vision Lenses: $370Multi-Focal Lenses: $560
Orthoptics
$790/policy2 mo
1st visit: $95Next visit: $73
Acupuncture
$850/policy2 mo
1st visit: $85Next visit: $70
Chinese Herbal Medicine
$850/policy2 mo
1st visit: $82Next visit: $64
Chiropractic
$920/policy2 mo
1st visit: $85Next visit: $70
Exercise Physiology
$850/policy2 mo
1st visit: $82Next visit: $64
Occupational Therapy
$790/policy2 mo
1st visit: $97Next visit: $80
Osteopathy
$920/policy2 mo
1st visit: $85Next visit: $70
Physiotherapy
$1,000/policy2 mo
1st visit: $105Next visit: $85
Psychology
$920/policy2 mo
1st visit: $190Next visit: $190
Remedial Massage
$850/policy2 mo
1st visit: $82Next visit: $64
Speech Therapy
$1,000/policy2 mo
1st visit: $103Next visit: $103
Antenatal/Postnatal
$260/policy2 mo
Initial: $260
Dietetics
$425/policy2 mo
1st visit: $107Next visit: $65
Hearing Aids
$1,088/policy1 yr
Hearing Aid: $2720
Home Nursing
$1,500/policy2 mo
1st visit: $1500Next visit: $1500
Podiatry
$750/policy2 mo
1st visit: $80Next visit: $70
Audiology
-
Orthotics
-
Glucose Monitor
$1,040/policy1 yr
Glucose Monitor: 90% back
Health Management
$200/policy2 mo
Health Management: $200
Non-PBS Pharmaceuticals
$1,000/policy2 mo
Prescription: $160
Vaccinations
Unlimited2 mo
Vaccination: 90% back
Reserve Bank Health logo

Reserve Bank Health

Bronze Plus Hospital and Premium Extras

$336.48

Emergency and non-emergency ambulance covered

90% back on orthodontics

Optical included

Physio included

Home nursing included

Excess

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