Health Insurance

Premium Extras

Compare 18 Reserve Bank Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Reserve Bank Health logo

Reserve Bank Health

Premium Extras

$466.60

Emergency and non-emergency ambulance covered

90% back on orthodontics

Dental included

Optical included

Home nursing included

Excess

Why this cover

Member guide

Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$466.60
Excess
$0
Excellent Service Record0.00× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Introducing smile.com.au

RBHS members with Extras can now reduce their out-of-pocket costs on dental when they visit any smile.com.au dentist. Terms and conditions apply.

Hospital Cover

Extras Cover

25 covered2 not covered
Endodontic
$850/person1 yr
Root Canal Therapy: $850
General Dental
Unlimited2 mo
Periodic Exam: $50Scale & Clean: $100Fluoride: $33Extraction: $340
Major Dental
$1,200/person1 yr
Full Crown (Veneered): $1360
Orthodontic
$890/person1 yr
Braces (Upper & Lower): 90% back
Optical
$460/person1 yr
Single Vision Lenses: $370Multi-Focal Lenses: $560
Orthoptics
$790/person2 mo
1st visit: $95Next visit: $73
Acupuncture
$850/person2 mo
1st visit: $85Next visit: $70
Chinese Herbal Medicine
$850/person2 mo
1st visit: $82Next visit: $64
Chiropractic
$920/person2 mo
1st visit: $85Next visit: $70
Exercise Physiology
$850/person2 mo
1st visit: $82Next visit: $64
Occupational Therapy
$790/person2 mo
1st visit: $97Next visit: $80
Osteopathy
$920/person2 mo
1st visit: $85Next visit: $70
Physiotherapy
$1,000/person2 mo
1st visit: $105Next visit: $85
Psychology
$920/person2 mo
1st visit: $190Next visit: $190
Remedial Massage
$850/person2 mo
1st visit: $82Next visit: $64
Speech Therapy
$1,000/person2 mo
1st visit: $103Next visit: $103
Antenatal/Postnatal
$260/person2 mo
Initial: $260
Dietetics
$425/person2 mo
1st visit: $107Next visit: $65
Hearing Aids
$1,088/person1 yr
Hearing Aid: $2720
Home Nursing
$1,500/person2 mo
1st visit: $1500Next visit: $1500
Podiatry
$750/person2 mo
1st visit: $80Next visit: $70
Audiology
-
Orthotics
-
Glucose Monitor
$1,040/person1 yr
Glucose Monitor: 90% back
Health Management
$200/person2 mo
Health Management: $200
Non-PBS Pharmaceuticals
$1,000/person2 mo
Prescription: $160
Vaccinations
Unlimited2 mo
Vaccination: 90% back
Reserve Bank Health logo

Reserve Bank Health

Premium Extras

$466.60

Emergency and non-emergency ambulance covered

90% back on orthodontics

Dental included

Optical included

Home nursing included

Excess

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