Health Insurance

Gold Ultimate Choice

Compare 108 TUH policies. Prices shown for: Single, NSW, Age 30, $500 excess.

TUH logo

TUH

Gold Ultimate Choice

$400.12

Pregnancy and birth covered

Joint replacements covered

Emergency and non-emergency ambulance covered

Optical included

100% back on optical lenses

Excess

Why this cover

Member guide

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Cataracts
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$400.12
Excess
$0
Hospital tier
Gold

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Hospital Cover

38 covered0 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

26 covered1 not covered
Endodontic
$3,800/policy1 yr
Root Canal Therapy: $195
General Dental
Unlimited2 mo
Periodic Exam: $44.1Scale & Clean: $80.85Fluoride: $32.55Extraction: $156
Major Dental
$3,800/policy1 yr
Full Crown (Veneered): $800
Orthodontic
$1,000/policy1 yr
Braces (Upper & Lower): $1000
Optical
$270/policy6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$450/policy2 mo
1st visit: $42Next visit: $42
Acupuncture
$450/policy2 mo
1st visit: $45Next visit: $40
Chinese Herbal Medicine
$450/policy2 mo
1st visit: $45Next visit: $40
Chiropractic
$450/policy2 mo
1st visit: $44Next visit: $35
Exercise Physiology
$750/policy2 mo
1st visit: $35Next visit: $35
Occupational Therapy
$450/policy2 mo
1st visit: $59Next visit: $45
Osteopathy
$400/policy2 mo
1st visit: $49Next visit: $42
Physiotherapy
$750/policy2 mo
1st visit: $62Next visit: $52
Psychology
$450/policy2 mo
1st visit: $95Next visit: $83
Remedial Massage
$450/policy2 mo
1st visit: $45Next visit: $45
Speech Therapy
$450/policy2 mo
1st visit: $77Next visit: $47
Antenatal/Postnatal
$300/policy2 mo
1st visit: 80% backNext visit: 80% back
Audiology
$200/policy2 mo
1st visit: $75Next visit: $70
Dietetics
$450/policy2 mo
1st visit: $60Next visit: $42
Hearing Aids
1 yr
Hearing Aid: $1100
Home Nursing
$600/policy2 mo
1st visit: $80Next visit: $80
Orthotics
$450/policy1 yr
Orthotics: 85% back
Podiatry
$450/policy2 mo
1st visit: $42Next visit: $39
Glucose Monitor
$690/policy1 yr
Glucose Monitor: 85% back
Health Management
$300/policy2 mo
Health Management: 80% back
Non-PBS Pharmaceuticals
$600/policy2 mo
Prescription: $60
Vaccinations
-
TUH logo

TUH

Gold Ultimate Choice

$400.12

Pregnancy and birth covered

Joint replacements covered

Emergency and non-emergency ambulance covered

Optical included

100% back on optical lenses

Excess

Frequently Asked Questions

About Our Platform

About Comparing Policies

About Costs

About Coverage

About Switching

The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.

HealthInsurance.au

Copyright © 2026 HealthInsurance.au. All rights reserved. ABN 75 696 635 408

General information only, based on public sources and your inputs. May not be complete, current or apply in all jurisdictions. Not financial, insurance or health advice. Results are based on limited information and are not a recommendation or endorsement of any policy or provider. We accept no liability for reliance on this information or the results. Verify with providers and consider professional advice.

I need cover for...