Health Insurance

Bronze Plus Essentials & Healthy Flex Extras 50

Compare 124 Phoenix Health Fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Phoenix Health Fund logo

Phoenix Health Fund

Bronze Plus Essentials & Healthy Flex Extras 50

$236.45

Emergency and non-emergency ambulance covered

Dental general included

100% back on dental check-ups

50% back on major dental

Optical included

Excess

Why this cover

Hospital Cover
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose & Throat
  • Bone, Joint & Muscle
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$226.30
Excess
$500 – $750
Hospital tier
BronzePlus
Excellent Service Record0.71× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

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Hospital Cover

21 covered14 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

8 covered19 not covered
Endodontic
$700/person1 yr
Root Canal Therapy: 50% back
General Dental
$700/person2 mo
Periodic Exam: 100% backScale & Clean: 100% backFluoride: 100% back
Major Dental
$700/person1 yr
Extraction: 50% backFull Crown (Veneered): 50% back
Orthodontic
-
Optical
$700/person6 mo
Single Vision Lenses: 50% backMulti-Focal Lenses: 50% back
Orthoptics
-
Chiropractic
$700/person2 mo
1st visit: 50% backNext visit: 50% back
Physiotherapy
$700/person2 mo
1st visit: 50% backNext visit: 50% back
Remedial Massage
$700/person2 mo
1st visit: 50% backNext visit: 50% back
Acupuncture
-
Chinese Herbal Medicine
-
Exercise Physiology
-
Occupational Therapy
-
Osteopathy
-
Psychology
-
Speech Therapy
-
Podiatry
$700/person2 mo
1st visit: 50% backNext visit: 50% back
Antenatal/Postnatal
-
Audiology
-
Dietetics
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Phoenix Health Fund logo

Phoenix Health Fund

Bronze Plus Essentials & Healthy Flex Extras 50

$236.45

Emergency and non-emergency ambulance covered

Dental general included

100% back on dental check-ups

50% back on major dental

Optical included

Excess

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