Health Insurance

StarterPak (Basic Plus)

Compare 36 Teachers Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

UnionHealth logo

UnionHealth

StarterPak (Basic Plus)

$174.58

Emergency and non-emergency ambulance covered

Dental included

Optical included

Physio included

Hernia and appendix covered

Excess

Why this cover

Hospital Cover
  • Joint Reconstructions
  • Hernia & Appendix
  • Tonsils, Adenoids & Grommets
  • Dental Surgery
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$174.58
Excess
$0
Hospital tier
BasicPlus
Average Service Record1.14× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Bonus up to $150 Active Health Bonus

Take out combined Hospital and Extras Cover and get rewarded with a bonus up to $150 to use on the Extras you choose. The Active Health Bonus is only available on combined hospital and extras cover, excluding Basic Extras.

Hospital Cover

4 covered8 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

14 covered13 not covered
General Dental
$500/person2 mo
Periodic Exam: $40Scale & Clean: $70Fluoride: $27
Major Dental
$500/person1 yr
Endodontic
-
Orthodontic
-
Optical
$180/person6 mo
Single Vision Lenses: $180Multi-Focal Lenses: $180
Orthoptics
-
Acupuncture
$200/person2 mo
1st visit: $38Next visit: $38
Chinese Herbal Medicine
$200/person2 mo
1st visit: $38Next visit: $38
Chiropractic
$400/person2 mo
1st visit: $40Next visit: $40
Exercise Physiology
$400/person2 mo
1st visit: $40Next visit: $40
Osteopathy
$400/person2 mo
1st visit: $40Next visit: $40
Physiotherapy
$400/person2 mo
1st visit: $40Next visit: $40
Psychology
$300/person2 mo
1st visit: $72Next visit: $72
Remedial Massage
$200/person2 mo
1st visit: $38Next visit: $38
Occupational Therapy
-
Speech Therapy
-
Health Management
$150/person6 mo
Health Management: $150
Non-PBS Pharmaceuticals
$400/person2 mo
Prescription: $60
Vaccinations
$400/person2 mo
Vaccination: $60
Glucose Monitor
-
UnionHealth logo

UnionHealth

StarterPak (Basic Plus)

$174.58

Emergency and non-emergency ambulance covered

Dental included

Optical included

Physio included

Hernia and appendix covered

Excess

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