Health Insurance

Top Extras

Compare 36 Teachers Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Teachers Health logo

Teachers Health

Top Extras

$80.75

Dental included

Optical included

Physio included

Emergency ambulance covered

Health Centres provider network

Excess

Extras claim back

100%

Why this cover

Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$80.75
Excess
$0
Health Centres benefit
100% back
Average Service Record1.14× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

6 weeks free cover plus waived waits on popular Extras

Get 6 weeks free cover PLUS skip the waits on popular Extras when you join with Hospital & Extras by 4 May 2026. Offer is available to new members who join Teachers Health with Hospital & Extras cover, or StarterPak (Basic Plus) by 4 May 2026. Six weeks' free health cover applies after at least one successful direct debit payment has been received. Two and six month waiting periods are waived on Extras services only. Enter promo code 'SIX' when joining online.

Ending 4 May 2026

Hospital Cover

Extras Cover

27 covered0 not covered
Health Centres Advantage100% back on up to two dental check-ups per year at a Health Centres dentist
Endodontic
$1,300/policy1 yr
Root Canal Therapy: $160
General Dental
Unlimited2 mo
Periodic Exam: $40Scale & Clean: $70Fluoride: $27
Major Dental
$1,300/policy1 yr
Extraction: $135Full Crown (Veneered): $750
Orthodontic
$2,500/policy1 yr
Braces (Upper & Lower): $2500
Optical
$260/policy6 mo
Single Vision Lenses: $260Multi-Focal Lenses: $260
Orthoptics
$800/policy2 mo
1st visit: $40Next visit: $35
Acupuncture
$600/policy2 mo
1st visit: $38Next visit: $38
Chinese Herbal Medicine
$600/policy2 mo
1st visit: $38Next visit: $38
Chiropractic
$480/policy2 mo
1st visit: $55Next visit: $40
Exercise Physiology
$800/policy2 mo
1st visit: $55Next visit: $40
Occupational Therapy
$500/policy2 mo
1st visit: $70Next visit: $44
Osteopathy
$480/policy2 mo
1st visit: $55Next visit: $40
Physiotherapy
$800/policy2 mo
1st visit: $55Next visit: $40
Psychology
$600/policy2 mo
1st visit: $100Next visit: $72
Remedial Massage
$600/policy2 mo
1st visit: $38Next visit: $38
Speech Therapy
$600/policy2 mo
1st visit: $80Next visit: $45
Antenatal/Postnatal
$300/policy2 mo
Initial: $300
Audiology
Unlimited2 mo
1st visit: $45Next visit: $45
Dietetics
$400/policy2 mo
1st visit: $60Next visit: $40
Hearing Aids
$1,200/policy1 yr
Hearing Aid: $600
Home Nursing
$800/policy2 mo
1st visit: $95Next visit: $33
Orthotics
$200/policy2 mo
Orthotics: $100
Podiatry
$400/policy2 mo
1st visit: $55Next visit: $40
Glucose Monitor
$160/policy2 mo
Glucose Monitor: $160
Health Management
$250/policy6 mo
Health Management: $250
Non-PBS Pharmaceuticals
$800/policy2 mo
Prescription: $60
Vaccinations
$800/policy2 mo
Vaccination: $60
Teachers Health logo

Teachers Health

Top Extras

$80.75

Dental included

Optical included

Physio included

Emergency ambulance covered

Health Centres provider network

Excess

Extras claim back

100%

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