Health Insurance

Basic Extras

Compare 36 Teachers Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Nurses and Midwives Health logo

Nurses and Midwives Health

Basic Extras

$66.00

Excess

Extras claim back

100%

Why this cover

Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$66.00
Excess
$0
Health Centres benefit
100% back
Average Service Record1.14× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Skip the waits

Join with Hospital & Extras or Extras-only cover by 31 July 2026 and claim on things like general dental, optical, chiro and physio right away. Eligibility criteria and conditions apply. Available to new members who join Nurses & Midwives Health with Hospital & Extras cover, combined cover, or Extras cover only; current members who upgrade their Extras Cover to a higher level of cover, add Extras to their existing Hospital cover or Ambulance cover; and a spouse or dependant added to an existing Nurses & Midwives Health policy. Two- and six-month waiting periods are waived on Extra services only, after the first contribution payment has been received.

Ending 31 July 2026

Hospital Cover

Extras Cover

14 covered13 not covered
Health Centres Advantage100% back on up to two dental check-ups per year at a Health Centres dentist
General Dental
$400/person2 mo
Periodic Exam: $20Scale & Clean: $35Fluoride: $20
Endodontic
-
Major Dental
-
Orthodontic
-
Optical
$150/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-
Acupuncture
$500/person2 mo
1st visit: $22Next visit: $22
Chinese Herbal Medicine
$500/person2 mo
1st visit: $22Next visit: $22
Chiropractic
$500/person2 mo
1st visit: $30Next visit: $30
Exercise Physiology
$500/person2 mo
1st visit: $30Next visit: $30
Osteopathy
$500/person2 mo
1st visit: $30Next visit: $30
Physiotherapy
$500/person2 mo
1st visit: $30Next visit: $30
Psychology
$500/person2 mo
1st visit: $45Next visit: $45
Remedial Massage
$500/person2 mo
1st visit: $22Next visit: $22
Occupational Therapy
-
Speech Therapy
-
Dietetics
$500/person2 mo
1st visit: $22Next visit: $22
Antenatal/Postnatal
-
Audiology
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Podiatry
-
Health Management
$150/person6 mo
Health Management: 100% back
Non-PBS Pharmaceuticals
$500/person2 mo
Prescription: $25
Vaccinations
$500/person2 mo
Vaccination: $25
Glucose Monitor
-
Nurses and Midwives Health logo

Nurses and Midwives Health

Basic Extras

$66.00

Excess

Extras claim back

100%

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