Health Insurance

StarterPak (Basic Plus)

Compare 36 Teachers Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

UniHealth logo

UniHealth

StarterPak (Basic Plus)

$174.58

Emergency and non-emergency ambulance covered

Dental included

Optical included

Physio included

Hernia appendix covered

Excess

Why this cover

Hospital Cover
  • Joint Reconstructions
  • Hernia & Appendix
  • Tonsils, Adenoids & Grommets
  • Dental Surgery
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$174.58
Excess
$0
Hospital tier
BasicPlus
Average Service Record1.14× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

6 weeks free cover plus waiting period waiver

Get 6 weeks free cover plus skip the waits on popular Extras when you join with Hospital & Extras by 4 May. Offer is available to new members who join UniHealth with Hospital & Extras cover, or StarterPak (Basic Plus) before 31 July 2025. Six weeks free health cover applies after the first premium payment has been received. Two and six month waiting periods are waived on Extras services only. Enter promo code 'SIX' when joining online.

Ending 31 July 2025

Hospital Cover

4 covered8 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

14 covered13 not covered
General Dental
$500/person2 mo
Periodic Exam: $40Scale & Clean: $70Fluoride: $27
Major Dental
$500/person1 yr
Endodontic
-
Orthodontic
-
Optical
$180/person6 mo
Single Vision Lenses: $180Multi-Focal Lenses: $180
Orthoptics
-
Acupuncture
$200/person2 mo
1st visit: $38Next visit: $38
Chinese Herbal Medicine
$200/person2 mo
1st visit: $38Next visit: $38
Chiropractic
$400/person2 mo
1st visit: $40Next visit: $40
Exercise Physiology
$400/person2 mo
1st visit: $40Next visit: $40
Osteopathy
$400/person2 mo
1st visit: $40Next visit: $40
Physiotherapy
$400/person2 mo
1st visit: $40Next visit: $40
Psychology
$300/person2 mo
1st visit: $72Next visit: $72
Remedial Massage
$200/person2 mo
1st visit: $38Next visit: $38
Occupational Therapy
-
Speech Therapy
-
Health Management
$150/person6 mo
Health Management: $150
Non-PBS Pharmaceuticals
$400/person2 mo
Prescription: $60
Vaccinations
$400/person2 mo
Vaccination: $60
Glucose Monitor
-
UniHealth logo

UniHealth

StarterPak (Basic Plus)

$174.58

Emergency and non-emergency ambulance covered

Dental included

Optical included

Physio included

Hernia appendix covered

Excess

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