Health Insurance

StarterPak (Basic Plus)

Compare 36 Teachers Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

UnionHealth logo

UnionHealth

StarterPak (Basic Plus)

$87.29

Emergency and non-emergency ambulance covered

Dental included

Optical included

Physio included

Non-PBS medicines included

Excess

Why this cover

Hospital Cover
  • Joint Reconstructions
  • Hernia & Appendix
  • Tonsils, Adenoids & Grommets
  • Dental Surgery
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$87.29
Excess
$0
Hospital tier
BasicPlus
Average Service Record1.14× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Bonus up to $150 Active Health Bonus

Take out combined Hospital and Extras Cover and get rewarded with a bonus up to $150 to use on the Extras you choose. The Active Health Bonus is only available on combined hospital and extras cover, excluding Basic Extras.

Hospital Cover

4 covered8 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

14 covered13 not covered
General Dental
$500/policy2 mo
Periodic Exam: $40Scale & Clean: $70Fluoride: $27
Major Dental
$500/policy1 yr
Endodontic
-
Orthodontic
-
Optical
$180/policy6 mo
Single Vision Lenses: $180Multi-Focal Lenses: $180
Orthoptics
-
Acupuncture
$200/policy2 mo
1st visit: $38Next visit: $38
Chinese Herbal Medicine
$200/policy2 mo
1st visit: $38Next visit: $38
Chiropractic
$400/policy2 mo
1st visit: $40Next visit: $40
Exercise Physiology
$400/policy2 mo
1st visit: $40Next visit: $40
Osteopathy
$400/policy2 mo
1st visit: $40Next visit: $40
Physiotherapy
$400/policy2 mo
1st visit: $40Next visit: $40
Psychology
$300/policy2 mo
1st visit: $72Next visit: $72
Remedial Massage
$200/policy2 mo
1st visit: $38Next visit: $38
Occupational Therapy
-
Speech Therapy
-
Health Management
$150/policy6 mo
Health Management: $150
Non-PBS Pharmaceuticals
$400/policy2 mo
Prescription: $60
Vaccinations
$400/policy2 mo
Vaccination: $60
Glucose Monitor
-
UnionHealth logo

UnionHealth

StarterPak (Basic Plus)

$87.29

Emergency and non-emergency ambulance covered

Dental included

Optical included

Physio included

Non-PBS medicines included

Excess

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General information only, based on public sources and your inputs. May not be complete, current or apply in all jurisdictions. Not financial, insurance or health advice. Results are based on limited information and are not a recommendation or endorsement of any policy or provider. We accept no liability for reliance on this information or the results. Verify with providers and consider professional advice.

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