Health Insurance

StarterPak (Basic Plus)

Compare 36 Teachers Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Nurses and Midwives Health logo

Nurses and Midwives Health

StarterPak (Basic Plus)

$87.29

Emergency and non-emergency ambulance covered

Dental included

Optical included

Physio included

Hernia and appendix covered

Excess

Why this cover

Hospital Cover
  • Joint Reconstructions
  • Hernia & Appendix
  • Tonsils, Adenoids & Grommets
  • Dental Surgery
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$87.29
Excess
$0
Hospital tier
BasicPlus
Average Service Record1.14× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Skip the waits

Join with Hospital & Extras or Extras-only cover by 31 July 2026 and claim on things like general dental, optical, chiro and physio right away. Eligibility criteria and conditions apply. Available to new members who join Nurses & Midwives Health with Hospital & Extras cover, combined cover, or Extras cover only; current members who upgrade their Extras Cover to a higher level of cover, add Extras to their existing Hospital cover or Ambulance cover; and a spouse or dependant added to an existing Nurses & Midwives Health policy. Two- and six-month waiting periods are waived on Extra services only, after the first contribution payment has been received.

Ending 31 July 2026

Hospital Cover

4 covered8 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

14 covered13 not covered
General Dental
$500/policy2 mo
Periodic Exam: $40Scale & Clean: $70Fluoride: $27
Major Dental
$500/policy1 yr
Endodontic
-
Orthodontic
-
Optical
$180/policy6 mo
Single Vision Lenses: $180Multi-Focal Lenses: $180
Orthoptics
-
Acupuncture
$200/policy2 mo
1st visit: $38Next visit: $38
Chinese Herbal Medicine
$200/policy2 mo
1st visit: $38Next visit: $38
Chiropractic
$400/policy2 mo
1st visit: $40Next visit: $40
Exercise Physiology
$400/policy2 mo
1st visit: $40Next visit: $40
Osteopathy
$400/policy2 mo
1st visit: $40Next visit: $40
Physiotherapy
$400/policy2 mo
1st visit: $40Next visit: $40
Psychology
$300/policy2 mo
1st visit: $72Next visit: $72
Remedial Massage
$200/policy2 mo
1st visit: $38Next visit: $38
Occupational Therapy
-
Speech Therapy
-
Health Management
$150/policy6 mo
Health Management: $150
Non-PBS Pharmaceuticals
$400/policy2 mo
Prescription: $60
Vaccinations
$400/policy2 mo
Vaccination: $60
Glucose Monitor
-
Nurses and Midwives Health logo

Nurses and Midwives Health

StarterPak (Basic Plus)

$87.29

Emergency and non-emergency ambulance covered

Dental included

Optical included

Physio included

Hernia and appendix covered

Excess

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