Core and Young at Heart Extras

Compare 285 nib health fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.

nib health fund

Core and Young at Heart Extras

$63.87

60% back on general dental

60% back on optical

60% back on physio

60% back on hearing aids

Emergency ambulance covered

Excess

Hospital Cover Details Extras Cover Details FAQs

Why this cover

Member guide

Extras Cover

Dental
Optical
Physiotherapy
Podiatry

Pricing & Value

Monthly premium from: $63.87
Excess: $0

Average Service Record1.16× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Hospital Cover

Extras Cover

10 covered17 not covered

Endodontic

$600/policy1 yr

Root Canal Therapy: 60% back

General Dental

$600/policy2 mo

Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% back

Major Dental

$600/policy1 yr

Extraction: 60% backFull Crown (Veneered): 60% back

Orthodontic

Optical

$250/policy6 mo

Single Vision Lenses: 60% backMulti-Focal Lenses: 60% back

Orthoptics

Physiotherapy

$350/policy2 mo

1st visit: 60% backNext visit: 60% back

Acupuncture

Chinese Herbal Medicine

Chiropractic

Exercise Physiology

Occupational Therapy

Osteopathy

Psychology

Remedial Massage

Speech Therapy

Dietetics

$300/policy2 mo

1st visit: 60% backNext visit: 60% back

Hearing Aids

$500/policy36 mo

Hearing Aid: 60% back

Orthotics

$200/policy2 mo

Orthotics: 60% back

Podiatry

$200/policy2 mo

1st visit: 60% backNext visit: 60% back

Antenatal/Postnatal

Audiology

Home Nursing

Non-PBS Pharmaceuticals

$400/policy2 mo

Prescription: 60% back

Glucose Monitor

Health Management

Vaccinations

nib health fund

Core and Young at Heart Extras

$63.87

60% back on general dental

60% back on optical

60% back on physio

60% back on hearing aids

Emergency ambulance covered

Excess

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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.

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