Health Insurance

Basic Kickstarter

Compare 285 nib health fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.

nib health fund logo

nib health fund

Basic Kickstarter

$123.14

Emergency ambulance covered

50% back on physio

50% back on general dental

50% back on chiropractic

50% back on non-PBS prescriptions

Excess

Why this cover

Member guide

Extras Cover
  • Dental
  • Physiotherapy
  • Chiropractic
  • Osteopathy
Pricing & Value
Monthly premium from
$108.60
Excess
$500 – $750
Hospital tier
Basic
Average Service Record1.16× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Hospital Cover

0 covered35 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

9 covered18 not covered
General Dental
$200/policy2 mo
Periodic Exam: 50% backScale & Clean: 50% backFluoride: 50% back
Endodontic
-
Major Dental
-
Orthodontic
-
Acupuncture
$100/policy2 mo
1st visit: 50% backNext visit: 50% back
Chinese Herbal Medicine
$100/policy2 mo
1st visit: 50% backNext visit: 50% back
Chiropractic
$150/policy2 mo
1st visit: 50% backNext visit: 50% back
Exercise Physiology
$100/policy2 mo
1st visit: 50% backNext visit: 50% back
Osteopathy
$150/policy2 mo
1st visit: 50% backNext visit: 50% back
Physiotherapy
$150/policy2 mo
1st visit: 50% backNext visit: 50% back
Occupational Therapy
-
Psychology
-
Remedial Massage
-
Speech Therapy
-
Dietetics
$150/policy2 mo
1st visit: 50% backNext visit: 50% back
Antenatal/Postnatal
-
Audiology
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Podiatry
-
Non-PBS Pharmaceuticals
$100/policy2 mo
Prescription: 50% back
Glucose Monitor
-
Health Management
-
Vaccinations
-
nib health fund logo

nib health fund

Basic Kickstarter

$123.14

Emergency ambulance covered

50% back on physio

50% back on general dental

50% back on chiropractic

50% back on non-PBS prescriptions

Excess

Frequently Asked Questions

About Our Platform

About Comparing Policies

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About Switching

The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.

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General information only, based on public sources and your inputs. May not be complete, current or apply in all jurisdictions. Not financial, insurance or health advice. Results are based on limited information and are not a recommendation or endorsement of any policy or provider. We accept no liability for reliance on this information or the results. Verify with providers and consider professional advice.

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