Health Insurance

Seniors Advantage Extras

Compare 285 nib health fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Seniors Health Insurance logo

Seniors Health Insurance

Seniors Advantage Extras

$226.52

60% back on general dental

60% back on major dental

Optical included

Physio included

Emergency ambulance covered

Excess

Why this cover

Member guide

Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$226.52
Excess
$0
Average Service Record1.16× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

4 weeks free

Seniors Health Insurance '4 weeks free' offer terms and conditions (1 Apr 2026 – 31 May 2026) Purchased via ItsMy Health. Offer available to eligible members who join a Seniors Health Insurance combined Hospital and Extras product during the offer period. The offer consists of adjusting the 'paid to' date on the qualifying policy to reflect a reduction in premium equivalent to 4 weeks (28 days). To qualify, members must maintain the policy until the fulfilment date (30 July 2026 for policies purchased 1–30 April 2026, or 1 September 2026 for policies purchased 1–31 May 2026), not be a current or recently cancelled nib policyholder, have a valid email address, and not be an employee of the promoter or nib. Offer cannot be combined with other offers unless stated otherwise.

Ending 31 May 2026

Hospital Cover

Extras Cover

23 covered4 not covered
Endodontic
$800/person1 yr
Root Canal Therapy: 60% back
General Dental
$800/person2 mo
Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% back
Major Dental
$800/person1 yr
Extraction: 60% backFull Crown (Veneered): 60% back
Orthodontic
-
Optical
$300/person6 mo
Single Vision Lenses: 60% backMulti-Focal Lenses: 60% back
Orthoptics
$400/person2 mo
1st visit: 60% backNext visit: 60% back
Acupuncture
$350/person2 mo
1st visit: 60% backNext visit: 60% back
Chinese Herbal Medicine
$350/person2 mo
1st visit: 60% backNext visit: 60% back
Chiropractic
$350/person2 mo
1st visit: 60% backNext visit: 60% back
Exercise Physiology
$400/person2 mo
1st visit: 60% backNext visit: 60% back
Occupational Therapy
$400/person2 mo
1st visit: 60% backNext visit: 60% back
Osteopathy
$350/person2 mo
1st visit: 60% backNext visit: 60% back
Physiotherapy
$450/person2 mo
1st visit: 60% backNext visit: 60% back
Psychology
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Remedial Massage
$350/person2 mo
1st visit: 60% backNext visit: 60% back
Speech Therapy
$400/person2 mo
1st visit: 60% backNext visit: 60% back
Dietetics
$400/person2 mo
1st visit: 60% backNext visit: 60% back
Hearing Aids
Unlimited36 mo
Hearing Aid: 60% back
Home Nursing
$150/person2 mo
1st visit: 60% backNext visit: 60% back
Orthotics
$250/person2 mo
Orthotics: 60% back
Podiatry
$250/person2 mo
1st visit: 60% backNext visit: 60% back
Antenatal/Postnatal
-
Audiology
-
Glucose Monitor
$250/person1 yr
Glucose Monitor: 60% back
Health Management
$150/person6 mo
Health Management: 60% back
Non-PBS Pharmaceuticals
$400/person2 mo
Prescription: 60% back
Vaccinations
-
Seniors Health Insurance logo

Seniors Health Insurance

Seniors Advantage Extras

$226.52

60% back on general dental

60% back on major dental

Optical included

Physio included

Emergency ambulance covered

Excess

Frequently Asked Questions

About Our Platform

About Comparing Policies

About Costs

About Coverage

About Switching

The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.

HealthInsurance.au

Copyright © 2026 HealthInsurance.au. All rights reserved. ABN 75 696 635 408

General information only, based on public sources and your inputs. May not be complete, current or apply in all jurisdictions. Not financial, insurance or health advice. Results are based on limited information and are not a recommendation or endorsement of any policy or provider. We accept no liability for reliance on this information or the results. Verify with providers and consider professional advice.

I need cover for...