Health Insurance

Real Basic Plus Hospital

Compare 285 nib health fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Real Health Insurance logo

Real Health Insurance

Real Basic Plus Hospital

$164.89

Emergency ambulance covered

Dental surgery covered

Gastrointestinal endoscopy covered

Gynaecology covered

Joint reconstructions covered

Excess

Why this cover

Member guide

Hospital Cover
  • Joint Reconstructions
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage & Termination
Pricing & Value
Monthly premium from
$139.49
Excess
$500 – $750
Hospital tier
BasicPlus
Average Service Record1.16× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Get 8 weeks FREE plus skip the 2 & 6 month wait on Extras

Join a new eligible combined Real Health Insurance Hospital & Extras policy by 11:59pm (AEST) 30 April 2026 and receive 8 weeks free (calculated as 56 days of the annual premium). In addition, the 2-month and 6-month waiting periods will be waived for eligible members on all Extras services that normally require those waiting periods. The offer is fulfilled on 24 June 2026 for policies purchased between 1 April 2026 and 30 April 2026, and is forfeited if the member is not an active policyholder on that date. Longer waiting periods may apply for some services.

Ending 30 Apr 2026

Hospital Cover

7 covered28 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

Real Health Insurance logo

Real Health Insurance

Real Basic Plus Hospital

$164.89

Emergency ambulance covered

Dental surgery covered

Gastrointestinal endoscopy covered

Gynaecology covered

Joint reconstructions covered

Excess

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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.

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General information only, based on public sources and your inputs. May not be complete, current or apply in all jurisdictions. Not financial, insurance or health advice. Results are based on limited information and are not a recommendation or endorsement of any policy or provider. We accept no liability for reliance on this information or the results. Verify with providers and consider professional advice.

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