Health Insurance

Core, Wellbeing and Young at Heart Extras

Compare 285 nib health fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.

nib health fund logo

nib health fund

Core, Wellbeing and Young at Heart Extras

$93.75

60% back on general dental

60% back on major dental

Optical included

Physio included

Emergency ambulance covered

Excess

Why this cover

Member guide

Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$93.75
Excess
$0
Average Service Record1.16× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Hospital Cover

Extras Cover

17 covered10 not covered
Endodontic
$600/policy1 yr
Root Canal Therapy: 60% back
General Dental
$600/policy2 mo
Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% back
Major Dental
$600/policy1 yr
Extraction: 60% backFull Crown (Veneered): 60% back
Orthodontic
-
Optical
$250/policy6 mo
Single Vision Lenses: 60% backMulti-Focal Lenses: 60% back
Orthoptics
-
Acupuncture
$300/policy2 mo
1st visit: 60% backNext visit: 60% back
Chinese Herbal Medicine
$300/policy2 mo
1st visit: 60% backNext visit: 60% back
Chiropractic
$300/policy2 mo
1st visit: 60% backNext visit: 60% back
Osteopathy
$300/policy2 mo
1st visit: 60% backNext visit: 60% back
Physiotherapy
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Psychology
$300/policy2 mo
1st visit: 60% backNext visit: 60% back
Remedial Massage
$300/policy2 mo
1st visit: 60% backNext visit: 60% back
Exercise Physiology
-
Occupational Therapy
-
Speech Therapy
-
Dietetics
$600/policy2 mo
Initial Consult: 60% back
Hearing Aids
$500/policy36 mo
Hearing Aid: 60% back
Orthotics
$200/policy2 mo
Orthotics: 60% back
Podiatry
$200/policy2 mo
1st visit: 60% backNext visit: 60% back
Antenatal/Postnatal
-
Audiology
-
Home Nursing
-
Health Management
$150/policy6 mo
Health Management: 60% back
Non-PBS Pharmaceuticals
$400/policy2 mo
Prescription: 60% back
Glucose Monitor
-
Vaccinations
-
nib health fund logo

nib health fund

Core, Wellbeing and Young at Heart Extras

$93.75

60% back on general dental

60% back on major dental

Optical included

Physio included

Emergency ambulance covered

Excess

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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.

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General information only, based on public sources and your inputs. May not be complete, current or apply in all jurisdictions. Not financial, insurance or health advice. Results are based on limited information and are not a recommendation or endorsement of any policy or provider. We accept no liability for reliance on this information or the results. Verify with providers and consider professional advice.

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