Health Insurance

Seniors Gold Hospital

Compare 285 nib health fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Seniors Health Insurance logo

Seniors Health Insurance

Seniors Gold Hospital

$276.11

Pregnancy and birth covered

Joint replacements covered

Weight loss surgery covered

Emergency ambulance covered

Hospital psychiatric cover included

Excess

Why this cover

Member guide

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Cataracts
Pricing & Value
Monthly premium from
$276.11
Excess
$750
Hospital tier
Gold
Average Service Record1.16× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

4 weeks free

Seniors Health Insurance '4 weeks free' offer terms and conditions (1 Apr 2026 – 31 May 2026) Purchased via ItsMy Health. Offer available to eligible members who join a Seniors Health Insurance combined Hospital and Extras product during the offer period. The offer consists of adjusting the 'paid to' date on the qualifying policy to reflect a reduction in premium equivalent to 4 weeks (28 days). To qualify, members must maintain the policy until the fulfilment date (30 July 2026 for policies purchased 1–30 April 2026, or 1 September 2026 for policies purchased 1–31 May 2026), not be a current or recently cancelled nib policyholder, have a valid email address, and not be an employee of the promoter or nib. Offer cannot be combined with other offers unless stated otherwise.

Ending 31 May 2026

Hospital Cover

38 covered0 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

Seniors Health Insurance logo

Seniors Health Insurance

Seniors Gold Hospital

$276.11

Pregnancy and birth covered

Joint replacements covered

Weight loss surgery covered

Emergency ambulance covered

Hospital psychiatric cover included

Excess

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