Health Insurance

Corporate Top Extras

Compare 285 nib health fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.

nib health fund logo

nib health fund

Corporate Top Extras

$366.14

85% back on general dental

85% back on major dental

85% back on optical

85% back on physiotherapy

Emergency ambulance covered

Excess

Hospital Cover DetailsExtras Cover DetailsFAQs

Why this cover

Member guide

Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$366.14
Excess
$0
Average Service Record1.16× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Hospital Cover

Extras Cover

25 covered2 not covered
Endodontic
$1,200/person1 yr
Root Canal Therapy: 85% back
General Dental
$900/person
Periodic Exam: 85% backScale & Clean: 85% backFluoride: 85% back
Major Dental
$1,200/person1 yr
Extraction: 85% backFull Crown (Veneered): 85% back
Orthodontic
$1,200/person1 yr
Braces (Upper & Lower): 85% back
Optical
$300/person
Single Vision Lenses: 85% backMulti-Focal Lenses: 85% back
Orthoptics
$500/person
1st visit: 85% backNext visit: 85% back
Acupuncture
$300/person
1st visit: 85% backNext visit: 85% back
Chinese Herbal Medicine
$300/person
1st visit: 85% backNext visit: 85% back
Chiropractic
$600/person
1st visit: 85% backNext visit: 85% back
Exercise Physiology
$750/person
1st visit: 85% backNext visit: 85% back
Occupational Therapy
$500/person
1st visit: 85% backNext visit: 85% back
Osteopathy
$600/person
1st visit: 85% backNext visit: 85% back
Physiotherapy
$750/person
1st visit: 85% backNext visit: 85% back
Psychology
$500/person
1st visit: 85% backNext visit: 85% back
Remedial Massage
$300/person
1st visit: 85% backNext visit: 85% back
Speech Therapy
$500/person
1st visit: 85% backNext visit: 85% back
Antenatal/Postnatal
$700/person
1st visit: 85% backNext visit: 85% back
Dietetics
$700/person
1st visit: 85% backNext visit: 85% back
Hearing Aids
$500/person36 mo
Hearing Aid: 85% back
Home Nursing
$700/person
1st visit: 85% backNext visit: 85% back
Orthotics
$700/person
Orthotics: 85% back
Podiatry
$700/person
1st visit: 85% backNext visit: 85% back
Audiology
-
Glucose Monitor
$500/person1 yr
Glucose Monitor: 85% back
Health Management
$150/person
Health Management: 85% back
Non-PBS Pharmaceuticals
$700/person
Prescription: 85% back
Vaccinations
-
nib health fund logo

nib health fund

Corporate Top Extras

$366.14

85% back on general dental

85% back on major dental

85% back on optical

85% back on physiotherapy

Emergency ambulance covered

Excess

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