Health Insurance

AAMI Silver Advantage Hospital Plus

Compare 285 nib health fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.

AAMI Health Insurance logo

AAMI Health Insurance

AAMI Silver Advantage Hospital Plus

$196.22

Joint replacements covered

Back, neck and spine covered

Emergency ambulance covered

Excess

Why this cover

Member guide

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Cataracts
Pricing & Value
Monthly premium from
$159.52
Excess
$250 – $750
Hospital tier
SilverPlus
Average Service Record1.16× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Get 8 weeks free

Get 8 weeks free when you take out a combined Hospital and Extras cover by 28 May 2026. Available to eligible, new members. Offer fulfilled in month 3 of membership. The offer adjusts the paid-to date on the qualifying policy to reflect a reduction off the premium payable for an amount equating to 8 weeks (56 days) of the annual premium. Eligible members must maintain the eligible product until the fulfilment date.

Ending 28 May 2026

Hospital Cover

34 covered3 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

AAMI Health Insurance logo

AAMI Health Insurance

AAMI Silver Advantage Hospital Plus

$196.22

Joint replacements covered

Back, neck and spine covered

Emergency ambulance covered

Excess

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