Health Insurance

Basic Extras

Compare 285 nib health fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.

nib health fund logo

nib health fund

Basic Extras

$58.48

Emergency ambulance covered

100% back on dental check-ups

100% back on scale and clean

100% back on single vision lenses

50% back on physio and psychology

Excess

Hospital Cover DetailsExtras Cover DetailsFAQs

Why this cover

Member guide

Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Psychology
Pricing & Value
Monthly premium from
$58.48
Excess
$0
Average Service Record1.16× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Hospital Cover

Extras Cover

4 covered23 not covered
General Dental
$450/person2 mo
Periodic Exam: 100% backScale & Clean: 100% backFluoride: 100% backExtraction: 50% back
Endodontic
-
Major Dental
-
Orthodontic
-
Optical
$150/person6 mo
Single Vision Lenses: 100% back
Orthoptics
-
Physiotherapy
$200/person2 mo
1st visit: 50% backNext visit: 50% back
Psychology
$200/person2 mo
1st visit: 50% backNext visit: 50% back
Acupuncture
-
Chinese Herbal Medicine
-
Chiropractic
-
Exercise Physiology
-
Occupational Therapy
-
Osteopathy
-
Remedial Massage
-
Speech Therapy
-
nib health fund logo

nib health fund

Basic Extras

$58.48

Emergency ambulance covered

100% back on dental check-ups

100% back on scale and clean

100% back on single vision lenses

50% back on physio and psychology

Excess

Frequently Asked Questions

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